BAM Consulting
ActiveBAM Consulting has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €19k. Its solvency ranks better than 44% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency74
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.95; short-term debt: 51.2% and cash: 47.4% of total assets), but 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
38.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€24k
Total assets
€50k
Net result
€19k
Working capital
€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €50k
Equity
€24k
Debt
€25k
Debt finances 51.2% of the balance-sheet total.
Key figures and ratios
Solvency
48.8%
Current ratio
1.95
Quick ratio
1.95
Debt / equity
1.05
ROE
79.4%
ROA
38.8%
Debt
€25k
Debt ≤ 1 year
€25k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€50k
Current assets29/58€50k
Amounts receivable within one year40/41€26k
Trade receivables40€26k
Cash at bank and in hand54/58€24k
Equity and liabilities
Total equity and liabilities10/49€50k
Equity10/15€24k
Contributions10/11€6k
Profit (loss) carried forward14€18k
Amounts payable17/49€25k
Amounts payable within one year42/48€25k
Trade debts44€785
Suppliers440/4€785
Taxes, remuneration and social security45€14k
Taxes450/3€14k
Remuneration and social security454/9€128
Other amounts payable47/48€11k
Income statement
Code2025
Other operating charges640/8€2k
Gross operating margin9900€28k
Operating profit (loss)9901€26k
Financial charges65/66B€940
Recurring financial charges65€940
Profit (loss) for the period before taxes9903€25k
Income taxes67/77€6k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Profit to be distributed694/7€1k
Directors or managers695€1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Saint Ethon 577181 SeneffeGround area
600 m²
Building footprint
120 m²
Parcel 52020C0452/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BAM Consulting
since 20252.373.722.830
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52020C0452/00N000 | Wallonia | 600 m² | 1 · 120 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549009U4YHFO6TBVE26
Similar companies · same sector, comparable size
COSTHUNTER
BE 0518.998.597
Bastogne · Eq €24k
LUSOR
BE 1022.794.130
Chaudfontaine · Eq €24k
LAPALICE
BE 0537.892.912
Bastogne · Eq €24k
QUATRE MAINS
BE 0764.939.822
Bornem · Eq €24k
FuturWork
BE 0774.289.929
Elsene · Eq €24k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 32,602 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.