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BAKER M. TEX

Active
Private limited companyfounded 20206 yrs activeKBO/BCE: BE 0743.668.514
Summary

The computed 12-month bankruptcy probability of BAKER M. TEX is ≥ 25% (high). The 2024 annual accounts show equity of €105,795 and a net result of €93,019. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 15862 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch ReportCompare
BAKER M. TEXActiveChecked score 15/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of clothing, excluding workwear and underwear
NACE 46423
1 site
Size
€297,001total assets 2024
Equity
€105,795
Profit
€93,019
Financial health
15 Critical Checked score 2024
Bankruptcy chance 12 m
≥ 25%
Structure
Accounts 64 d overdue0 of 4 deeds read
Why 15- 2 changes of registered office in 24 months- Figures for FY 2024 (filed 23-10-2025)- Ex-officio strike-off in the KBO- 1 financial year not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 lateShow the evidence

Checked score

Score 2024
15 / 100
Critical
Probability in this band: over 15.0%
Better than 65% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 61+30
equity 35.6% of total assets
Liquidity 20+20
short-term debt 64.4% · cash 3.4%
Profitability 100+61
return on assets 31.3%
Bankruptcy probability, 12 months
≥ 25% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 4 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 7.6% 12-2024: 7.6%● 0.0% vs 11-2024 01-2025: 7.5%▼ -1.8% vs 12-2024 02-2025: 7.9%▲ +5.1% vs 01-2025 03-2025: 7.9%● 0.0% vs 02-2025 04-2025: 8.2%▲ +3.5% vs 03-2025 05-2025: 8.9%▲ +9.5% vs 04-2025 06-2025: 5.0%▼ -43.7% vs 05-2025 07-2025: 4.7%▼ -7.0% vs 06-2025 08-2025: 5.4%▲ +15.4% vs 07-2025 09-2025: 5.8%▲ +7.5% vs 08-2025 10-2025: 7.5%▲ +28.4% vs 09-2025 11-2025: 3.0%▼ -60.4% vs 10-2025lowest value 12-2025: 3.0%● 0.0% vs 11-2025lowest value 01-2026: 4.8%▲ +63.6% vs 12-2025 02-2026: 4.9%▲ +1.0% vs 01-2026 03-2026: 9.9%▲ +102% vs 02-2026 04-2026: 10.1%▲ +2.6% vs 03-2026 05-2026: 9.2%▼ -9.6% vs 04-2026 06-2026: 9.0%▼ -1.4% vs 05-2026 07-2026: 9.0%▼ -0.2% vs 06-2026 08-2026: 18.5%▲ +106% vs 07-2026 09-2026: 20.1%▲ +8.6% vs 08-2026 10-2026: ≥ 25%▲ +34.2% vs 09-2026highest value
  • 2 changes of registered office in 24 months raises the probability
  • Figures for FY 2024 (filed 23-10-2025) raises the probability
  • Ex-officio strike-off in the KBO raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 late raises the probability
No credit on open account
Liquidity ample (current ratio 1.55 against 1.06 in 2023; short-term debt: 64.4% and cash: 3.4% of total assets), but 64.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 45%, liquidity 19%, profitability 95%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Figures for FY 2024 (filed 23-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · 1 financial year not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
84 d late
2023
88 d late
2022
58 d late
2021
41 d late
2020
55 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 65 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Address struckevent 05-07-2026
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2020net €93,019 ▲5,226%

Key points

  • Positive: Result rose in 2024from €1,747 to €93,019 ▲ 5,226% View
  • Positive: Among the best 7% on net resultsector median €4,850 · 15,842 companies €93,019 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View

By topic

Financials

Fiscal year
2024
Total assets
€297,001
Profit
€93,019
Solvency
35.6%
Total assets▲ 30.4%
Net result
20202024
Go to Financials

Timeline

Events
10
Since
2021
  1. 20-07-2026Address struck
  2. 23-10-2025Annual accounts filed
  3. 31-12-2024Highest result since 2020
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of clothing, excluding workwear and underwearNACE 46423
Founded
14-02-2020
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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