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BaMM

Active
Private limited companyfounded 201412 yrs activeAquaductstraat 37, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0550.869.532
Summary

BaMM has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62,775 and a net result of -€2,156. Equity is growing by ~36.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€567,529total assets 2024
Equity
€62,775
Loss
-€2,156
Financial health
63 Healthy Checked score 2024
Bankruptcy chance 12 m
1.2%
Structure
Holdings
2
Accounts 65 d overdue0 of 7 deeds read
Why 63- Figures for FY 2024 (filed 01-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late+ Size: total assets €567,529+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 24% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency 36=
equity 11.1% of total assets
Liquidity 48=
short-term debt 19.8% · cash 3.7%
Profitability 30-5
return on assets -0.4%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● 0.0% vs 11-2024 01-2025: 1.2%▼ -0.6% vs 12-2024 02-2025: 1.3%▲ +1.5% vs 01-2025 03-2025: 1.3%▲ +2.0% vs 02-2025 04-2025: 1.3%▼ -2.1% vs 03-2025 05-2025: 1.2%▼ -0.9% vs 04-2025 06-2025: 1.4%▲ +8.8% vs 05-2025 07-2025: 1.4%▲ +7.1% vs 06-2025 08-2025: 1.8%▲ +22.4% vs 07-2025highest value 09-2025: 1.2%▼ -35.0% vs 08-2025 10-2025: 1.5%▲ +33.5% vs 09-2025 11-2025: 0.5%▼ -69.8% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -0.6% vs 12-2025 02-2026: 0.4%▼ -2.6% vs 01-2026 03-2026: 0.4%▼ -1.1% vs 02-2026lowest value 04-2026: 0.4%▲ +0.5% vs 03-2026 05-2026: 0.5%▲ +8.7% vs 04-2026 06-2026: 0.5%▲ +6.0% vs 05-2026 07-2026: 0.5%▲ +6.0% vs 06-2026 08-2026: 0.8%▲ +38.2% vs 07-2026 09-2026: 0.9%▲ +15.8% vs 08-2026 10-2026: 1.2%▲ +41.9% vs 09-2026
  • Figures for FY 2024 (filed 01-10-2025) raises the probability
  • Size: total assets €567,529 lowers the probability for this profile
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.58 in 2023; short-term debt: 19.8% and cash: 3.7% of total assets), but 88.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 17%, liquidity 29%, profitability 16%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 01-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €567,529
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€2,156
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
31 d late
2021
10 d late
2020
25 d early
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Director resignationDirector discharge · Director appointment
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 17% on solvencysector median 56.0% · 38,777 companies 9.6% View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€2,156 View

By topic

Financials

Fiscal year
2024
Total assets
€567,529
Loss
-€2,156
Solvency
11.1%
Total assets▼ 3.9%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 18-05-2026General meeting · Director resignation
  2. 30-09-2025Annual accounts filed
  3. 30-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
07-05-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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