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BAKKERIJ SEYNS

Active
Private limited companyfounded 1999active for 27 yearsKwakkelenberg 10, 2570 Duffel, BelgiumKBO/BCE: BE 0465.931.778
Summary

BAKKERIJ SEYNS has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127,995 and a net result of €11. Equity has been stable since 2018 (±1.4% per year). Its solvency ranks better than 89% of 1,901 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-04-1999 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2021
Establishment unit
2.091.014.449 2570 Duffel, since 10-05-1999
Financial year end
31 March
Peppol
Reachable since 27-11-2025

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 31-03-2025
Gross margin
€14,303
▼ 42.8%
Turnover
≈ €110,000
estimated
Profit
€11
▼ 99.9%
Equity
€127,995
=
Total assets
€164,738
▲ 0.1%
  • 2026 accounts not filed, 2 days past the deadline
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Figures for financial year 2025 (filed on 27-10-2025)lowers riskLiquidity: current ratio 5.66, cash €34,086Founded in 1999Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 77.7% of total assets
Liquidity 76+5
short-term debt 8.8% · cash 20.7%
Profitability 50-25
return on assets 0.0%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026 11-2026: 0.3%▲ +0.1 percentage points vs 10-2026highest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.66 (3.29 in 2024), above the usual 1.5. Short-term debt is 8.8% and cash 20.7% of total assets. 22.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 93% of them on solvency, 81% on liquidity, 30% on profitability and 38% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.66, cash €34,086
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Figures for financial year 2025 (filed on 27-10-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
4 days early
2024
7 days early
2023
1 day early
2021
25 days early
2020
4 days early
2019
52 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 16 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 88% of companies in food productssector median 30.9% · 1,901 companies 77.7% View
  • Positive: 7 profitable years in a rowprofit 2025: €11 7 years View

Recent changes

  1. · Gazette deed Miscellaneous
  2. · Gazette deed Resignation: SEYNS Eddy Roger Bert (director)Reappointment: SEYNS Eddy Roger Bert (niet statutair bestuurder)
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as BAKKERIJ SEYNS: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €108,000 and €159,000, founded between 1988 and 2005.

CompanyTotal assetsGross margin
BAKKERIJ SEYNS Duffel€164,738€14,303
A & S BAKERY Sint-Gillis (bij-Brussel)€130,240€14,655
Mattetaarten VAN BELLE Geraardsbergen€110,832€13,719
BROOD- EN BANKETBAKKERIJ FABRY Oud-Turnhout€107,846€14,049
CHABRÉ Lommel€114,520€15,681
B.M.D. Liège€112,146€14,318
WAPA Dentergem€159,203€21,491
Full comparison

Key facts about BAKKERIJ SEYNS

What is the company number of BAKKERIJ SEYNS?
The company number of BAKKERIJ SEYNS is 0465.931.778. The VAT number is the same number with BE in front: BE 0465.931.778.
Where is BAKKERIJ SEYNS based?
The registered office is at Kwakkelenberg 10, 2570 Duffel.Company details
What does BAKKERIJ SEYNS do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of BAKKERIJ SEYNS?
The legal form of BAKKERIJ SEYNS is Private limited company (BV).
When was BAKKERIJ SEYNS founded?
BAKKERIJ SEYNS was founded on 21-04-1999.
Is BAKKERIJ SEYNS still active?
Yes, BAKKERIJ SEYNS is an active enterprise in the KBO register.
How many employees does BAKKERIJ SEYNS have?
BAKKERIJ SEYNS had an average of 6.3 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
Which joint committee does BAKKERIJ SEYNS fall under?
In its 2021 annual accounts, BAKKERIJ SEYNS states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of BAKKERIJ SEYNS?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €14,303 and 6,321 comparable companies of the same size. It probably lies between €50,000 and €260,000. It is a rough estimate.
Is BAKKERIJ SEYNS profitable?
In financial year 2025, BAKKERIJ SEYNS made a profit of €11.
Where can I find the annual accounts of BAKKERIJ SEYNS?
BAKKERIJ SEYNS filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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