Bal’Admin
ActiveSummary
Bal’Admin has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,185 and a net result of €5,185. Its solvency ranks better than 27% of 9,615 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Other business support services
NACE 82990
1 site
Size
€49,419total assets 2025
- Equity
- €10,185
- Profit
- €5,185
Turnover not published (micro format)
Why 87raises riskFounded in 2024Size: total assets €49,419lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 0.61, cash €17,784Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 82, micro)
Financial strength
Strong
Solvency
46
equity 20.6% of total assets
Liquidity
52
short-term debt 79.4% · cash 36.0%
Profitability
82
return on assets 10.5%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.6%
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%▲ +0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.7 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.61, below 1; short-term debt: 79.4% and cash: 36% of total assets), and 79.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 28% on solvency, 43% on liquidity and 55% on profitability.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: CLARE Barbara Marjorie (director)…
Financials · financial year 2025, micro format
2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00442138.
Equity
€10,185
Total assets
€49,419
Net result
€5,185
Working capital
-€15,215
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Assets €49,419
Fixed assets
€25,400
Current assets
€24,019
Equity and liabilities €49,419
Equity
€10,185
Debt
€39,234
Debt finances 79.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€17,848
Cash flow
€12,247
Current ratio
0.61
Debt to equity
3.85
ROE
50.9%
ROA
10.5%
Interest coverage
7.86
Debt ≤ 1 year
€39,234
Income taxes
€3,337
Peer companies
Historical observationOf the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.2%
went bankrupt
2.0%
stopped otherwise
96.7%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,062 |
| Other operating charges640/8 | €1,420 |
| Gross operating margin9900 | €19,268 |
| Operating profit (loss)9901 | €10,786 |
| Financial income75/76B | €6 |
| Recurring financial income75 | €6 |
| Financial charges65/66B | €2,270 |
| Recurring financial charges65 | €2,270 |
| Profit (loss) for the period before taxes9903 | €8,522 |
| Income taxes67/77 | €3,337 |
| Profit (loss) for the period9904 | €5,185 |
| Profit (loss) for the period to be appropriated9905 | €5,185 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €49,419 | |
| Fixed assets21/28 | €25,400 | |
| Tangible fixed assets22/27 | €25,400 | |
| Furniture and vehicles24 | €25,400 | |
| Current assets29/58 | €24,019 | |
| Amounts receivable within one year40/41 | €4,695 | |
| Trade receivables40 | €3,630 | |
| Other amounts receivable41 | €1,065 | |
| Cash at bank and in hand54/58 | €17,784 | |
| Deferred charges and accrued income490/1 | €1,541 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €49,419 | |
| Equity10/15 | €10,185 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €5,185 | |
| Amounts payable17/49 | €39,234 | |
| Amounts payable within one year42/48 | €39,234 | |
| Trade debts44 | €2,233 | |
| Suppliers440/4 | €2,233 | |
| Taxes, remuneration and social security45 | €4,908 | |
| Taxes450/3 | €4,908 | |
| Other amounts payable47/48 | €32,092 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €5,185 |
| + Depreciation and write-downs630 | €7,062 |
| Operating cash flow (approximation) | €12,247 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00442138 |
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Of the 24,204 active companies whose main activity is other business support services (NACE 82990), figures are known for 9,611. 4,762 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2024
CLARE Barbara Marjorie
CurrentDirector (not named in the articles) · since 29-11-2024
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2024, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| CLARE Barbara Marjorie |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 29-11-2024 ↗
- CLARE Barbara Marjorie 100 shares (100%) · €5,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 29-11-2024 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
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History
Acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
financial year 2025 · micro format · 28 days late
2024
29-11
Gazette deed
IncorporationAppointment: CLARE Barbara Marjorie (director) · Founder · Founding capital9 facts ▸
Gazette deed
Incorporation
Appointment: CLARE Barbara Marjorie (director) · Founder · Founding capital9 facts ▸
- Founder, CLARE Barbara Marjorie (comparant)
- Other provision, “onderhandse volmacht,hier aangehecht, vertegenwoordiging van comparant bij verlijden akte” (deed in Dutch)
- Incorporation, “Bal’Admin” (deed in Dutch)
- Founding capital, €5,000
- Bank account, “bijzondere rekening geopend namens vennootschap in oprichting”, 5000 (deed in Dutch)
- Board rule, 1
- Director appointment, CLARE Barbara Marjorie (director (not named in the articles))
- Other provision, “begin werkzaamheden, dag verkrijging rechtspersoonlijkheid,hetzij dag neerlegging ter griffie van uitgifte oprichtingsakte overeenkomstig wet” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle handelingen gedaan in haar naam door comparanten” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded27-11-2024
Financial year end31-12
Activities, NACEBEL 2025
82990Other business support services
