BAK - CONSULT
ActiveSummary
BAK - CONSULT has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,225 and a net result of €307. Equity is shrinking by ~14% per year across the filed fiscal years. Its solvency ranks better than 16% of 1239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
What they do
Other building cleaning and industrial cleaning
NACE 81220NACE 74700General cleaning of buildings NACE 81210
#10 oldest company in Sint-Niklaas, Administrative and support services sector1 site
How big
€547,121total assets 2025
- Staff
- 1.2 FTE
- Equity
- €61,225
- Profit
- €307
Turnover not published (abridged schema)
Who decides
- Parent
- NACMA · 100%
Accounts 123 d early0 of 5 deeds read
Why 68- Higher-failure-rate sector- Weak solvency vs sector+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability62▼-7
Solvency36▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.84 against 1.73 in 2024; short-term debt: 32.5% and cash: 50.9% of total assets), but 88.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.2%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1239 sector peers (2025).
NBB · sector comparisonPosition among 1239 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
123 d early
2024
136 d early
2023
56 d early
2022
42 d early
2021
2 d early
2020
22 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 June (4 of the last 5 filed years within 68 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet €307 ▼59.6%
- Annual accounts filedfiscal year 2024 · abbreviated…
Financials
Fiscal year 2025Total assets €547,121Profit €307Solvency 11.2%Liquidity 2.84
Total assets
€547,121▼ 21.2%
2018 - 2025
Net result
€307▼ 59.6%
2018 - 2025
Equity
€61,225▲ 0.5%
2018 - 2025
Staff (FTE)
1.2=
2018 - 2025
Financials · fiscal year 2025, abbreviated schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46,493▼ 40.7%€3,618▼ 92.2%€23,659▲ 554%€14,642▼ 38.1%€16,273▲ 11.1%
Net result€36,982within the sector's middle half▼ 50.6%€1,416below the sector's middle half▼ 96.2%€5,285within the sector's middle half▲ 273%€762below the sector's middle half▼ 85.6%€307below the sector's middle half▼ 59.6%
Equity€107,455within the sector's middle half▲ 52.5%€54,871below the sector's middle half▼ 48.9%€60,156below the sector's middle half▲ 9.6%€60,917below the sector's middle half▲ 1.3%€61,225within the sector's middle half▲ 0.5%
Total assets€623,218within the sector's middle half▼ 12.5%€615,933within the sector's middle half▼ 1.2%€643,299within the sector's middle half▲ 4.4%€694,373within the sector's middle half▲ 7.9%€547,121within the sector's middle half▼ 21.2%
Debt€515,763▼ 17.0%€561,063▲ 8.8%€583,143▲ 3.9%€633,456▲ 8.6%€485,896▼ 23.3%
Working capital-€22,085below the sector's middle half▲ 63.0%€148,145within the sector's middle half€193,494within the sector's middle half▲ 30.6%€237,747within the sector's middle half▲ 22.9%€326,950above the sector's middle half▲ 37.5%
Solvency17.2%below the sector's middle half▲ 7.3pp8.9%below the sector's middle half▼ 8.3pp9.4%below the sector's middle half▲ 0.4pp8.8%below the sector's middle half▼ 0.6pp11.2%below the sector's middle half▲ 2.4pp
Current ratio0.94below the sector's middle half▲ 0.081.60within the sector's middle half▲ 0.661.70within the sector's middle half▲ 0.101.73within the sector's middle half▲ 0.032.84above the sector's middle half▲ 1.11
Return on assets (ROA)5.9%within the sector's middle half▼ 4.6pp0.2%below the sector's middle half▼ 5.7pp0.8%within the sector's middle half▲ 0.6pp0.1%below the sector's middle half▼ 0.7pp0.1%below the sector's middle half▼ 0.1pp
Staff (FTE)1below the sector's middle half=1.3below the sector's middle half▲ 30.0%1.3below the sector's middle half=1.2below the sector's middle half▼ 7.7%1.2below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €547,121
Fixed assets
€42,208 ▼ 67.5%
Current assets
