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Banamo Group

Active1 interim measure
Private limited companyfounded 2022active for 4 yearsZoomstraat 6, 9160 Lokeren, BelgiumKBO/BCE: BE 0784.612.016
Summary

The file of Banamo Group contains 1 interim measure and 1 administrative flag, as published in the Belgian Official Gazette. The computed 12-month bankruptcy probability is 10.1% (high). The 2025 annual accounts show equity of €169,049 and a net result of €22,381. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 44% of 34,590 sector peers (NACE 43, financial year 2025).

Overview

Activity
Site preparation
NACE 43120
1 site
Size
€403,393total assets 2025
Staff
12.6 FTE
Equity
€169,049
Profit
€22,381
Turnover not published (abbreviated or micro format)
Financial health
32 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
10.1%
Structure
Accounts filed 76 days late1 of 2 deeds read
Why 32raises riskLatest accounts 76 days late; 3 of the last 3 lateEx-officio strike-off in the KBO1 change of registered office in 24 monthsFounded in 2022Show the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 43% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 67+2
equity 41.9% of total assets
Liquidity 22-22
short-term debt 58.1% · cash 1.9%
Profitability 76+5
return on assets 5.5%
Bankruptcy probability, 12 months
10.1% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 11-2024: 7.3% 12-2024: 7.2%▼ -0.1 percentage points vs 11-2024 01-2025: 2.8%▼ -4.4 percentage points vs 12-2024lowest value 02-2025: 3.4%▲ +0.6 percentage points vs 01-2025 03-2025: 3.4%● unchanged vs 02-2025 04-2025: 3.4%● unchanged vs 03-2025 05-2025: 3.5%▲ +0.1 percentage points vs 04-2025 06-2025: 3.3%▼ -0.2 percentage points vs 05-2025 07-2025: 3.4%▲ +0.1 percentage points vs 06-2025 08-2025: 4.0%▲ +0.6 percentage points vs 07-2025 09-2025: 4.4%▲ +0.4 percentage points vs 08-2025 10-2025: 5.7%▲ +1.3 percentage points vs 09-2025 11-2025: 5.6%▼ -0.1 percentage points vs 10-2025 12-2025: 4.9%▼ -0.7 percentage points vs 11-2025 01-2026: 7.5%▲ +2.6 percentage points vs 12-2025 02-2026: 7.5%● unchanged vs 01-2026 03-2026: 7.5%● unchanged vs 02-2026 04-2026: 8.2%▲ +0.7 percentage points vs 03-2026 05-2026: 8.7%▲ +0.5 percentage points vs 04-2026 06-2026: 8.7%● unchanged vs 05-2026 07-2026: 8.7%● unchanged vs 06-2026 08-2026: 10.7%▲ +2.0 percentage points vs 07-2026 09-2026: 11.1%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 10.1%▼ -1.0 percentage point vs 09-2026
Credit of up to €5,000 on 30-day terms, only on tighter conditions: interim measures (e.g. provisional administrator)
Liquidity tight (current ratio 1.36, compared with 1.43 in 2024, below the usual 1.5; short-term debt: 58.1% and cash: 1.9% of total assets), and 58.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 45% on solvency, 13% on liquidity, 50% on profitability and 62% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Latest accounts 76 days late; 3 of the last 3 late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Interim administration
1 publication on interim administration in the Belgian Official Gazette. An early signal, not a finding of bankruptcy.
Belgian Official Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
76 days late
2024
85 days late
2023
125 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 95 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 October (3 of the last 3 filed years within 41 days of that day).
Companies Code · seven months
Where today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €22,381 ▼53.1%
  3. Equity above €150,000equity €169,049 ▲15.3%

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 76 days View
  • Among the largest 5% on gross marginsector median €39,332 · 34,550 companies €659,399 View
  • Total assets 20253 financial years filed €403,393 View

By topic

Financials

Financial year
2025
Total assets
€403,393
Profit
€22,381
Solvency
41.9%
Turnover▲ 21.0%
Net result
20232024
Go to Financials

Timeline

Events
10
Since
2024
Next accounts
by 31-07-2027
  1. 12-12-2025Address strikeout annulled
  2. 09-12-2025Registered office
  3. 27-10-2025Address struck
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
07-04-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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