Bakkerij Carl Lier

Active

Private limited companyfounded 2015active for 11 yearsMechelsesteenweg 534, 2500 Lier, BelgiumKBO/BCE: BE 0639.782.801

Summary

The computed 12-month bankruptcy probability of Bakkerij Carl Lier is 1.8% (moderate). The 2025 annual accounts show negative equity (-€11,655) and a net result of €36,157. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 19% of 1,883 sector peers (NACE 10, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Bakkerij Carl LierActiveChecked score 55/100

Risk analysis Report Compare

Activity

Manufacture of food products

NACE 10711Retail sale of bread and pastry (bakery outlets) NACE 47241

1 site

Size

€204,930total assets 2025

Staff: 21.8 FTE
Equity: -€11,655
Profit: €36,157

Turnover not published (abbreviated or micro format)

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.8%

Structure

Parent: Bakkerij Carl Duffel · 100%

PEERAER Niels Emiel Lisette GummarusDirector

2025 accounts filed 11 days late2 of 3 deeds summarised

Why 55raises riskNegative equity -€11,6551 change of registered office in 24 monthsSector: Manufacture of food products (NACE 10)lowers riskFigures for financial year 2025 (filed 11-08-2026)Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 56% of its sector peers (NACE 10, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 19+13

equity -5.7% of total assets

Liquidity 42+1

short-term debt 61.5% · cash 19.1%

Profitability 91-9

return on assets 17.6%

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,078 companies, NACE 10, micro)

Last 24 months 11-2024: 3.5%highest value 12-2024: 3.5%● unchanged vs 11-2024highest value 01-2025: 3.4%▼ -0.1 percentage points vs 12-2024 02-2025: 3.5%▲ +0.1 percentage points vs 01-2025 03-2025: 3.4%▼ -0.1 percentage points vs 02-2025 04-2025: 3.4%● unchanged vs 03-2025 05-2025: 3.4%● unchanged vs 04-2025 06-2025: 3.3%▼ -0.1 percentage points vs 05-2025 07-2025: 3.3%● unchanged vs 06-2025 08-2025: 1.1%▼ -2.2 percentage points vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025lowest value 02-2026: 1.9%▲ +0.8 percentage points vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 1.7%▼ -0.2 percentage points vs 03-2026 05-2026: 2.1%▲ +0.4 percentage points vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 2.1%▲ +0.1 percentage points vs 06-2026 08-2026: 3.1%▲ +1.0 percentage point vs 07-2026 09-2026: 1.8%▼ -1.3 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.58, compared with 0.49 in 2024, below 1; short-term debt: 61.5% and cash: 19.1% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 17% on solvency, 34% on liquidity, 83% on profitability and 89% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Negative equity -€11,655

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Sector: Manufacture of food products (NACE 10)

KBO

Figures for financial year 2025 (filed 11-08-2026)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1883 sector peers (2025).

NBB · sector comparison

Position among 1883 sector peers

Solvency

better than 19%

← weakest strongest →

2025 accounts filed 11 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

11 days late

2024

24 days early

2023

26 days early

2022

24 days late

2021

46 days late

2020

118 days late

2019

146 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (4 of the last 5 filed years within 35 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-08-2026 Annual accounts filedfinancial year 2025 · micro…
28-01-2026 Resignation: SMETS Patrick (director)Appointments: PEERAER Niels Emiel Lisette…
07-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€11,655 View
Caution: Board changedlatest change 28-01-2026 · 1 in office 2 joined · 1 left View
Caution: Among the weakest 17% on equitysector median €51,788 · 1,886 companies -€11,655 View
Controlled by Bakkerij Carl Duffel 100% View

By topic

Financials

Financial year: 2025
Total assets: €204,930
Profit: €36,157
Solvency: -5.7%

Total assets▼ 19.7%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member
Parent: Bakkerij Carl Duffel · 100%

PEERAER Niels Emiel Lisette GummarusDirector

Go to Board & ownership

Network & group

Connected companies: 1

Go to Network & group

Timeline

Events: 16
Since: 2017
Next accounts: by 31-07-2027

31-12-2024Back to profit
05-07-2024Annual accounts filed
31-12-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Manufacture of food productsNACE 10711
Founded: 01-10-2015
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Who signs: Each director alone

Go to Articles of association

Key facts about Bakkerij Carl Lier

What is the company number of Bakkerij Carl Lier?: 0639.782.801. In Belgium the VAT number is the company number with BE in front: BE 0639.782.801.
Where is Bakkerij Carl Lier based?: The registered office is at Mechelsesteenweg 534, 2500 Lier.Company details
What does Bakkerij Carl Lier do?: According to the KBO register, the main activity is manufacture of food products (NACE 10711).
What is the legal form of Bakkerij Carl Lier?: Private limited company (BV).
When was Bakkerij Carl Lier founded?: On 01-10-2015.
Is Bakkerij Carl Lier still active?: Yes, Bakkerij Carl Lier is an active enterprise in the KBO register.
How many employees does Bakkerij Carl Lier have?: On average 21.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Bakkerij Carl Lier?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Bakkerij Carl Lier profitable?: In financial year 2025, Bakkerij Carl Lier made a profit of €36,157.
Where can I find the annual accounts of Bakkerij Carl Lier?: Bakkerij Carl Lier filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bakkerij Carl Lier due?: By 31-07-2027, for financial year 2026.Timeline