€504,913 ▼ 10.6%
Equity and liabilities €547,121
Equity
€61,225 ▲ 0.5%
Debt
€485,896 ▼ 23.3%
Debt's share of the balance-sheet total falls from 91.2% to 88.8%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
EBITDA
€75,918▲
2024 · €73,103
Cash flow
€59,952▲
2024 · €59,223
Quick ratio
2.81▲
2024 · 1.71
Debt to equity
7.94▼
2024 · 10.40
ROE
0.5%▼
2024 · 1.3%
Interest coverage
5.17▼
2024 · 6.15
Debt ≤ 1 year
€177,963▼
2024 · €326,906
Debt > 1 year
€300,000=
2024 · €300,000
Income taxes
€2,772▲
2024 · €2,438
Staff costs
€59,015▼
2024 · €59,588
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,984 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.3%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,984 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €44,523 | €52,013 | €54,083 | €59,588 | €59,015 | ▼ 1.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €63,906 | €64,074 | €55,737 | €58,461 | €59,645 | ▲ 2.0% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€20,000 | - | - | - | - | - |
| Other operating charges640/8 | €468 | €1,159 | €2,895 | €8,208 | €20,662 | ▲ 152% |
| Gross operating margin9900 | €135,389 | €120,863 | €136,373 | €140,899 | €155,595 | ▲ 10.4% |
| Operating profit (loss)9901 | €46,493 | €3,618 | €23,659 | €14,642 | €16,273 | ▲ 11.1% |
| Financial income75/76B | €39 | - | €744 | €449 | €1,488 | ▲ 231% |
| Recurring financial income75 | €39 | - | €744 | €449 | €1,488 | ▲ 231% |
| Financial charges65/66B | €3,430 | €2,203 | €19,117 | €11,892 | €14,682 | ▲ 23.5% |
| Recurring financial charges65 | €3,430 | €2,203 | €19,117 | €11,892 | €14,682 | ▲ 23.5% |
| Profit (loss) for the period before taxes9903 | €43,102 | €1,416 | €5,285 | €3,199 | €3,079 | ▼ 3.8% |
| Income taxes67/77 | €6,120 | - | - | €2,438 | €2,772 | ▲ 13.7% |
| Profit (loss) for the period9904 | €36,982 | €1,416 | €5,285 | €762 | €307 | ▼ 59.6% |
| Profit (loss) for the period to be appropriated9905 | €36,982 | €1,416 | €5,285 | €762 | €307 | ▼ 59.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €623,218 | €615,933 | €643,299 | €694,373 | €547,121 | ▼ 21.2% |
| Fixed assets21/28 | €281,040 | €221,431 | €173,910 | €129,721 | €42,208 | ▼ 67.5% |
| Intangible fixed assets21 | €960 | - | - | - | - | - |
| Tangible fixed assets22/27 | €251,081 | €192,433 | €144,842 | €100,531 | €42,208 | ▼ 58.0% |
| Plant, machinery and equipment23 | €33,533 | €29,168 | €27,832 | €63,109 | €16,697 | ▼ 73.5% |
| Furniture and vehicles24 | €31,951 | €24,500 | €24,500 | €24,500 | €25,510 | ▲ 4.1% |
| Leasing and similar rights25 | €133,333 | €100,000 | €66,667 | €0 | - | - |
| Other tangible fixed assets26 | €52,264 | €38,765 | €25,844 | €12,922 | €0 | ▼ 100% |
| Financial fixed assets28 | €28,998 | €28,998 | €29,068 | €29,190 | €0 | ▼ 100% |
| Current assets29/58 | €342,178 | €394,502 | €469,389 | €564,652 | €504,913 | ▼ 10.6% |
| Stocks and contracts in progress3 | €4,782 | €13,815 | €5,777 | €6,668 | €4,238 | ▼ 36.4% |
| Stocks30/36 | €4,782 | €13,815 | €5,777 | €6,668 | €4,238 | ▼ 36.4% |
| Amounts receivable within one year40/41 | €131,998 | €165,656 | €148,596 | €141,355 | €137,356 | ▼ 2.8% |
| Trade receivables40 | €112,813 | €133,464 | €140,847 | €141,132 | €137,356 | ▼ 2.7% |
| Other amounts receivable41 | €19,185 | €32,193 | €7,749 | €223 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €183,269 | €190,597 | €290,475 | €289,869 | €278,572 | ▼ 3.9% |
| Deferred charges and accrued income490/1 | €22,129 | €24,433 | €24,542 | €126,761 | €84,747 | ▼ 33.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €623,218 | €615,933 | €643,299 | €694,373 | €547,121 | ▼ 21.2% |
| Equity10/15 | €107,455 | €54,871 | €60,156 | €60,917 | €61,225 | ▲ 0.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €88,855 | €36,271 | €41,556 | €42,317 | €42,625 | ▲ 0.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €32,536 | €32,536 | €32,536 | €32,536 | €32,536 | = |
