Bakkerij Wouter

Active

Private limited companyfounded 20224 yrs activeMolenstraat 56, 8710 Wielsbeke, BelgiumKBO/BCE: BE 0787.386.711

Summary

The computed 12-month bankruptcy probability of Bakkerij Wouter is 4.7% (elevated). The 2025 annual accounts show equity of €190,957 and a net result of €105,630. Equity is growing by ~76.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 978 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Bakkerij WouterActiveChecked score 39/100

Risk analysis Report Compare

Activity

Artisanal bread and fresh pastry making

NACE 10712

2 sites

Size

€1.4mtotal assets 2025

Staff: 9 FTE
Equity: €190,957
Profit: €105,630

Turnover not published (abridged schema)

Financial health

39 Weak Checked score 2025

Bankruptcy chance 12 m: 4.7%

Structure

Accounts 7 d early0 of 1 deed read

Why 39- Sector Manufacture of food products (NACE 10)- Founded in 2022- 2 of the last 3 late- Equity €190,957 (13.4% of total assets)Show the evidence

Checked score

Score 2025

39 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 54% of its sector peers (NACE 10, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 38+7

equity 13.4% of total assets

Liquidity 38+1

short-term debt 40.5% · cash 5.7%

Profitability 78+8

return on assets 7.4%

Bankruptcy probability, 12 months

4.7% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,069 companies)

Last 24 months 11-2024: 10.3% 12-2024: 8.2%▼ -21.2% vs 11-2024 01-2025: 8.1%▼ -0.9% vs 12-2024 02-2025: 8.1%● 0.0% vs 01-2025 03-2025: 8.0%▼ -1.4% vs 02-2025 04-2025: 8.0%▲ +0.9% vs 03-2025 05-2025: 8.0%▼ -1.0% vs 04-2025 06-2025: 7.9%▼ -1.2% vs 05-2025 07-2025: 8.2%▲ +3.9% vs 06-2025 08-2025: 9.1%▲ +11.6% vs 07-2025 09-2025: 9.3%▲ +2.5% vs 08-2025 10-2025: 9.8%▲ +5.2% vs 09-2025 11-2025: 9.9%▲ +1.0% vs 10-2025 12-2025: 10.4%▲ +4.8% vs 11-2025 01-2026: 12.7%▲ +21.7% vs 12-2025highest value 02-2026: 12.4%▼ -1.8% vs 01-2026 03-2026: 12.4%● 0.0% vs 02-2026 04-2026: 10.7%▼ -13.9% vs 03-2026 05-2026: 10.6%▼ -0.6% vs 04-2026 06-2026: 10.5%▼ -1.0% vs 05-2026 07-2026: 10.9%▲ +3.9% vs 06-2026 08-2026: 4.7%▼ -57.2% vs 07-2026lowest value 09-2026: 4.7%● 0.0% vs 08-2026lowest value 10-2026: 4.7%● 0.0% vs 09-2026lowest value

Sector Manufacture of food products (NACE 10) raises the probability
Founded in 2022 raises the probability for this profile
2 of the last 3 late raises the probability
Equity €190,957 (13.4% of total assets) raises the probability

Credit up to €7,000 at 30 days only on tighter terms

Liquidity short (current ratio 0.21 against 0.18 in 2024; short-term debt: 40.5% and cash: 5.7% of total assets), and 86.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 30%, liquidity 29%, profitability 62%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Sector Manufacture of food products (NACE 10)

In the bankruptcy model this factor raises the probability.

KBO

Founded in 2022

In the bankruptcy model this factor raises the probability for this profile.

KBO

2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Equity €190,957 (13.4% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 978 sector peers (2025).

NBB · sector comparison

Position among 978 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

7 d early

2024

211 d late

2023

112 d late

2022

129 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 111 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 November (3 of the last 4 filed years within 90 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage