BAL.POM
ActiveSummary
BAL.POM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,732 and a net result of -€6,764. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 681 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 6.6 against 9.54 in 2024; short-term debt: 13.3% and cash: 82.4% of total assets), and 13.3% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Warehousing and support activities for transportation (NACE 52)
about 72% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
-20.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€6,764
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
18 d late
2023
6 d late
2022
10 d late
2021
2 d late
2020
5 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 10 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, full schema
Turnover
€6,900▼ 50.0%
2022 · €13,800
EBIT margin
-17.8%▲ 16.6pp
2022 · -34.4%
Net result
-€6,764▼ 6.3%
2024 · -€6,366
Working capital
€24,766▼ 17.8%
2024 · €30,130
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€185,608▲ 10.0%€13,800▼ 92.6%€6,900▼ 50.0%
Operating result€10,372▼ 44.2%-€4,749-€1,228▲ 74.1%-€6,486▼ 428%-€6,873▼ 6.0%
Net result€8,309within the sector's middle half▼ 47.7%-€6,160below the sector's middle half-€1,946below the sector's middle half▲ 68.4%-€6,366below the sector's middle half▼ 227%-€6,764below the sector's middle half▼ 6.3%
EBIT margin5.6%▼ 5.4pp-34.4%▼ 40.0pp-17.8%▲ 16.6pp
Equity€49,969below the sector's middle half▲ 19.9%€43,809below the sector's middle half▼ 12.3%€41,862below the sector's middle half▼ 4.4%€35,497below the sector's middle half▼ 15.2%€28,732below the sector's middle half▼ 19.1%
Total assets€77,635below the sector's middle half▼ 6.2%€60,434below the sector's middle half▼ 22.2%€45,388below the sector's middle half▼ 24.9%€39,023below the sector's middle half▼ 14.0%€33,157below the sector's middle half▼ 15.0%
Debt€27,667▼ 32.7%€16,626▼ 39.9%€3,526▼ 78.8%€3,526=€4,425▲ 25.5%
Working capital€52,574within the sector's middle half▲ 20.2%€43,809within the sector's middle half▼ 16.7%€35,096within the sector's middle half▼ 19.9%€30,130within the sector's middle half▼ 14.1%€24,766within the sector's middle half▼ 17.8%
Solvency64.4%above the sector's middle half▲ 14.0pp72.5%above the sector's middle half▲ 8.1pp92.2%above the sector's middle half▲ 19.7pp91.0%above the sector's middle half▼ 1.3pp86.7%above the sector's middle half▼ 4.3pp
Current ratio4.36above the sector's middle half▲ 0.803.64above the sector's middle half▼ 0.7210.95above the sector's middle half▲ 7.329.54above the sector's middle half▼ 1.416.60above the sector's middle half▼ 2.95
Return on assets (ROA)10.7%above the sector's middle half▼ 8.5pp-10.2%below the sector's middle half▼ 20.9pp-4.3%below the sector's middle half▲ 5.9pp-16.3%below the sector's middle half▼ 12.0pp-20.4%below the sector's middle half▼ 4.1pp
above
within
below
the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,873 in 2025 against €6,486 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33,157
Fixed assets
€3,967 ▼ 26.1%
Current assets
€29,190 ▼ 13.3%
Equity and liabilities €33,157
Equity
€28,732 ▼ 19.1%
Debt
€4,425 ▲ 25.5%
Debt's share of the balance-sheet total rises from 9.0% to 13.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€5,473▼
2024 · -€5,086
Cash flow
-€5,364▼
2024 · -€4,966
Debt to equity
0.15▲
2024 · 0.10
ROE
-23.5%▼
2024 · -17.9%
Interest coverage
-192.03▲
2024 · -211.93
Debt ≤ 1 year
€4,425▲
2024 · €3,526
Income taxes
€59▼
2024 · €62
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €185,608 | €13,800 | €6,900 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €8,350 | €7,083 | €4,208 | €4,571 | ▲ 8.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,527 | €9,395 | €233 | €1,400 | €1,400 | = |
| Other operating charges640/8 | - | €803 | €811 | €879 | €901 | ▲ 2.6% |
| Gross operating margin9900 | €23,700 | €5,450 | -€183 | -€4,208 | -€4,571 | ▼ 8.6% |
| Operating profit (loss)9901 | €10,372 | -€4,749 | -€1,228 | -€6,486 | -€6,873 | ▼ 6.0% |
| Financial income75/76B | - | - | - | €207 | €196 | ▼ 5.5% |
| Recurring financial income75 | - | - | - | €207 | €196 | ▼ 5.5% |
| Financial charges65/66B | - | €1,411 | €718 | €24 | €29 | ▲ 18.8% |
