BALYA
ActiveThe computed 12-month bankruptcy probability of BALYA is 2.0% (moderate). The 2025 annual accounts show equity of €1k and a net result of €5k. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 37% of 469 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46▲+46
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
73 d early
2023
30 d early
2022
21 d early
2021
37 d early
2020
9 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▲ 59.9%
2024 · €3k
2018: €-43k
2019: €5k
2020: €-13k
2021: €26k
2022: €-2k
2023: €7k
2024: €3k
2018 → 2025
Working capital
€5k
2024 · €-5k
2018: €-29k
2019: €-25k
2020: €-38k
2021: €-17k
2022: €-15k
2023: €-9k
2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€-13k▼ 15.4%€-7k▲ 49.4%€-4k▲ 46.9%€1k
Operating result€30k-€541▼ 98.2%€12k▲ 2,128%€6k▼ 51.4%€11k▲ 87.6%
Net result€26k-€-2k€7k€3k▼ 52.1%€5k▲ 59.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 88% above 2024.
Balance-sheet composition
Equity and liabilities €7k
Equity
€1k
Debt
€6k
Debt finances 79.5% of the balance-sheet total.
Key figures and ratios
Solvency
20.5%▲
2024 · -29.2%
Current ratio
3.39▲
2024 · 0.68
Quick ratio
3.39▲
2024 · 0.68
Debt / equity
3.88▲
2024 · -4.43
ROE
344.1%
ROA
70.6%▲
2024 · 25.7%
Debt
€6k▼
2024 · €16k
Debt ≤ 1 year
€2k▼
2024 · €16k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€7k▼
Fixed assets21/28€1k-
Tangible fixed assets22/27€1k-
Leasing and similar rights25€1k-
Financial fixed assets28€300-
Current assets29/58€11k€7k▼
Amounts receivable within one year40/41€9k€7k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€1k-
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€12k€7k▼
Equity10/15€-4k€1k▲
Contributions10/11€19k€19k=
Reserves13€239€239=
Distributable reserves133€239€239=
Profit (loss) carried forward14€-22k€-17k▲
Amounts payable17/49€16k€6k▼
Amounts payable within one year42/48€16k€2k▼
Current portion of amounts payable after more than one year42€3k-
Financial debts43-€421
Credit institutions430/8-€421
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€2k€421▼
Taxes450/3€2k€421▼
Other amounts payable47/48€4k-
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k-
Other operating charges640/8€1k€557▼
Gross operating margin9900€11k€12k▲
Operating profit (loss)9901€6k€11k▲
Financial income75/76B-€75
Recurring financial income75-€75
Financial charges65/66B€735€831▲
Recurring financial charges65€735€831▲
Profit (loss) for the period before taxes9903€5k€10k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-17k▲
Profit (loss) brought forward from the previous period14P€-26k€-22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Liquidity times 5current ratio 3.39
Current ratio from 0.68 to 3.39; short-term debt falls from €16k to €2k.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Asse 1021785 MerchtemGround area
571 m²
Building footprint
72 m²
Volume, LiDAR
520 m³
Parcel 23012I0180/00A002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Balya
since 20132.215.600.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23012I0180/00A002 | Flanders | 571 m² | 1 · 72 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.L.R.
BE 1025.030.870
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JMLE SERVICES
BE 0774.882.223
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ARCIV Transport
BE 1024.456.590
Roeselare · Eq €2k
EXODUS
BE 0678.468.874
Sint-Katelijne-Waver · Eq €1k
Belgium Business and Logistics
BE 1015.790.928
Courcelles · Eq €1k
Of 4,907 companies in sector 53200 we hold annual accounts for 1,329. 318 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2012
Fiscal year end31-12
Activities, NACEBEL
53200Other postal and courier activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.