Financials
- Fiscal year
- 2025
- Total assets
- €34,268
- Loss
- -€5,805
- Solvency
- -60.0%
Total assets▼ 73.2%
Net result
20192025
BALTIMO GESTIONS
ActiveSummary
The computed 12-month bankruptcy probability of BALTIMO GESTIONS is 2.1% (moderate). The 2025 annual accounts show negative equity (-€20,550) and a net result of -€5,805. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 6% of 16,815 sector peers (NACE 68, fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Real estate agency activities
NACE 68310
1 site
Size
€34,268total assets 2025
- Equity
- -€20,550
- Loss
- -€5,805
Turnover not published (micro schema)
Structure
Accounts filed 220 days late0 of 1 deed read
Why 52raises riskLatest accounts 220 days late; 2 of the last 3 lateLoss of €5,805, the second in a row (FY 2025)Negative equity -€20,550lowers riskLiquidity: current ratio 0.62, cash €33,768Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 19% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Weak
Solvency
0-11
equity -60.0% of total assets
Liquidity
50+26
short-term debt 160.0% · cash 98.5%
Profitability
0-5
return on assets -16.9%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.1%lowest value
12-2024: 1.1%● unchanged vs 11-2024
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.2%▲ +0.1 percentage points vs 01-2025
03-2025: 1.6%▲ +0.4 percentage points vs 02-2025
04-2025: 3.2%▲ +1.6 percentage points vs 03-2025
05-2025: 3.2%● unchanged vs 04-2025
06-2025: 3.3%▲ +0.1 percentage points vs 05-2025
07-2025: 3.0%▼ -0.3 percentage points vs 06-2025
08-2025: 3.0%● unchanged vs 07-2025
09-2025: 3.0%● unchanged vs 08-2025
10-2025: 3.0%● unchanged vs 09-2025
11-2025: 4.2%▲ +1.2 percentage points vs 10-2025
12-2025: 4.9%▲ +0.7 percentage points vs 11-2025highest value
01-2026: 4.9%● unchanged vs 12-2025highest value
02-2026: 4.9%● unchanged vs 01-2026highest value
03-2026: 4.9%● unchanged vs 02-2026highest value
04-2026: 4.9%● unchanged vs 03-2026highest value
05-2026: 4.9%● unchanged vs 04-2026highest value
06-2026: 4.9%● unchanged vs 05-2026highest value
07-2026: 2.2%▼ -2.7 percentage points vs 06-2026
08-2026: 2.2%● unchanged vs 07-2026
09-2026: 2.1%▼ -0.1 percentage points vs 08-2026
10-2026: 2.1%● unchanged vs 09-2026
No credit on open account
Liquidity short (current ratio 0.62 against 0.85 in 2023; short-term debt: 160% and cash: 98.5% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 5% on solvency, 49% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
192021222325
2019 to 2025 · latest year -€20,550
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-06-2026, 220 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
220 days late
2023
14 days late
2022
91 days late
2021
30 days late
2020
30 days late
2019
29 days late
2018
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 63 days after the deadline; the sector median for financial year 2023 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. Usually files around 30 November (4 of the last 5 filed years within 61 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 year end09-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€20,550 View
- Caution: Latest accounts filed lateafter the legal deadline 220 days View
- Caution: Among the weakest 7% on solvencysector median 29.3% · 16,815 companies -60.0% View
- Caution: 2 loss-making years in a rowloss fiscal year 2025 -€5,805 View
By topic
Timeline
- Events
- 12
- Since
- 2015
- Next accounts
- by 31-10-2026
- 31-03-2022Highest result since 2019
- 30-11-2021Annual accounts filed
- 31-03-2021Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 03-03-2009
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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