| Recurring financial charges65 | €2,063 | €1,411 | €718 | €24 | €29 | ▲ 18.8% |
| Profit (loss) for the period before taxes9903 | €8,309 | -€6,160 | -€1,946 | -€6,303 | -€6,706 | ▼ 6.4% |
| Income taxes67/77 | - | - | - | €62 | €59 | ▼ 5.5% |
| Profit (loss) for the period9904 | €8,309 | -€6,160 | -€1,946 | -€6,366 | -€6,764 | ▼ 6.3% |
| Profit (loss) for the period to be appropriated9905 | €8,309 | -€6,160 | -€1,946 | -€6,366 | -€6,764 | ▼ 6.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €77,635 | €60,434 | €45,388 | €39,023 | €33,157 | ▼ 15.0% |
| Fixed assets21/28 | €9,395 | - | €6,767 | €5,367 | €3,967 | ▼ 26.1% |
| Tangible fixed assets22/27 | €9,395 | - | €6,767 | €5,367 | €3,967 | ▼ 26.1% |
| Land and buildings22 | - | - | €6,767 | €5,367 | €3,967 | ▼ 26.1% |
| Current assets29/58 | €68,240 | €60,434 | €38,622 | €33,656 | €29,190 | ▼ 13.3% |
| Amounts receivable within one year40/41 | €930 | €10,759 | €182 | €743 | €534 | ▼ 28.1% |
| Trade receivables40 | - | €9,264 | - | - | - | - |
| Other amounts receivable41 | - | €1,495 | €182 | €743 | €534 | ▼ 28.1% |
| Cash at bank and in hand54/58 | €67,310 | €49,675 | €38,440 | €32,913 | €27,312 | ▼ 17.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,344 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €77,635 | €60,434 | €45,388 | €39,023 | €33,157 | ▼ 15.0% |
| Equity10/15 | €49,969 | €43,809 | €41,862 | €35,497 | €28,732 | ▼ 19.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €41,909 | €35,749 | €33,802 | €27,437 | €20,672 | ▼ 24.7% |
| Amounts payable17/49 | €27,667 | €16,626 | €3,526 | €3,526 | €4,425 | ▲ 25.5% |
| Amounts payable after more than one year17 | €12,000 | - | - | - | - | - |
| Amounts payable within one year42/48 | €15,666 | €16,626 | €3,526 | €3,526 | €4,425 | ▲ 25.5% |
| Current portion of amounts payable after more than one year42 | - | €12,000 | - | - | - | - |
| Trade debts44 | €140 | - | - | - | €898 | - |
| Suppliers440/4 | - | - | - | - | €898 | - |
| Taxes, remuneration and social security45 | - | €1,099 | - | - | - | - |
| Taxes450/3 | - | €1,099 | - | - | - | - |
| Other amounts payable47/48 | - | €3,526 | €3,526 | €3,526 | €3,526 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,309 | -€6,160 | -€1,946 | -€6,366 | -€6,764 | ▼ 6.3% |
| + Depreciation and write-downs630 | €12,527 | €9,395 | €233 | €1,400 | €1,400 | = |
| Operating cash flow (approximation) | €20,836 | €3,235 | -€1,713 | -€4,966 | -€5,364 | ▼ 8.0% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | - |
| Change in cash | - | -€17,635 | -€11,235 | -€5,527 | -€5,601 | ▼ 1.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 18 days late
2025
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 18 days late
2024
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 6 days late
2023
30-06
Financial
Liquidity triplescurrent ratio 10.95
Current ratio from 3.64 to 10.95; short-term debt falls from €16,626 to €3,526.
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 10 days late
2022
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
2021
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 5 days late
2020
30-06
Financial
Back to profitnet €15,880
Net result €15,880 after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 1 day late
2018
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 6 days late
2017
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Chièvres · 1 establishment unit since 2007
Ground area
1,225 m²
Building footprint
344 m²
Volume, LiDAR
1,923 m³
Parcel 51014B0965/00T000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SCRL BAL.POM
since 20072.173.792.368
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51014B0965/00T000 | Wallonia | 1,225 m² | 1 · 344 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,031 companies in this sector we hold annual accounts for 769. 248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded29-05-2007
Fiscal year end30-06
Activities, NACEBEL 2025
52100Warehousing and storage
01500Mixed farming
10311Manufacture of food products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0889683208
Also
9925:BE0889683208
Registered
29-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.