Balder Cafmeyer
ActiveBalder Cafmeyer has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €276k and a net result of €101k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 130 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability95▼-1
Solvency82▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 7.08 in 2025; short-term debt: 42.5% and cash: 11.2% of total assets), and 42.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
57.5%
Return on assets
20.9%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 10-09-2026, 51 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
51 d early
2025
25 d early
2024
21 d early
2023
1 d early
2022
20 d early
2021
17 d early
2020
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€276k▼ 24.6%
2025 · €366k
2021: €113k
2022: €175k
2023: €244k
2024: €325k
2025: €366k
2021 → 2026
Total assets
€480k▲ 12.7%
2025 · €426k
2021: €119k
2022: €191k
2023: €255k
2024: €336k
2025: €426k
2021 → 2026
Net result
€101k▲ 8.0%
2025 · €93k
2021: €60k
2022: €63k
2023: €70k
2024: €83k
2025: €93k
2021 → 2026
Working capital
€275k▼ 24.6%
2025 · €365k
2021: €108k
2022: €171k
2023: €241k
2024: €323k
2025: €365k
2021 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€175k-€244k▲ 39.4%€325k▲ 33.4%€366k▲ 12.6%€276k▼ 24.6%
Operating result€88k-€98k▲ 11.1%€110k▲ 13.1%€122k▲ 11.0%€137k▲ 11.9%
Net result€63k-€70k▲ 11.1%€83k▲ 17.8%€93k▲ 12.3%€101k▲ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2026 is 12% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €480k
Fixed assets
€635▼ 33.8%
Current assets
€480k▲ 12.8%
Equity and liabilities €480k
Equity
€276k▼ 24.6%
Debt
€204k▲ 240%
The debt ratio rises from 14.1% to 42.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€137k▲
2025 · €124k
Cash flow
€101k▲
2025 · €94k
Solvency
57.5%▼
2025 · 85.9%
Current ratio
2.35▼
2025 · 7.08
Quick ratio
2.35▼
2025 · 7.08
Debt / equity
0.74▲
2025 · 0.16
ROE
36.4%▲
2025 · 25.4%
ROA
20.9%▼
2025 · 21.9%
Interest coverage
598.55▼
2025 · 621.62
Debt
€204k▲
2025 · €60k
Debt ≤ 1 year
€204k▲
2025 · €60k
Income taxes
€41k▲
2025 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€426k€480k▲
Fixed assets21/28€959€635▼
Tangible fixed assets22/27€959€635▼
Plant, machinery and equipment23€835€635▼
Furniture and vehicles24€125€0▼
Current assets29/58€425k€480k▲
Amounts receivable within one year40/41€16k€1k▼
Trade receivables40€16k€0▼
Other amounts receivable41€136€1k▲
Current investments50/53€350k€425k▲
Cash at bank and in hand54/58€58k€54k▼
Deferred charges and accrued income490/1€706€0▼
Equity and liabilities
Total equity and liabilities10/49€426k€480k▲
Equity10/15€366k€276k▼
Contributions10/11€1k€1k=
Reserves13€365k€275k▼
Distributable reserves133€365k€275k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€60k€204k▲
Amounts payable within one year42/48€60k€204k▲
Trade debts44€0€290▲
Suppliers440/4€0€290▲
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€8k€12k▲
Other amounts payable47/48€52k€191k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€325▼
Other operating charges640/8€513€528▲
Gross operating margin9900€124k€138k▲
Operating profit (loss)9901€122k€137k▲
Financial income75/76B€9k€5k▼
Recurring financial income75€9k€5k▼
Financial charges65/66B€199€230▲
Recurring financial charges65€199€230▲
Profit (loss) for the period before taxes9903€131k€142k▲
Income taxes67/77€38k€41k▲
Profit (loss) for the period9904€93k€101k▲
Profit (loss) for the period to be appropriated9905€93k€101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€101k▲
Transfer from equity791/2€52k€191k▲
Transfer to equity691/2€93k€101k▲
To other reserves6921€93k€101k▲
Profit to be distributed694/7€52k€191k▲
Return on contributions (dividend)694€52k€191k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Highest result since 2021net €101k ▲8%
Operating result €137k, net result €101k, both a record.
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €200kEq €244k ▲39.4%
3 profitable years in a row build equity to €244k.
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €150kEq €175k ▲54.6%
2 profitable years in a row build equity to €175k.
2021
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handzamestraat 1748610 KortemarkGround area
1,246 m²
Building footprint
146 m²
Volume, LiDAR
997 m³
Parcel 32005C0234/00H000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Balder Cafmeyer
since 20192.289.852.967
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32005C0234/00H000 | Flanders | 1,246 m² | 1 · 146 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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A2B Estates
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Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 855 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2019
Fiscal year end31-03
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.