56210Event catering
74301Translation services
82100Office administrative and support services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:1016696491
Also
9925:BE1016696491
Registered
02-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 23 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2024
Ground area
473 m²
Building footprint
92 m²
Building volume
607 m³
Parcel 23026B0193/00H000, Flanders · tallest building 8.6 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Bal’Admin
since 2024unit no. 2.366.764.069
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23026B0193/00H000 | Flanders | 473 m² | 1 · 91 m² | 8.6 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verlenen van bijstand,advies en leiding aan bedrijven,privépersonen en instellingen,voornamelijk doch niet uitsluitend op het vlak van…” (deed in Dutch)
24 activities (deed in Dutch)
- Het verlenen van bijstand,advies en leiding aan bedrijven,privépersonen en instellingen,voornamelijk doch niet uitsluitend op het vlak van administratie,management,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime zin en zonder enige beperking;
- Het vertalen,bewerken,herlezen en herschrijven van teksten in de meest ruime zin en zonder enige beperking;
- Algemene secretariaatswerk in de meest ruime zin en zonder enige beperking;
- Algemene consultancy in de meest ruime zin en zonder enige beperking;
- Het geven van golf lessen en golf sessies in de meest ruime zin en zonder enige beperking;
- Het geven van professionele en sportieve lessen in de meest ruime zin en zonder enige beperking;
- Het beheren en uitbaten van hotels,B&B’s,restaurants,bar’s en alle andere mogelijke horecavormen in de meest ruime zin en zonder enige beperking;
- Het leveren van horeca prestaties in de meest ruime zin en zonder enige beperking;
- Het organiseren van evenementen in de meest ruime zin en zonder enige beperking;
- Het kopen,verkopen,verdelen van boeken en tijdschriften in de meest ruime zin en zonder enige beperking;
- Het aankopen,verkopen,huren,verhuren,leasen,overdragen of ruilen en beheren en leveren van roerende goederen en onroerende goederen die rechtstreeks of onrechtstreeks met voormelde dienstverlening te maken hebben of die nuttig zijn voor de organisatie,begeleiding en reorganisatie van ondernemingen;
- Het voor eigen rekening in België of in het buitenland verwerven,beheren en beleggen van onroerend vermogen en al wat er mee verband houdt zoals het onderhouden,de ontwikkeling,de renovatie,het bouwen en verbouwen,het verhuren en leasen,de huurkoop,de financiële en operationele leasing,sale-and-lease-back,de financiering in het algemeen,evenals het verkavelen,de aankoop en de verkoop van deze goederen;
- Het organiseren en het verwerken voor haar huurders van alle administratie in haar ruimste betekenis,voor zover dit rechtstreeks of onrechtstreeks verband houdt met de activiteiten van haar huurders;
- In het algemeen zal de vennootschap alle commerciële,industriële,financiële,roerende en onroerende handelingen mogen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp,die van aard zijn de verwezenlijkingen ervan te vergemakkelijken of uit te breiden en die daartoe noodzakelijk zijn,nuttig of zelfs alleen bevorderend zijn;
- De vennootschap mag daarenboven belangen nemen hetzij door deelneming,inbreng of op elke andere wijze in alle vennootschappen,ondernemingen,beroepsverenigingen;
- Het verwerven,beheren,valoriseren en cederen van alle roerende en onroerende goederen of rechten,onder gelijk welke vorm,zowel in volle eigendom,in naakte eigendom als in vruchtgebruik,zowel in binnen- en buitenland,met uitsluiting van handelingen als vastgoedmakelaar;
- Onroerende goederen verwerven,bouwen,opschikken,uitrusten en opbouwen;
- Haar onroerende goederen vervreemden met het oog op wederbelegging en opbrengst;
- Haar onroerende goederen in hypotheek stellen en al haar goederen in pand stellen en aval verlenen voor alle leningen,kredietopeningen en andere verbintenissen,zowel voor zichzelf als voor alle derden;
- De vennootschap werkt zowel voor eigen rekening als voor rekening van derden,zonder dat de hierboven vermelde opsomming beperkend kan worden opgevat;
- Zij mag rechtstreeks of onrechtstreeks deelnemen in alle ondernemingen die een gelijkaardig voorwerp nastreven of waarvan het voorwerp in nauw verband staat;
- Zij mag tevens de functies van bestuurder of vereffenaar uitoefenen;
- Zij mag zich ook borgstellen en alle persoonlijke of zakelijke waarborgen geven ten voordele van ieder persoon of vennootschap,gebonden of niet;
- Zij mag haar voorwerp verwezenlijken,zowel in België als in het buitenland,op alle wijzen en manieren die zij het best geschikt acht.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Bal’Admin
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, oprichting of opheffing exploitatiezetels bij enkel besluit bestuursorgaan voor zover geen wijziging taalregime” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, natuurlijke personen of rechtspersonen” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Gelijk recht in winstverdeling en vereffeningsaldo, 100” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Helft overdrager en helft koper(s), elke overdracht onder levenden ten bezwarende of kosteloze titel,vrijwillig of gedwongen inclusief…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Monday of June at 20:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering, elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed