BALOO
ActiveBALOO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €694k and a net result of €24k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-53
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 28.32 against 9.44 in 2024), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
3.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
23 d early
2023
26 d early
2022
28 d early
2021
30 d early
2020
29 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€694k▲ 3.5%
2024 · €671k
2018: €49k
2019: €88k
2020: €189k
2021: €453k
2022: €534k
2023: €577k
2024: €671k
2018 → 2025
Total assets
€719k▼ 4.0%
2024 · €749k
2018: €393k
2019: €327k
2020: €346k
2021: €534k
2022: €642k
2023: €646k
2024: €749k
2018 → 2025
Net result
€24k▼ 74.8%
2024 · €93k
2018: €160k
2019: €163k
2020: €101k
2021: €265k
2022: €80k
2023: €44k
2024: €93k
2018 → 2025
Working capital
€687k▲ 3.7%
2024 · €663k
2018: €-108k
2019: €-50k
2020: €59k
2021: €366k
2022: €486k
2023: €568k
2024: €663k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€453k-€534k▲ 17.8%€577k▲ 8.2%€671k▲ 16.2%€694k▲ 3.5%
Operating result€352k-€103k▼ 70.7%€51k▼ 50.2%€122k▲ 138%€25k▼ 79.1%
Net result€265k-€80k▼ 69.6%€44k▼ 45.9%€93k▲ 115%€24k▼ 74.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €719k
Fixed assets
€7k▼ 10.6%
Current assets
€712k▼ 3.9%
Equity and liabilities €719k
Equity
€694k▲ 3.5%
Debt
€25k▼ 68.0%
The debt ratio falls from 10.5% to 3.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▼
2024 · €128k
Cash flow
€42k▼
2024 · €99k
Solvency
96.5%▲
2024 · 89.5%
Current ratio
28.32▲
2024 · 9.44
Quick ratio
28.32▲
2024 · 9.44
Debt / equity
0.04▼
2024 · 0.12
ROE
3.4%▼
2024 · 13.9%
ROA
3.3%▼
2024 · 12.5%
Interest coverage
24.35▼
2024 · 45.83
Debt
€25k▼
2024 · €79k
Debt ≤ 1 year
€25k▼
2024 · €78k
Income taxes
€14k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€749k€719k▼
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Land and buildings22€104-
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€6k€6k▼
Current assets29/58€741k€712k▼
Amounts receivable after more than one year29€635k€542k▼
Other amounts receivable291€635k€542k▼
Amounts receivable within one year40/41€104k€156k▲
Trade receivables40€48k€68k▲
Other amounts receivable41€56k€87k▲
Cash at bank and in hand54/58€233€13k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€749k€719k▼
Equity10/15€671k€694k▲
Contributions10/11€19k€19k=
Reserves13€652k€676k▲
Non-distributable reserves130/1€217k€240k▲
Other1319€217k€240k▲
Distributable reserves133€435k€435k=
Amounts payable17/49€79k€25k▼
Amounts payable within one year42/48€78k€25k▼
Financial debts43€24k-
Credit institutions430/8€24k-
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€6k€21k▲
Taxes450/3€6k€21k▲
Other amounts payable47/48€46k-
Accrued charges and deferred income492/3€91-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€18k▲
Other operating charges640/8€6k€8k▲
Gross operating margin9900€133k€52k▼
Operating profit (loss)9901€122k€25k▼
Financial income75/76B€15k€14k▼
Recurring financial income75€15k€14k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€134k€38k▼
Income taxes67/77€41k€14k▼
Profit (loss) for the period9904€93k€24k▼
Profit (loss) for the period to be appropriated9905€93k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€24k▼
Transfer to equity691/2€93k€24k▼
To other reserves6921€93k€24k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €24k ▼74.8%
Net result drops to €24k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 28.32
Current ratio from 9.44 to 28.32; short-term debt falls from €78k to €25k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €534k ▲17.8%
5 profitable years in a row build equity to €534k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €265k ▲162%
Operating result €352k, net result €265k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 5.55
Current ratio from 1.37 to 5.55; short-term debt falls from €157k to €81k.
31-12
Financial
Equity above €200kEq €453k ▲140%
4 profitable years in a row build equity to €453k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €189k ▲115%
3 profitable years in a row build equity to €189k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruitersdreef 9A2970 SchildeGround area
3,306 m²
Building footprint
282 m²
Volume, LiDAR
1,734 m³
2 parcels, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ruitersdreef 11, 2970 Schilde
since 19992.092.915.451
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0582/00M002 | Flanders | 1,806 m² | 1 · 132 m² | 11.5 m · 2 fl. |
| 11922C0582/00F004 | Flanders | 1,500 m² | 1 · 150 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MJ Financial Advice
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ATHENA REAL ESTATE
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 31,546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.