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Bakkerij Saïd

Active
Private limited companyfounded 2022active for 4 yearsTurnhoutsebaan 289, 2140 Antwerpen, BelgiumKBO/BCE: BE 0786.478.968
Summary

The computed 12-month bankruptcy probability of Bakkerij Saïd is 15.1% (high). The annual accounts of Bakkerij Saïd for financial year 2024 show a net loss of 72% of the equity at the start of that year. The 2024 annual accounts show equity of €5,450 and a net result of -€59,379. Its solvency ranks better than 24% of 25,565 sector peers (NACE 47, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.

Overview

Official details

Source: KBO
Status
Active since 23-05-2022 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 2 others
Establishment unit
2.332.681.239 2030 Antwerpen, since 23-05-2022
Financial year end
31 December
Peppol
Left the register on 26-10-2026

Board and ownership

Board

Financial position

26 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
15.1%
Annual accounts 2024
Gross margin
€38,613
▼ 58.3%
Turnover
≈ €370,000
estimated
Loss
€59,379
Equity
€5,450
▼ 93.4%
Total assets
€245,690
▲ 108%
Staff
≈ 2 FTE
estimated
  • 2025 accounts not filed, 95 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 222 days late; 2 of the last 3 accounts lateEx-officio strike-off in the KBOFigures for financial year 2024 (filed on 17-03-2026)Loss of €59,379 (financial year 2024)Show the evidence

Checked score

Score 2024
26 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 12% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Weak
Solvency 27-68
equity 2.2% of total assets
Liquidity 17-70
short-term debt 75.9% · cash 6.3%
Profitability 0-100
return on assets -24.2%
Bankruptcy probability within 12 months
15.1% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.1%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.7%▲ +0.6 percentage points vs 07-2025 09-2025: 2.0%▲ +0.3 percentage points vs 08-2025 10-2025: 3.2%▲ +1.2 percentage points vs 09-2025 11-2025: 3.4%▲ +0.2 percentage points vs 10-2025 12-2025: 4.8%▲ +1.4 percentage points vs 11-2025 01-2026: 7.3%▲ +2.5 percentage points vs 12-2025 02-2026: 6.2%▼ -1.1 percentage points vs 01-2026 03-2026: 6.9%▲ +0.7 percentage points vs 02-2026 04-2026: 13.7%▲ +6.8 percentage points vs 03-2026 05-2026: 13.4%▼ -0.3 percentage points vs 04-2026 06-2026: 13.0%▼ -0.4 percentage points vs 05-2026 07-2026: 11.4%▼ -1.6 percentage points vs 06-2026 08-2026: 12.6%▲ +1.2 percentage points vs 07-2026 09-2026: 13.0%▲ +0.4 percentage points vs 08-2026 10-2026: 15.1%▲ +2.1 percentage points vs 09-2026highest value 11-2026: 15.1%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.08 (2.7 in 2023), below 1. Short-term debt is 75.9% and cash 6.3% of total assets. 97.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 21% of them on solvency, 16% on liquidity, 6% on profitability and 6% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Eight signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 222 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Figures for financial year 2024 (filed on 17-03-2026)
NBB · annual accounts
raises risk · Loss of €59,379 (financial year 2024)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 25565 sector peers (2024).
NBB · sector comparison
Position among 25565 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 95 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline03-11-2026 today
raises risk · 2024 accounts filed 222 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-03-2026, 222 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
222 days late
2023
110 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 166 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance

Key points

  • Caution: Equity fell in 2024from €82,076 to €5,450 ▼ 93.4% View
  • Caution: Lower net result than 95% of companies in retail tradesector median €4,564 · 25,542 companies -€59,379 View

Recent changes

  1. · Gazette deed Resignation: Fatima LACHKA (director)Appointment: Souhaila ASHAD (director)
  2. · KBO administration UBO non-complianceevent 10-06-2024
  3. · Gazette deed Registered office moved within Borgerhout - AntwerpenNew seat: 2140 Borgerhout - Antwerpen, Tumhoutsebaan 289 · Previous seat: 2140 Borgerhout - Antwerpen, Turnhoutsebaan 281
All 6 events

Comparable companies

These companies have the same main activity as Bakkerij Saïd: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €134,000 and €270,000, founded between 2022 and 2024.

CompanyTotal assetsGross margin
Bakkerij Saïd Antwerpen€245,690€38,613
BAGUETTE BAR Wevelgem€270,460€44,954
BERAT23 Willebroek€205,580€47,909
BRUNCH FOOD Antwerpen€177,350€46,533
Yala Group DW Putte€171,569€37,491
C.G. Brecht€134,455€31,915
BOUDENGEN Oostende€238,893€50,142
Full comparison

Key facts about Bakkerij Saïd

What is the company number of Bakkerij Saïd?
The company number of Bakkerij Saïd is 0786.478.968. The VAT number is the same number with BE in front: BE 0786.478.968.
Where is Bakkerij Saïd based?
The registered office is at Turnhoutsebaan 289, 2140 Antwerpen.Company details
What does Bakkerij Saïd do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of Bakkerij Saïd?
The legal form of Bakkerij Saïd is Private limited company (BV).
When was Bakkerij Saïd founded?
Bakkerij Saïd was founded on 23-05-2022.
Is Bakkerij Saïd still active?
Yes, Bakkerij Saïd is an active enterprise in the KBO register.
What is the turnover of Bakkerij Saïd?
The turnover in financial year 2024 is ≈ €370,000. This figure is estimated from the gross margin of €38,613 and 49 comparable companies (NACE 472). It probably lies between €210,000 and €620,000.Financials
Is Bakkerij Saïd profitable?
In financial year 2024, Bakkerij Saïd made a loss of €59,379.
Where can I find the annual accounts of Bakkerij Saïd?
Bakkerij Saïd filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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