| Distributable reserves133 | €54,459 | €1,875 | €7,160 | €7,921 | €8,229 | ▲ 3.9% |
| Amounts payable17/49 | €515,763 | €561,063 | €583,143 | €633,456 | €485,896 | ▼ 23.3% |
| Amounts payable after more than one year17 | €57,112 | €314,705 | €300,000 | €300,000 | €300,000 | = |
| Financial debts170/4 | €57,112 | €314,705 | €300,000 | €300,000 | €300,000 | = |
| Amounts payable within one year42/48 | €364,264 | €246,357 | €275,895 | €326,906 | €177,963 | ▼ 45.6% |
| Current portion of amounts payable after more than one year42 | €43,235 | €42,407 | €14,705 | €0 | - | - |
| Trade debts44 | €76,743 | €41,148 | €66,939 | €82,036 | €93,117 | ▲ 13.5% |
| Suppliers440/4 | €76,743 | €41,148 | €66,939 | €82,036 | €93,117 | ▲ 13.5% |
| Taxes, remuneration and social security45 | €9,286 | €3,802 | €3,480 | €5,899 | €22,276 | ▲ 278% |
| Taxes450/3 | €6,120 | - | €18 | €3,131 | €19,825 | ▲ 533% |
| Remuneration and social security454/9 | €3,166 | €3,802 | €3,462 | €2,769 | €2,451 | ▼ 11.5% |
| Other amounts payable47/48 | €235,000 | €159,000 | €190,771 | €238,970 | €62,570 | ▼ 73.8% |
| Accrued charges and deferred income492/3 | €94,387 | - | €7,248 | €6,550 | €7,933 | ▲ 21.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,982 | €1,416 | €5,285 | €762 | €307 | ▼ 59.6% |
| + Depreciation and write-downs630 | €63,906 | €64,074 | €55,737 | €58,461 | €59,645 | ▲ 2.0% |
| Operating cash flow (approximation) | €100,888 | €65,489 | €61,021 | €59,223 | €59,952 | ▲ 1.2% |
| Investment in fixed assets (approximation) | - | -€4,465 | -€8,215 | -€14,272 | €27,868 | ▲ 295% |
| Change in cash | - | €7,328 | €99,878 | -€606 | -€11,297 | ▼ 1,764% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
PRESCLEAN
BE 0668.601.006
Ukkel · Eq €61,187
J.V. SUPERCLEAN
BE 0669.866.954
Menen · Eq €61,284
Supreno
BE 0773.812.055
Roeselare · Eq €61,085
RVM SERVICES
BE 0653.989.341
Namur · Eq €61,426
GEOM&INC CONSTRUCT
BE 0697.689.821
Aalst · Eq €61,512
Of 6,990 companies in this sector we hold annual accounts for 2,414. 2,012 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
Parent NACMA · 100%
Directors
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Structure & network
Owners and holdings
1 ownerChain of control
- NACMA
- BAK - CONSULT
Highest known parent: NACMA. The sources do not say who stands above it.
Owners 1
- NACMAparentSourceaccounts NACMA 2025100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No directors read yet: 0 of 5 Gazette acts processed.
Timeline
13 eventsLatest 30-03-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €307 ▼59.6%
Net result drops to €307, the lowest in the series.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100,000Eq €107,455 ▲52.5%
4 profitable years in a row build equity to €107,455.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €209,645 ▲49%
Operating result €216,360, net result €209,645, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 funding sourceFlanders €1,035
Flemish government
€1,035
awarded · 2025
Subsidies and aid
Flemish government
2025 · 1 entry · €1,035 awarded · €915 paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | €1,035 | €915 |
Company details
Private limited company (pre-2019) · founded 22-07-1986Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded22-07-1986
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429173530
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1986
Ground area
7.6 ha
Building footprint
4.3 ha
Parcel 46442C1170/00L002, Flanders. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
BAK-CONSULT BVBA
since 1986unit no. 2.035.669.120
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C1170/00L002 | Flanders | 7.6 ha | 1 · 4.3 ha | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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