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BAKKERIJ BART

Active
Private limited companyfounded 2012active for 14 yearsKiezelweg 107A, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0847.318.160
Summary

BAKKERIJ BART has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374,527 and a net result of €17,498. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 32% of 981 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
#9 company by total assets in Herk-de-Stad, Manufacturing sector2 sites
Size
€1.8mtotal assets 2025
Staff
7.1 FTE
Equity
€374,527
Profit
€17,498
Turnover not published (abbreviated format)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Accounts 2 days early0 of 3 deeds read
Why 65raises riskSize: 7.1 FTE, total assets €1.8mSector: Manufacture of food products (NACE 10)Equity €374,527 (21.3% of total assets)lowers riskFounded in 2012Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 41% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Average
Solvency 46-4
equity 21.3% of total assets
Liquidity 55-2
short-term debt 18.9% · cash 8.1%
Profitability 59+6
return on assets 1.0%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,071 companies, NACE 10, micro)
Last 24 months 11-2024: 0.9% 12-2024: 1.0%▲ +0.1 percentage points vs 11-2024 01-2025: 1.3%▲ +0.3 percentage points vs 12-2024 02-2025: 0.7%▼ -0.6 percentage points vs 01-2025lowest value 03-2025: 0.7%● unchanged vs 02-2025lowest value 04-2025: 0.7%● unchanged vs 03-2025lowest value 05-2025: 0.7%● unchanged vs 04-2025lowest value 06-2025: 0.7%● unchanged vs 05-2025lowest value 07-2025: 0.7%● unchanged vs 06-2025lowest value 08-2025: 0.7%● unchanged vs 07-2025lowest value 09-2025: 0.7%● unchanged vs 08-2025lowest value 10-2025: 0.8%▲ +0.1 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 1.0%▲ +0.2 percentage points vs 11-2025 01-2026: 1.4%▲ +0.4 percentage points vs 12-2025highest value 02-2026: 1.0%▼ -0.4 percentage points vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.81, compared with 1.36 in 2024; short-term debt: 18.9% and cash: 8.1% of total assets), and 78.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 38% on solvency, 57% on liquidity, 35% on profitability and 34% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Size: 7.1 FTE, total assets €1.8m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Founded in 2012
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Equity €374,527 (21.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
on the day
2023
22 days early
2022
22 days early
2021
5 days early
2020
5 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Weakest financial yearnet €17,381 ▼86.2%

Key points

  • Positive: Company by total assets in Herk-de-Stad, Manufacturing sectorin the Checked rankings #9 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Total assets 20256 financial years filed €1.8m View

By topic

Financials

Financial year
2025
Total assets
€1.8m
Profit
€17,498
Solvency
21.3%
Total assets▲ 15.7%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2014
Next accounts
by 31-01-2027
  1. 09-01-2024Annual accounts filed
  2. 09-01-2023Annual accounts filed
  3. 30-06-2022Highest result from 2019 to 2025
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
11-07-2012
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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