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BAMAMYJAY

Active
Private limited companyfounded 20242 yrs activePetit-Audenardestraat(H) 131, 7712 Mouscron, BelgiumKBO/BCE: BE 1005.745.488
Summary

BAMAMYJAY has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58,652 and a net result of €57,652. Its solvency ranks better than 40% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency69
Growth-
Track record67
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.78; short-term debt: 55.6% and cash: 85.4% of total assets), but 55.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 30 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 February 2024, BAMAMYJAY was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€58,652
Total assets
€132,147
Net result
€57,652
Working capital
€57,148

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €132,147
Fixed assets €1,504
Current assets €130,643
Equity and liabilities €132,147
Equity €58,652
Debt €73,495
Debt finances 55.6% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€74,351
Cash flow
€58,404
Current ratio
1.78
Debt to equity
1.25
ROE
98.3%
ROA
43.6%
Interest coverage
411.30
Debt ≤ 1 year
€73,495
Income taxes
€15,766

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€132,147
Fixed assets21/28€1,504
Tangible fixed assets22/27€1,504
Furniture and vehicles24€1,504
Current assets29/58€130,643
Amounts receivable within one year40/41€17,727
Trade receivables40€17,727
Cash at bank and in hand54/58€112,857
Deferred charges and accrued income490/1€60
Equity and liabilities
Total equity and liabilities10/49€132,147
Equity10/15€58,652
Contributions10/11€1,000
Capital10€1,000
Issued capital100€1,000
Reserves13€57,652
Distributable reserves133€57,652
Amounts payable17/49€73,495
Amounts payable within one year42/48€73,495
Trade debts44€5,295
Suppliers440/4€5,295
Taxes, remuneration and social security45€68,200
Taxes450/3€68,200
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€752
Other operating charges640/8€3,112
Gross operating margin9900€77,463
Operating profit (loss)9901€73,599
Financial charges65/66B€181
Recurring financial charges65€181
Profit (loss) for the period before taxes9903€73,418
Income taxes67/77€15,766
Profit (loss) for the period9904€57,652
Profit (loss) for the period to be appropriated9905€57,652
Appropriation of the result
Profit (loss) to be appropriated9906€57,652
Transfer to equity691/2€57,652
To other reserves6921€57,652

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€752
Other operating charges640/8€3,112
Gross operating margin9900€77,463
Operating profit (loss)9901€73,599
Financial charges65/66B€181
Recurring financial charges65€181
Profit (loss) for the period before taxes9903€73,418
Income taxes67/77€15,766
Profit (loss) for the period9904€57,652
Profit (loss) for the period to be appropriated9905€57,652
Line2024
Assets
Total assets20/58€132,147
Fixed assets21/28€1,504
Tangible fixed assets22/27€1,504
Furniture and vehicles24€1,504
Current assets29/58€130,643
Amounts receivable within one year40/41€17,727
Trade receivables40€17,727
Cash at bank and in hand54/58€112,857
Deferred charges and accrued income490/1€60
Equity and liabilities
Total equity and liabilities10/49€132,147
Equity10/15€58,652
Contributions10/11€1,000
Capital10€1,000
Issued capital100€1,000
Reserves13€57,652
Distributable reserves133€57,652
Amounts payable17/49€73,495
Amounts payable within one year42/48€73,495
Trade debts44€5,295
Suppliers440/4€5,295
Taxes, remuneration and social security45€68,200
Taxes450/3€68,200
Line2024
Profit (loss) for the period9904€57,652
+ Depreciation and write-downs630€752
Operating cash flow (approximation)€58,404

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
196 m²
Building footprint
75 m²
Volume, LiDAR
743 m³
Parcel 54004K0564/00C000, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BAMAMYJAY
Petit-Audenardestraat(H) 131, 7712 MouscronEngineering and related technical consultancy, excluding land surveyors
since 20242.358.534.808
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54004K0564/00C000 Wallonia 196 m² 1 · 75 m² 12.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 5,002 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail jerome.bamamyjay@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005745488
Also 9925:BE1005745488
Registered 30-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.