BAMH
ActiveSummary
The computed 12-month bankruptcy probability of BAMH is 2.0% (moderate). The 2025 annual accounts show equity of €81,097 and a net result of -€18,903. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability40
Solvency28
Growth-
Track record67
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.07; short-term debt: 47.1% and cash: 3.3% of total assets), and 97.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
46 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€81,097
Total assets
€2.8m
Net result
-€18,903
Working capital
-€1.2m
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €2.8m
Fixed assets
€2.7m
Current assets
€94,965
Equity and liabilities €2.8m
Equity
€81,097
Debt
€2.7m
Debt finances 97.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€138,730
Cash flow
€86,385
Current ratio
0.07
Debt to equity
33.33
ROE
-23.3%
ROA
-0.7%
Interest coverage
2.65
Debt ≤ 1 year
€1.3m
Debt > 1 year
€1.4m
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €105,287 |
| Other operating charges640/8 | €5,334 |
| Gross operating margin9900 | €144,064 |
| Operating profit (loss)9901 | €33,443 |
| Financial charges65/66B | €52,346 |
| Recurring financial charges65 | €52,346 |
| Profit (loss) for the period before taxes9903 | -€18,903 |
| Profit (loss) for the period9904 | -€18,903 |
| Profit (loss) for the period to be appropriated9905 | -€18,903 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €2.8m | |
| Fixed assets21/28 | €2.7m | |
| Tangible fixed assets22/27 | €2.7m | |
| Land and buildings22 | €2.7m | |
| Current assets29/58 | €94,965 | |
| Amounts receivable within one year40/41 | €12 | |
| Other amounts receivable41 | €12 | |
| Cash at bank and in hand54/58 | €92,430 | |
| Deferred charges and accrued income490/1 | €2,523 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €2.8m | |
| Equity10/15 | €81,097 | |
| Contributions10/11 | €100,000 | |
| Profit (loss) carried forward14 | -€18,903 | |
| Amounts payable17/49 | €2.7m | |
| Amounts payable after more than one year17 | €1.4m | |
| Financial debts170/4 | €1.4m | |
| Amounts payable within one year42/48 | €1.3m | |
| Current portion of amounts payable after more than one year42 | €55,791 | |
| Trade debts44 | €2,791 | |
| Suppliers440/4 | €2,791 | |
| Taxes, remuneration and social security45 | €747 | |
| Taxes450/3 | €747 | |
| Other amounts payable47/48 | €1.3m | |
| Accrued charges and deferred income492/3 | €2,685 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€18,903 |
| + Depreciation and write-downs630 | €105,287 |
| Operating cash flow (approximation) | €86,385 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 46 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arlon · 1 establishment unit since 2024
Ground area
1,346 m²
Building footprint
131 m²
Parcel 81006D0288/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BAMH
since 20242.368.512.940
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81006D0288/00V000 | Wallonia | 1,346 m² | 1 · 131 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded15-10-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.