BALDI
ActiveSummary
BALDI has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,507 and a net result of €6,296. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 58% of 4716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-6
Solvency62▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.64 in 2024; short-term debt: 63.2% and cash: 61.7% of total assets), and 63.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.8%
Return on assets
20.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
135 d early
2023
36 d early
2022
61 d early
2021
12 d early
2020
97 d late
2019
134 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 June (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6,296▼ 30.1%
2024 · €9,009
Working capital
€398
2024 · -€10,897
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,730-€1,489€4,146€9,659▲ 133%€6,594▼ 31.7%
Net result€3,542within the sector's middle half-€1,988within the sector's middle half€3,581within the sector's middle half€9,009within the sector's middle half▲ 152%€6,296within the sector's middle half▼ 30.1%
Equity-€5,391below the sector's middle half▲ 39.7%-€7,379below the sector's middle half▼ 36.9%-€3,798below the sector's middle half▲ 48.5%€5,211below the sector's middle half€11,507within the sector's middle half▲ 121%
Total assets€57,275below the sector's middle half▼ 6.0%€44,758below the sector's middle half▼ 21.9%€40,622below the sector's middle half▼ 9.2%€35,164below the sector's middle half▼ 13.4%€31,241within the sector's middle half▼ 11.2%
Debt€62,666▼ 10.3%€52,137▼ 16.8%€44,420▼ 14.8%€29,953▼ 32.6%€19,734▼ 34.1%
Working capital-€16,902within the sector's middle half▲ 20.0%-€24,256within the sector's middle half▼ 43.5%-€21,097within the sector's middle half▲ 13.0%-€10,897within the sector's middle half▲ 48.3%€398within the sector's middle half
Solvency-9.4%below the sector's middle half▲ 5.2pp-16.5%below the sector's middle half▼ 7.1pp-9.3%below the sector's middle half▲ 7.1pp14.8%within the sector's middle half▲ 24.2pp36.8%within the sector's middle half▲ 22.0pp
Current ratio0.62below the sector's middle half▲ 0.060.45below the sector's middle half▼ 0.170.49below the sector's middle half▲ 0.040.64below the sector's middle half▲ 0.141.02within the sector's middle half▲ 0.38
Return on assets (ROA)6.2%within the sector's middle half▲ 16.6pp-4.4%below the sector's middle half▼ 10.6pp8.8%within the sector's middle half▲ 13.3pp25.6%above the sector's middle half▲ 16.8pp20.2%above the sector's middle half▼ 5.5pp
Staff (FTE)0.4below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31,241
Fixed assets
€11,109 ▼ 31.0%
Current assets
€20,132 ▲ 5.6%
Equity and liabilities €31,241
Equity
€11,507 ▲ 121%
Debt
€19,734 ▼ 34.1%
Debt's share of the balance-sheet total falls from 85.2% to 63.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11,592▼
2024 · €14,688
Cash flow
€11,294▼
2024 · €14,038
Quick ratio
0.98▲
2024 · 0.61
Debt to equity
1.71▼
2024 · 5.75
ROE
54.7%▼
2024 · 172.9%
Interest coverage
38.90▲
2024 · 22.60
Debt ≤ 1 year
€19,734▼
2024 · €29,953
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €8,000 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €16,605 | €14,739 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,824 | €4,824 | €4,823 | €5,029 | €4,998 | ▼ 0.6% |
| Other operating charges640/8 | €348 | €348 | €385 | €387 | €400 | ▲ 3.4% |
| Gross operating margin9900 | €26,507 | €18,422 | €9,354 | €15,075 | €11,992 | ▼ 20.5% |
| Operating profit (loss)9901 | €4,730 | -€1,489 | €4,146 | €9,659 | €6,594 | ▼ 31.7% |
| Financial income75/76B | €13 | - | - | - | - | - |
| Recurring financial income75 | €13 | - | - | - | - | - |
| Financial charges65/66B | €1,201 | €499 | €565 | €650 | €298 | ▼ 54.2% |
| Recurring financial charges65 | €1,201 | €499 | €565 | €650 | €298 | ▼ 54.2% |
| Profit (loss) for the period before taxes9903 | €3,542 | -€1,988 | €3,581 | €9,009 | €6,296 | ▼ 30.1% |
| Profit (loss) for the period9904 | €3,542 | -€1,988 | €3,581 | €9,009 | €6,296 | ▼ 30.1% |
