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Bakkerij Saïd

Active
Private limited companyfounded 2022active for 4 yearsTurnhoutsebaan 289, 2140 Antwerpen, BelgiumKBO/BCE: BE 0786.478.968
Summary

The computed 12-month bankruptcy probability of Bakkerij Saïd is 15.1% (high). The annual accounts of Bakkerij Saïd for financial year 2024 show a net loss of 72% of the equity at the start of that year. The 2024 annual accounts show equity of €5,450 and a net result of -€59,379. Its solvency ranks better than 24% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

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Bakkerij SaïdActiveChecked score 26/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of bread and pastry (bakery outlets)
NACE 47241Artisanal bread and fresh pastry making NACE 10712
1 site
Size
≈ €370,000turnover 2024, estimated
Staff
≈ 2.1 FTE, estimated
Equity
€5,450
Loss
-€59,379
Turnover estimated from the gross margin
Financial health
26 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
15.1%
Structure
2025 accounts not filed, 92 days past the deadline
Why 26raises risk1 financial year not filed after the legal deadline; last filed accounts filed 222 days late; 2 of the last 3 lateEx-officio strike-off in the KBOFigures for financial year 2024 (filed 17-03-2026)Loss of €59,379 (financial year 2024)Show the evidence

Checked score

Score 2024
26 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 12% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 27-68
equity 2.2% of total assets
Liquidity 17-70
short-term debt 75.9% · cash 6.3%
Profitability 0-100
return on assets -24.2%
Bankruptcy probability, 12 months
15.1% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,268 companies, NACE 47, micro)
Last 24 months 11-2024: 5.9% 12-2024: 1.2%▼ -4.7 percentage points vs 11-2024 01-2025: 1.1%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.7%▲ +0.6 percentage points vs 07-2025 09-2025: 2.0%▲ +0.3 percentage points vs 08-2025 10-2025: 3.2%▲ +1.2 percentage points vs 09-2025 11-2025: 3.4%▲ +0.2 percentage points vs 10-2025 12-2025: 4.8%▲ +1.4 percentage points vs 11-2025 01-2026: 7.3%▲ +2.5 percentage points vs 12-2025 02-2026: 6.2%▼ -1.1 percentage points vs 01-2026 03-2026: 6.9%▲ +0.7 percentage points vs 02-2026 04-2026: 13.7%▲ +6.8 percentage points vs 03-2026 05-2026: 13.4%▼ -0.3 percentage points vs 04-2026 06-2026: 13.0%▼ -0.4 percentage points vs 05-2026 07-2026: 11.4%▼ -1.6 percentage points vs 06-2026 08-2026: 12.6%▲ +1.2 percentage points vs 07-2026 09-2026: 13.0%▲ +0.4 percentage points vs 08-2026 10-2026: 15.1%▲ +2.1 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.08, compared with 2.7 in 2023, below 1; short-term debt: 75.9% and cash: 6.3% of total assets), and 97.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 21% on solvency, 16% on liquidity, 6% on profitability and 6% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 222 days late; 2 of the last 3 late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Figures for financial year 2024 (filed 17-03-2026)
NBB · annual accounts
raises risk · Loss of €59,379 (financial year 2024)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 25567 sector peers (2024).
NBB · sector comparison
Position among 25567 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 92 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline31-10-2026 today
raises risk · 2024 accounts filed 222 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-03-2026, 222 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
222 days late
2023
110 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 166 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Resignation: Fatima LACHKA (director)Appointment: Souhaila ASHAD (director)
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: 2025 accounts not fileddeadline was 31-07-2026 92 days past the deadline View
  • Caution: Equity fell in 2024from €82,076 to €5,450 ▼ 93.4% View
  • Caution: Among the weakest 5% on net resultsector median €4,565 · 25,543 companies -€59,379 View

By topic

Financials

Financial year
2024
Total assets
€245,690
Loss
-€59,379
Solvency
2.2%
Total assets▲ 108%
Net result
20232024
Go to Financials

Timeline

Events
6
Since
2022
  1. 21-06-2024UBO non-compliance
  2. 12-09-2022Registered office
  3. 25-05-2022Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of bread and pastry (bakery outlets)NACE 47241
Founded
23-05-2022
Year ends
31-12
Peppol
No longer on Peppol
Go to Company details

Articles of association

Provisions read
26
Who signs
Each director alone
Purpose
“De fabricatie,verwerking,aanmaak,aan-en verkoop,in-en uitvoer,zowel in ’t groot als in ’t…” (deed in Dutch)
Go to Articles of association

Key facts about Bakkerij Saïd

What is the company number of Bakkerij Saïd?
0786.478.968. In Belgium the VAT number is the company number with BE in front: BE 0786.478.968.
Where is Bakkerij Saïd based?
The registered office is at Turnhoutsebaan 289, 2140 Antwerpen.Company details
What does Bakkerij Saïd do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of Bakkerij Saïd?
Private limited company (BV).
When was Bakkerij Saïd founded?
On 23-05-2022.
Is Bakkerij Saïd still active?
Yes, Bakkerij Saïd is an active enterprise in the KBO register.
What is the turnover of Bakkerij Saïd?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Bakkerij Saïd profitable?
In financial year 2024, Bakkerij Saïd made a loss of €59,379.
Where can I find the annual accounts of Bakkerij Saïd?
Bakkerij Saïd filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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