Financials
- Fiscal year
- 2025
- Total assets
- €85,023
- Loss
- -€27,336
- Solvency
- 52.9%
Total assets▼ 20.8%
Net result
20182025
BANANAS
ActiveSummary
BANANAS has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,970 and a net result of -€27,336. Equity is shrinking by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 4059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Cafés and bars
NACE 56301NACE 55401NACE 55402
#6 oldest company in Lier, Accommodation and food service sector1 site
Size
€85,023total assets 2025
- Staff
- 1.6 FTE
- Equity
- €44,970
- Loss
- -€27,336
Turnover not published (abridged schema)
Structure
Accounts 37 d early0 of 3 deeds read
Why 64- Sector Food and beverage service activities (NACE 56)- Loss of €27,336 (FY 2025)+ Founded in 1985+ Equity €44,970 (52.9% of total assets)Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 33% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
78-14
equity 52.9% of total assets
Liquidity
41-32
short-term debt 45.2% · cash 10.1%
Profitability
0-69
return on assets -32.2%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: 0.2%
03-2026: 0.2%▼ -2.9% vs 02-2026lowest value
04-2026: 0.2%▲ +9.5% vs 03-2026
05-2026: 0.2%▲ +2.2% vs 04-2026
06-2026: 0.2%▼ -4.8% vs 05-2026
07-2026: 1.2%▲ +567% vs 06-2026highest value
08-2026: 1.2%● 0.0% vs 07-2026highest value
09-2026: 1.2%● 0.0% vs 08-2026highest value
10-2026: 1.2%● 0.0% vs 09-2026highest value
- Sector Food and beverage service activities (NACE 56) raises the probability
- Loss of €27,336 (FY 2025) raises the probability
- Founded in 1985 lowers the probability for this profile
- Equity €44,970 (52.9% of total assets) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 2.84 in 2024; short-term debt: 45.2% and cash: 10.1% of total assets), and 47.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 70%, liquidity 35%, profitability 8%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
30 d early
2023
1 d early
2022
55 d early
2021
53 d early
2020
46 d early
2019
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€27,336
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 24-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 01-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Cafés and barsNACE 56301
- Founded
- 09-07-1985
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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