| Profit (loss) for the period to be appropriated9905 | €3,542 | -€1,988 | €3,581 | €9,009 | €6,296 | ▼ 30.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57,275 | €44,758 | €40,622 | €35,164 | €31,241 | ▼ 11.2% |
| Fixed assets21/28 | €29,607 | €24,783 | €19,960 | €16,108 | €11,109 | ▼ 31.0% |
| Tangible fixed assets22/27 | €28,085 | €23,261 | €18,438 | €14,586 | €9,587 | ▼ 34.3% |
| Land and buildings22 | €26,554 | €22,128 | €17,703 | €14,249 | €9,587 | ▼ 32.7% |
| Furniture and vehicles24 | €1,531 | €1,133 | €735 | €337 | - | - |
| Financial fixed assets28 | €1,522 | €1,522 | €1,522 | €1,522 | €1,522 | = |
| Current assets29/58 | €27,668 | €19,975 | €20,662 | €19,056 | €20,132 | ▲ 5.6% |
| Stocks and contracts in progress3 | €2,182 | €1,589 | €1,193 | €854 | €761 | ▼ 10.9% |
| Stocks30/36 | €2,182 | €1,589 | €1,193 | €854 | €761 | ▼ 10.9% |
| Amounts receivable within one year40/41 | €129 | €127 | €382 | €10 | €80 | ▲ 700% |
| Trade receivables40 | €129 | €127 | - | - | €80 | - |
| Other amounts receivable41 | - | - | €382 | €10 | - | - |
| Cash at bank and in hand54/58 | €25,357 | €18,259 | €19,087 | €18,192 | €19,291 | ▲ 6.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57,275 | €44,758 | €40,622 | €35,164 | €31,241 | ▼ 11.2% |
| Equity10/15 | -€5,391 | -€7,379 | -€3,798 | €5,211 | €11,507 | ▲ 121% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Profit (loss) carried forward14 | -€23,983 | -€25,971 | -€22,390 | -€13,381 | -€7,085 | ▲ 47.1% |
| Amounts payable17/49 | €62,666 | €52,137 | €44,420 | €29,953 | €19,734 | ▼ 34.1% |
| Amounts payable after more than one year17 | €18,096 | €7,906 | €2,661 | - | - | - |
| Financial debts170/4 | €18,096 | €7,906 | €2,661 | - | - | - |
| Amounts payable within one year42/48 | €44,570 | €44,231 | €41,759 | €29,953 | €19,734 | ▼ 34.1% |
| Current portion of amounts payable after more than one year42 | - | €5,298 | €5,245 | €2,661 | - | - |
| Trade debts44 | €7,729 | €1,109 | €993 | €950 | €960 | ▲ 1.1% |
| Suppliers440/4 | €7,729 | €1,109 | €993 | €950 | €960 | ▲ 1.1% |
| Taxes, remuneration and social security45 | €1,575 | €887 | - | €120 | €738 | ▲ 515% |
| Taxes450/3 | €1,575 | €887 | - | - | €738 | - |
| Remuneration and social security454/9 | - | - | - | €120 | - | - |
| Other amounts payable47/48 | €35,266 | €36,937 | €35,521 | €26,222 | €18,036 | ▼ 31.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,542 | -€1,988 | €3,581 | €9,009 | €6,296 | ▼ 30.1% |
| + Depreciation and write-downs630 | €4,824 | €4,824 | €4,823 | €5,029 | €4,998 | ▼ 0.6% |
| Operating cash flow (approximation) | €8,366 | €2,836 | €8,404 | €14,038 | €11,294 | ▼ 19.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,177 | €1 | ▲ 100% |
| Change in cash | - | -€7,098 | €828 | -€895 | €1,099 | ▲ 223% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €3,581
Net result €3,581 after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €3,542
Net result €3,542 after one loss-making year.
05-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 97 days late
2020
31-12
Financial
Weakest financial yearnet -€6,375
Net result drops to -€6,375, the lowest in the series; recovery starts the following year.
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €9,024
Net result €9,024 after one loss-making year.
10-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1998
Ground area
4,996 m²
Building footprint
731 m²
Volume, LiDAR
15,476 m³
2 parcels, Brussels · tallest building 36.9 m, ±7 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Leopold III laan SN, 1140 Evere
since 19982.131.287.562
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372B0284/00S003 | Brussels | 4,538 m² | 1 · 516 m² | 36.9 m · 7 fl. |
| 21526D0069/02N006 | Brussels | 458 m² | 1 · 216 m² | 21.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,732 companies in sector 96210 we hold annual accounts for 2,835. 2,324 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-04-1998
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463105714
Also
9925:BE0463105714
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.