BAL.POM

Active

Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 200719 yrs activeRue du Gad Bourgeois 14, 7950 Chièvres, BelgiumKBO/BCE: BE 0889.683.208

Summary

BAL.POM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,732 and a net result of -€6,764. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 748 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

BAL.POMActiveChecked score 88/100

Risk analysis Report Compare

What they do

Warehousing and storage

NACE 52100

1 site

How big

€33,157total assets 2025

Equity: €28,732
Loss: -€6,764

Financially healthy?

88 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Who decides

Accounts filed 18 d late0 of 1 deed read

Why 88- Loss of €6,764, the second in a row (FY 2025)- Sector Warehousing and support activities for transportation (NACE 52)+ Liquidity: current ratio 6.60, cash €27,312+ Equity €28,732 (86.7% of total assets)Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Better than 52% of its sector peers (NACE 52, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 86.7% of total assets

Liquidity 98-2

short-term debt 13.3% · cash 82.4%

Profitability 0=

return on assets -20.4%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (2,273 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -0.8% vs 11-2024lowest value 01-2025: 0.1%▲ +13.6% vs 12-2024 02-2025: 0.2%▲ +48.6% vs 01-2025 03-2025: 0.2%▲ +3.3% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%▼ -13.8% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%▲ +1.1% vs 08-2025 10-2025: 0.2%▲ +1.1% vs 09-2025 11-2025: 0.2%▼ -2.1% vs 10-2025 12-2025: 0.2%▲ +3.2% vs 11-2025 01-2026: 0.2%▲ +15.5% vs 12-2025 02-2026: 0.3%▲ +41.5% vs 01-2026highest value 03-2026: 0.2%▼ -35.6% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%● 0.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%▼ -1.0% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%▲ +1.5% vs 08-2026 10-2026: 0.2%▲ +4.4% vs 09-2026

Liquidity: current ratio 6.60, cash €27,312 lowers the probability
Loss of €6,764, the second in a row (FY 2025) raises the probability
Sector Warehousing and support activities for transportation (NACE 52) raises the probability
Equity €28,732 (86.7% of total assets) lowers the probability

Credit up to €2,500 at 30 days acceptable

Liquidity ample (current ratio 6.6 against 9.54 in 2024; short-term debt: 13.3% and cash: 82.4% of total assets), and 13.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 52, micro). Better than this share of them on solvency 90%, liquidity 95%, profitability 5%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 6.60, cash €27,312

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Loss of €6,764, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Warehousing and support activities for transportation (NACE 52)

In the bankruptcy model this factor raises the probability.

KBO

Equity €28,732 (86.7% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€6,764

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

18 d late

2024

18 d late

2023

6 d late

2022

10 d late

2021

2 d late

2020

5 d late

2019

28 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 10 February (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close02-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

18-02-26 Annual accounts filedfiscal year 2025 · full…
18-02-25 Annual accounts filedfiscal year 2024 · full…
06-02-24 Annual accounts filedfiscal year 2023 · full…

Key points

Risk: 4 loss-making years in a rowloss fiscal year 2025 -€6,764 View
Caution: Among the weakest 12% on equitysector median €1.5m · 741 companies €28,732 View
Total assets 20256 fiscal years filed €33,157 View