Balance.Immo
ActiveSummary
The computed 12-month bankruptcy probability of Balance.Immo is 2.9% (moderate). The 2025 annual accounts show negative equity (-€143,506) and a net result of €25,810. Equity remains stable across the filed fiscal years (±0.1% per year). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 52 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 262 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- negative equity
- a profit under 5% of the balance sheet
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 262 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €65,566 | €24,129 | €54,136 | ▲ 124% |
| Other operating charges640/8 | €45,615 | €2,799 | €4,275 | ▲ 52.7% |
| Gross operating margin9900 | -€6,958 | €35,977 | €146,189 | ▲ 306% |
| Operating profit (loss)9901 | -€118,138 | €9,049 | €87,777 | ▲ 870% |
| Financial income75/76B | - | €1 | €30 | ▲ 2,468% |
| Recurring financial income75 | - | €1 | €30 | ▲ 2,468% |
| Financial charges65/66B | €35,560 | €34,667 | €61,988 | ▲ 78.8% |
| Recurring financial charges65 | €35,560 | €34,667 | €61,988 | ▲ 78.8% |
| Profit (loss) for the period before taxes9903 | -€153,698 | -€25,617 | €25,819 | ▲ 201% |
| Income taxes67/77 | - | - | €9 | - |
| Profit (loss) for the period9904 | -€153,698 | -€25,617 | €25,810 | ▲ 201% |
| Profit (loss) for the period to be appropriated9905 | -€153,698 | -€25,617 | €25,810 | ▲ 201% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €786,203 | €1.6m | €1.8m | ▲ 16.2% |
| Fixed assets21/28 | €782,040 | €1.6m | €1.8m | ▲ 16.7% |
| Tangible fixed assets22/27 | €782,040 | €1.6m | €1.8m | ▲ 16.7% |
| Land and buildings22 | €782,040 | €1.6m | €1.8m | ▲ 16.7% |
| Current assets29/58 | €4,163 | €20,293 | €15,775 | ▼ 22.3% |
| Amounts receivable within one year40/41 | €241 | - | - | - |
| Other amounts receivable41 | €241 | - | - | - |
| Current investments50/53 | €250 | €250 | €250 | = |
| Cash at bank and in hand54/58 | €2,673 | €19,410 | €3,525 | ▼ 81.8% |
| Deferred charges and accrued income490/1 | €999 | €633 | €12,000 | ▲ 1,796% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €786,203 | €1.6m | €1.8m | ▲ 16.2% |
| Equity10/15 | -€143,698 | -€169,316 | -€143,506 | ▲ 15.2% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€153,698 | -€179,316 | -€153,506 | ▲ 14.4% |
| Amounts payable17/49 | €929,901 | €1.7m | €2.0m | ▲ 13.2% |
| Amounts payable after more than one year17 | €727,628 | €1.3m | €1.6m | ▲ 16.0% |
| Financial debts170/4 | €527,628 | €1.1m | €1.6m | ▲ 36.3% |
| Other amounts payable178/9 | €200,000 | €200,000 | - | - |
| Amounts payable within one year42/48 | €202,273 | €402,662 | €409,461 | ▲ 1.7% |
| Current portion of amounts payable after more than one year42 | - | - | €69,992 | - |
| Trade debts44 | €4,764 | €94,648 | €5,565 | ▼ 94.1% |
| Suppliers440/4 | €4,764 | €94,648 | €5,565 | ▼ 94.1% |
| Other amounts payable47/48 | €197,508 | €308,014 | €333,904 | ▲ 8.4% |
| Accrued charges and deferred income492/3 | - | - | €8,024 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€153,698 | -€25,617 | €25,810 | ▲ 201% |
| + Depreciation and write-downs630 | €65,566 | €24,129 | €54,136 | ▲ 124% |
| Operating cash flow (approximation) | -€88,133 | -€1,489 | €79,947 | ▲ 5,471% |
| Investment in fixed assets (approximation) | - | -€798,480 | -€314,529 | ▲ 60.6% |
| Change in cash | - | €16,737 | -€15,885 | ▼ 195% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082A0152/00E000 | Flanders | 1,417 m² | 1 · 245 m² | 11.4 m · 1 fl. |
Linked by address, not proof of ownership
Company details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.