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BAKKERIJ HERMANS PATRICK & C°

Active
Private limited companyfounded 2004active for 22 yearsKoeybleuken 21/22, 2300 Turnhout, BelgiumKBO/BCE: BE 0866.397.169
Summary

BAKKERIJ HERMANS PATRICK & C° has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €700,682 and a net result of €49,103. Equity is growing by about 5.9% per year across the filed financial years. Its solvency ranks better than 80% of 34 sector peers (NACE 10, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

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BAKKERIJ HERMANS PATRICK & C°ActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
7 sites
Size
≈ €690,000turnover 2026, estimated
Staff
11.2 FTE
Equity
€700,682
Profit
€49,103
Turnover estimated from the gross margin
Financial health
97 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2026 accounts 135 days early1 of 6 deeds summarised
Why 97raises riskSector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 3.87, cash €410,870Equity €700,682 (85.7% of total assets)Founded in 2004Show the evidence

Checked score

Score 2026
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (NACE 10, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Strong
Solvency 100+17
equity 85.7% of total assets
Liquidity 97+17
short-term debt 14.3% · cash 50.3%
Profitability 76=
return on assets 6.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,080 companies, NACE 10, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.6%▲ +0.1 percentage points vs 11-2024highest value 01-2025: 0.3%▼ -0.3 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.1%▼ -0.2 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.87, compared with 1.45 in 2025, above the usual 1.5; short-term debt: 14.3% and cash: 50.3% of total assets), and 14.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 93% on solvency, 96% on liquidity, 59% on profitability and 53% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Liquidity: current ratio 3.87, cash €410,870
NBB · annual accounts
lowers risk · Equity €700,682 (85.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 18-09-2026, 135 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
135 days early
2025
17 days early
2024
45 days early
2023
6 days early
2022
1 day early
2021
7 days late
2020
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 14 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Liquidity more than doubledcurrent ratio 3.87
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Positive: Among the best 5% on equitysector median €85,726 · 34 companies €700,682 View
  • Positive: Staff rose in 2026from 7.7 FTE to 11.2 FTE ▲ 45.5% View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2026
Total assets
€817,408
Profit
€49,103
Solvency
85.7%
Total assets▼ 26.9%
Net result
20192026
Go to Financials

Board & ownership

Board
2 members
  • HERMANS Patrick Josephina LouisDirector
  • JUANICO BARON ElsieDirector
Go to Board & ownership

Timeline

Events
26
Since
2006
Next accounts
by 31-01-2028
  1. 17-12-2024Annual accounts filed
  2. 30-06-2024Back to profit
  3. 25-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
7
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
16-07-2004
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
13
Who signs
Each director alone
Annual meeting
Third Tuesday of December at 20:00
Purpose
“Het uitbaten van één of meerdere handelszaken in de sector van de bakkerij; De uitoefening…” (deed in Dutch)
Go to Articles of association

Key facts about BAKKERIJ HERMANS PATRICK & C°

What is the company number of BAKKERIJ HERMANS PATRICK & C°?
0866.397.169. In Belgium the VAT number is the company number with BE in front: BE 0866.397.169.
Where is BAKKERIJ HERMANS PATRICK & C° based?
The registered office is at Koeybleuken 21/22, 2300 Turnhout.Company details
What does BAKKERIJ HERMANS PATRICK & C° do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of BAKKERIJ HERMANS PATRICK & C°?
Private limited company (BV).
When was BAKKERIJ HERMANS PATRICK & C° founded?
On 16-07-2004.
Is BAKKERIJ HERMANS PATRICK & C° still active?
Yes, BAKKERIJ HERMANS PATRICK & C° is an active enterprise in the KBO register.
How many employees does BAKKERIJ HERMANS PATRICK & C° have?
On average 11.2 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of BAKKERIJ HERMANS PATRICK & C°?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BAKKERIJ HERMANS PATRICK & C° profitable?
In financial year 2026, BAKKERIJ HERMANS PATRICK & C° made a profit of €49,103.
Where can I find the annual accounts of BAKKERIJ HERMANS PATRICK & C°?
BAKKERIJ HERMANS PATRICK & C° filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of BAKKERIJ HERMANS PATRICK & C° due?
By 31-01-2028, for financial year 2027.Timeline

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