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BAKKERIJ HEIDE

Active
Private limited companyfounded 2018active for 7 yearsHeidestatiestraat (Heide) 77, 2920 Kalmthout, BelgiumKBO/BCE: BE 0716.892.752

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of BAKKERIJ HEIDE is 1.8% (moderate). The 2025 annual accounts show negative equity (-€24,776) and a net result of -€5,482. Equity has been shrinking by about 64% per year since 2019. Its solvency ranks better than 15% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 27-12-2018 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241
Establishment unit
2.283.405.635 2920 Kalmthout, since 27-12-2018
Financial year end
31 December
Peppol
Reachable since 06-11-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€144,453
▲ 7.0%
Turnover
≈ €680,000
estimated
Loss
€5,482
Equity
-€24,776
▼ 28.4%
Total assets
€103,314
▲ 11.6%
Staff
3.6 FTE
▲ 16.1%
Filed on 28-07-2026, 3 days before the deadlineat the National Bank
Score breakdownraises riskNegative equity -€24,7761 of the last 3 accounts lateLoss of €5,482 (financial year 2025)lowers riskSize: total assets €103,314Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 1-3
equity -24.0% of total assets
Liquidity 22+1
short-term debt 105.8% · cash 17.3%
Profitability 33-13
return on assets -5.3%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 2.7% 12-2024: 2.8%▲ +0.1 percentage points vs 11-2024 01-2025: 2.8%● unchanged vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 2.7%▼ -0.1 percentage points vs 02-2025 04-2025: 2.5%▼ -0.2 percentage points vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.5%● unchanged vs 05-2025 07-2025: 2.5%● unchanged vs 06-2025 08-2025: 3.2%▲ +0.7 percentage points vs 07-2025 09-2025: 3.5%▲ +0.3 percentage points vs 08-2025 10-2025: 4.7%▲ +1.2 percentage points vs 09-2025highest value 11-2025: 2.3%▼ -2.4 percentage points vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.2%▼ -0.1 percentage points vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.2%● unchanged vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026 08-2026: 1.8%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 1.8%● unchanged vs 08-2026lowest value 10-2026: 1.8%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.29 (0.25 in 2024), below 1. Short-term debt is 105.8% and cash 17.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 13% of them on solvency, 20% on liquidity, 26% on profitability and 16% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €103,314
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€24,776
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Loss of €5,482 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€24,776
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
3 days early
2024
63 days late
2023
8 days late
2022
31 days late
2021
12 days early
2020
44 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€24,776 View
  • Caution: Less equity than 87% of companies in retail tradesector median €41,216 · 22,767 companies -€24,776 View

Comparable companies

These companies have the same main activity as BAKKERIJ HEIDE: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €94,100 and €129,000, founded between 2018 and 2021.

CompanyTotal assetsGross margin
BAKKERIJ HEIDE Kalmthout€103,314€144,453
TK Antwerpen€123,437€145,896
AOH Sint-Jans-Molenbeek€126,188€147,245
DE ZOTTE MORGEN Mechelen€128,521€154,257
Chef Farini Antwerpen€112,755€99,709
DEMIR FOOD Anderlecht€103,932€178,244
DUMONT - SOREL Mons€94,115€116,097
Full comparison

Documents

Annual accounts at the NBB

All 7 annual accounts

Articles and registers

Key facts about BAKKERIJ HEIDE

What is the company number of BAKKERIJ HEIDE?
The company number of BAKKERIJ HEIDE is 0716.892.752. The VAT number is the same number with BE in front: BE 0716.892.752.
Where is BAKKERIJ HEIDE based?
The registered office is at Heidestatiestraat (Heide) 77, 2920 Kalmthout.Company details
What does BAKKERIJ HEIDE do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of BAKKERIJ HEIDE?
The legal form of BAKKERIJ HEIDE is Private limited company (BV).
When was BAKKERIJ HEIDE founded?
BAKKERIJ HEIDE was founded on 27-12-2018.
Is BAKKERIJ HEIDE still active?
Yes, BAKKERIJ HEIDE is an active enterprise in the KBO register.
How many employees does BAKKERIJ HEIDE have?
BAKKERIJ HEIDE had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BAKKERIJ HEIDE?
The turnover in financial year 2025 is ≈ €680,000. This figure is estimated from the gross margin of €144,453 and 43 comparable companies (NACE 472). It probably lies between €460,000 and €1.2m.
Is BAKKERIJ HEIDE profitable?
In financial year 2025, BAKKERIJ HEIDE made a loss of €5,482.
Where can I find the annual accounts of BAKKERIJ HEIDE?
BAKKERIJ HEIDE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of BAKKERIJ HEIDE due?
BAKKERIJ HEIDE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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