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BAKE ID

Active
Private limited company·Activiteiten van holdings· 3 yrs active
Perzikenlaan 29 ·8400 Oostende, Belgium
KBO/BCE: BE 0803.185.536
Watch Print / PDF
Age3 yrs
Connections2
Real estate1 parcel · 804 m²

Summary

Conclusion

the dossier summarised in one paragraph

BAKE ID is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €95k and a net result of €95k. Its solvency ranks better than 49% of 3139 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 19-08-2025 19 d late 2025-00386873

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€95k
Net result€95k
Total assets€186k
Solvency50.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 19-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 50.9% 52.5%
better than 49% of 3139 sector peers
Net result €95k €32k
better than 81% of 3135 sector peers
Equity €95k €75k
better than 56% of 3140 sector peers
Gross operating margin €135k €52k
better than 82% of 3132 sector peers
Total assets €186k €192k
better than 49% of 3141 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenuen/a
EBITDAn/a
Net profit€95k
Cash flown/a
Staff costs-
Income taxes€27k
Dividends€5k
Total assets€186k
Equity€95k
Debt€91k
of which ≤ 1y€51k
of which > 1y€40k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency50.9%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA51.1%
ROE100.3%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€186k
Fixed assets 21/28€59k
Tangible fixed assets 22/27€59k
Current assets 29/58€127k
Amounts receivable within one year 40/41€26k
Cash & bank 54/58€100k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€186k
Equity 10/15€95k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€90k
Amounts payable 17/49€91k
Amounts payable after one year 17€40k
Amounts payable within one year 42/48€51k
Trade debts payable within one year 44€502
Income statement
Gross operating margin 9900€135k
Operating result 9901€126k
Financial income 75€0
Financial charges 65€3k
Result before taxes 9903€123k
Income taxes 67/77€27k
Net result for the period 9904€95k
Result to be appropriated 9905€95k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Connections & network

2 connected companies
Group structure
CERELIA BELGIUM
We sit on their board · 3 locations
→
LIPCAS
We sit on their board · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

2 parties
BAKE IDBE 0803.185.536
controls
Where this company holds controlthis company sits on their board2
CERELIA BELGIUM
3 locations
LIPCAS
1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Perzikenlaan 298400 Oostende

Establishment units

1 location
BAKE ID
Perzikenlaan 29, 8400 OostendeHandelsbemiddeling in de groothandel in andere specifieke goederen
since 20232.346.813.248
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area804 m²
Buildings1
Building footprint78 m²
Volume (LiDAR)362 m³
Tallest building7.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35020B0480/00M003 Flanders 804 m² 1 · 78 m² 7.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health-Profitability100Solvency96Growth-Stability79
92 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 96
Growth -
Stability 79

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,518 of the 24,684 companies in this sector. 3,916 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Uitgeverijen van boeken58110Uitgeven van boeken58110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL BAKE ID
Registered office
Perzikenlaan 29
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.