BALBEVA
ActiveSummary
The computed 12-month bankruptcy probability of BALBEVA is 2.0% (moderate). The 2025 annual accounts show equity of €15,463 and a net result of €4,515. Its solvency ranks better than 11% of 2,767 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 0.4 FTE
- Equity
- €15,463
- Profit
- €4,515
Why 53raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2024Liquidity: current ratio 29.80, cash €27,278lowers riskSize: 0.4 FTE, total assets €4.2mShow the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 12% on solvency, 54% on liquidity, 19% on profitability and 76% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 2 accounts on average 28 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- IncorporationAppointment: VERHEIJ Bartholomeus (director) ·…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (27 days) Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00449109.
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 3.7 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,135 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92.0% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €1.8m | - | - |
| Remuneration, social security and pensions62 | - | €0.01m | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.009m | €0.05m | ▲ 410% |
| Other operating charges640/8 | €387 | €0.001m | ▲ 117% |
| Gross operating margin9900 | €0.05m | €0.2m | ▲ 321% |
| Operating profit (loss)9901 | €0.04m | €0.2m | ▲ 271% |
| Financial income75/76B | €0.001m | €0.001m | ▲ 36.4% |
| Recurring financial income75 | €0.001m | €0.001m | ▲ 36.4% |
| Financial charges65/66B | €0.04m | €0.2m | ▲ 263% |
| Recurring financial charges65 | €0.04m | €0.2m | ▲ 263% |
| Profit (loss) for the period before taxes9903 | €0.001m | €0.005m | ▲ 376% |
| Profit (loss) for the period9904 | €0.001m | €0.005m | ▲ 376% |
| Profit (loss) for the period to be appropriated9905 | €0.001m | €0.005m | ▲ 376% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €2.2m | €4.2m | ▲ 94.1% |
| Fixed assets21/28 | €0.1m | €0.4m | ▲ 201% |
| Tangible fixed assets22/27 | €0.1m | €0.4m | ▲ 194% |
| Plant, machinery and equipment23 | €0.1m | €0.4m | ▲ 193% |
| Furniture and vehicles24 | €0.006m | €0.02m | ▲ 221% |
| Financial fixed assets28 | - | €0.009m | - |
| Current assets29/58 | €2.0m | €3.8m | ▲ 87.4% |
| Stocks and contracts in progress3 | €1.9m | €3.5m | ▲ 87.1% |
| Stocks30/36 | €1.9m | €3.5m | ▲ 87.1% |
| Amounts receivable within one year40/41 | €0.1m | €0.3m | ▲ 83.9% |
| Trade receivables40 | €0.04m | - | - |
| Other amounts receivable41 | €0.1m | €0.3m | ▲ 156% |
| Cash at bank and in hand54/58 | €0.006m | €0.03m | ▲ 352% |
| Deferred charges and accrued income490/1 | €0.006m | €0.006m | ▲ 3.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €2.2m | €4.2m | ▲ 94.1% |
| Equity10/15 | €0.01m | €0.02m | ▲ 41.2% |
| Contributions10/11 | €0.01m | €0.01m | = |
| Profit (loss) carried forward14 | €0.001m | €0.005m | ▲ 476% |
| Amounts payable17/49 | €2.2m | €4.2m | ▲ 94.4% |
| Amounts payable after more than one year17 | €2.1m | €4.0m | ▲ 95.1% |
| Financial debts170/4 | €2.1m | €4.0m | ▲ 95.1% |
| Amounts payable within one year42/48 | €0.06m | €0.1m | ▲ 109% |
| Trade debts44 | €0.06m | €0.05m | ▼ 22.9% |
| Suppliers440/4 | €0.06m | €0.05m | ▼ 22.9% |
| Taxes, remuneration and social security45 | - | €0.01m | - |
| Taxes450/3 | - | €0.01m | - |
| Other amounts payable47/48 | €22 | €0.07m | ▲ 3,167× |
| Accrued charges and deferred income492/3 | €0.01m | €0.003m | ▼ 80.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €948 | €4,515 | ▲ 376% |
| + Depreciation and write-downs630 | €9,270 | €47,318 | ▲ 410% |
| Operating cash flow (approximation) | €10,218 | €51,833 | ▲ 407% |
| Investment in fixed assets (approximation) | - | -€304,241 | - |
| Change in cash | - | €21,241 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 27-08-2026 | 2026-00449109 |
| 31-12-2024 | abbreviated format | 28-08-2025 | 2025-00444773 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VERHEIJ Bartholomeus |
|
Owners and capital
Owners
1 ownerChain of control
- Baver Beheer
- BALBEVA
Highest known parent: Baver Beheer. The sources do not say who stands above it.
