BakeSmarter

Active

Private limited companyfounded 20242 yrs activeKouterbosstraat 33, 9240 Zele, BelgiumKBO/BCE: BE 1009.551.749

Summary

BakeSmarter has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €91,500 and a net result of €32,718. Its solvency ranks better than 57% of 74 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

BakeSmarterActiveChecked score 96/100

Risk analysis Report Compare

Activity

Computer consultancy and computer facilities management

NACE 62200IT consultancy NACE 62020

1 site

Size

€141,661total assets 2026

Equity: €91,500
Profit: €32,718

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2026

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 136 d early0 of 1 deed read

Why 96- Founded in 2024+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 4.12, cash €80,140+ Equity €91,500 (64.6% of total assets)Show the evidence

Checked score

Score 2026

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 71% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 90+16

equity 64.6% of total assets

Liquidity 94+9

short-term debt 20.2% · cash 56.6%

Profitability 98-2

return on assets 23.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)

Last 22 months 06-2025: 0.4% 07-2025: 0.4%● 0.0% vs 06-2025 08-2025: 0.4%▲ +2.1% vs 07-2025 09-2025: 0.4%▲ +1.6% vs 08-2025 10-2025: 0.4%▲ +2.3% vs 09-2025 11-2025: 0.4%▲ +11.6% vs 10-2025highest value 12-2025: 0.4%● 0.0% vs 11-2025highest value 01-2026: < 0.1%▼ -91.2% vs 12-2025lowest value 02-2026: < 0.1%▲ +2.6% vs 01-2026 03-2026: < 0.1%▼ -2.5% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%▲ +2.6% vs 04-2026 06-2026: < 0.1%▲ +5.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▼ -7.1% vs 09-2026lowest value

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 4.12, cash €80,140 lowers the probability
Founded in 2024 raises the probability for this profile
Equity €91,500 (64.6% of total assets) lowers the probability

Credit up to €8,000 at 30 days only on tighter terms

Liquidity ample (current ratio 4.12 against 2.38 in 2025; short-term debt: 20.2% and cash: 56.6% of total assets), and 35.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 56%, liquidity 82%, profitability 63%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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