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BAKKERIJ HEIRMAN

Active
Private limited companyfounded 1984active for 42 yearsElststraat 16, 9240 Zele, BelgiumKBO/BCE: BE 0426.282.435
Summary

BAKKERIJ HEIRMAN has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,557 and a net result of €17,741. Equity is shrinking by about 6.1% per year across the filed financial years. Its solvency ranks better than 59% of 1,883 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
BAKKERIJ HEIRMANActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€353,297total assets 2025
Equity
€139,557
Profit
€17,741
Turnover not published (micro format)
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 147 days early1 of 3 deeds summarised
Why 90raises riskSector: Manufacture of food products (NACE 10)lowers riskFounded in 1984Liquidity: current ratio 1.26, cash €51,115Figures for financial year 2025 (filed 07-03-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 10, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 65-21
equity 39.5% of total assets
Liquidity 61+1
short-term debt 20.5% · cash 14.5%
Profitability 75-9
return on assets 5.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,079 companies, NACE 10, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.2%● unchanged vs 04-2026highest value 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.26, compared with 1.21 in 2024, below the usual 1.5; short-term debt: 20.5% and cash: 14.5% of total assets), and 60.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 57% on solvency, 66% on liquidity, 56% on profitability and 63% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Founded in 1984
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.26, cash €51,115
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 07-03-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €139,557
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-03-2026, 147 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
147 days early
2024
76 days early
2023
93 days early
2022
144 days early
2021
68 days early
2020
39 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 82 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 April (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Heirman Jerome (director)Gazette deed
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • New directorlatest change 09-03-2026 · 1 in office 1 joined View
  • Active since 1984founded 05-09-1984 42 years View

By topic

Financials

Financial year
2025
Total assets
€353,297
Profit
€17,741
Solvency
39.5%
Total assets▲ 78.1%
Net result
20182025
Go to Financials

Timeline

Events
48
Since
1986
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €100,000
  2. 29-04-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
05-09-1984
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about BAKKERIJ HEIRMAN

What is the company number of BAKKERIJ HEIRMAN?
0426.282.435. In Belgium the VAT number is the company number with BE in front: BE 0426.282.435.
Where is BAKKERIJ HEIRMAN based?
The registered office is at Elststraat 16, 9240 Zele.Company details
What does BAKKERIJ HEIRMAN do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of BAKKERIJ HEIRMAN?
Private limited company (BV).
When was BAKKERIJ HEIRMAN founded?
On 05-09-1984.
Is BAKKERIJ HEIRMAN still active?
Yes, BAKKERIJ HEIRMAN is an active enterprise in the KBO register.
How many employees does BAKKERIJ HEIRMAN have?
On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of BAKKERIJ HEIRMAN?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BAKKERIJ HEIRMAN profitable?
In financial year 2025, BAKKERIJ HEIRMAN made a profit of €17,741.
Where can I find the annual accounts of BAKKERIJ HEIRMAN?
BAKKERIJ HEIRMAN filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BAKKERIJ HEIRMAN due?
By 31-07-2027, for financial year 2026.Timeline

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