Owners 1
- Baver Beheerparent100%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
10-01
Gazette deed
IncorporationAppointment: VERHEIJ Bartholomeus (director) · Capital · Registered office clause10 facts ▸
- Incorporation, 08-01-2024
- Capital
- Other provision, “Titel VIII. Algemene maatregelen” (deed in Dutch)
- Registered office clause, “3620 Lanaken, Merelstraat 1” (deed in Dutch)
- Board composition, 1
- Director appointment, VERHEIJ Bartholomeus (director)
- Declaration, “Aanvaarding en verbodsbepalingen, Hij verklaart dit mandaat te aanvaarden en bevestigt dat hij niet getroffen is door enig besluit of verbodsbepaling dat zich d…” (deed in Dutch)
- Pre-incorporation commitments, “takeover, Alle verbintenissen en alle verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen met betrekking tot de aankoop van een perceel grond gelegen te Dilsen-Stokkem, 3e afdeling Elen, Breemstraat en gekadastreerd sect…” (deed in Dutch)
- Founding capital, €10,000
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1004.389.765
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73322A0258/00E002 | Flanders | 4,877 m² | 1 · 312 m² | 10.6 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Ontwikkelen van residentiele bouwprojecten; Ontwikkeling van niet residentiele bouwprojecten; De aankoop, verkoop, bouwen en verbouwen…” (deed in Dutch)
38 activities (deed in Dutch)
- Ontwikkelen van residentiele bouwprojecten
- Ontwikkeling van niet residentiele bouwprojecten
- De aankoop, verkoop, bouwen en verbouwen, huren en verhuren van onroerende goederen zowel voor eigen rekening als voor rekening van derden.
- De aankoop van onroerende en roerende goederen met het oog op de verhuur ervan
- Projectontwikkeling van onroerende goederen, zijnde aankoop van gronden of gebouwen met het oog op de bouw van woningen en/of appartementen, bestemd voor verkoop.
- Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
- Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis
- Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis
- Landschapsverzorging, groenonderhoudswerkzaamheden
- Het schoonmaken, reinigen van gebouwen, industriële reiniging
- Het reinigen van nieuwe gebouwen na beëindiging van bouwwerkzaamheden
- Het reinigen van het interieur van allerlei gebouwen, kantoren, fabrieken, appartementsgebouwen
- Gevelreiniging, gevelreiniging door middel van zandstralen, met behulp van stoom, enz.
- Lappen van ramen
- Montage van buiten en binnen schrijnwerk van hout of van kunststof, deuren, vensters, kozijnen, trappen, muurkasten, inbouwkeukens, winkelinrichtingen, enz.
- Installatie van al dan niet verplaatsbare tussenwanden, bekleding van wanden, plafonds, enz, in hout of kunststof
- Algemene bouw- en aannemingswerken ruwbouw
- Het maken van daken en dakconstructies in hout en metaal
- Het plaatsen van metalen en niet metalen dakbedekking
- Het uitvoeren van grondwerken, tegelwerken, sanitaire installaties, electriciteitswerken, hout- en timmerwerken, schrijnwerk in hout en metaal, zinkwerken, houten spanten en houten trappen
- Het uitvoeren van plafonneer-cementeer, en alle andere pleisterwerken, en het plaatsen van gips
- Het maken en plaatsen van deuren, kozijnen, ramen
- Het plaatsen van centrale verwarming
- Het uitvoeren van voegwerken
- Het plaatsen van keukens, badkamers, dressings,
- Overige werkzaamheden in verband met de afwerking van gebouwen
- Het aankopen en aanhouden van aandelen in andere vennootschappen
- Het beleggen in roerende goederen, vermogens
- Het verstrekken van leningen aan andere vennootschappen, ondernemingen, derden.
- Dienstverlenende activiteiten op het gebied van informatie
- Overige dienstverlenende activiteiten op het gebied van informatie
- Verlenen van adviezen en hulp aan het bedrijfsleven, en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, enz.
- Het verrichten van administratieve en algemeen ondersteunende werkzaamheden ten behoeve van derden, particulieren en ondernemingen
- Het geven van management-advies en consultancy inzake organisatorische, financiële, en algemeen juridische aangelegenheden
- Het verlenen aan ondernemingen waarin zij deelneemt, en ook aan onafhankelijke ondernemingen, van bijstand, hetzij technisch, industrieel, commercieel, financieel of administratief.
- Het verrichten van studiewerk, het geven van advies, opleiding en begeleiding
- Het waarnemen van bestuursopdrachten en het uitoefenen van mandaten en functies in andere vennootschappen.
- Projectopvolging en advies ten behoeve van derden.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BALBEVA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, eenvoudige beslissing van het bestuursorgaan” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1” (deed in Dutch)“Bestuursbevoegdheden, geheel van de bevoegdheden aan hem toegekend, met de mogelijkheid een deel van deze bevoegdheden te delegeren” (deed in Dutch)
- Director compensationWhether and how directors are paid for their mandate; the general meeting decides.
- “Behoudens andersluidende beslissing door de algemene vergadering, onbezoldigd” (deed in Dutch)
Capital, shares and profit
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “Bestemming van de winst – reserves - interimdividend, elk aandeel recht geeft op een gelijk aandeel in de winstverdeling” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 20:00
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- “Op de algemene vergadering geeft ieder aandeel recht op één stem, Beraadslagingen” (deed in Dutch)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Vereffenaars, Bij ontbinding van de vennootschap, om welke reden en op welk ogenblik het ook zij, is/zijn de bestuurder(s) in functie…” (deed in Dutch)