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BAJO Heating

Active
Private limited companyfounded 2022active for 4 yearsMechelsesteenweg 143, 2820 Bonheiden, BelgiumKBO/BCE: BE 0790.241.974
Summary

The computed 12-month bankruptcy probability of BAJO Heating is 10.6% (high). The 2024 annual accounts show negative equity (-€4,900) and a net result of -€1,971. Equity has been shrinking by about 49% per year since 2022. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-08-2022 Normal situation
Activity
“De aankoop,verkoop,installatie,onderhoud en herstelling van verwarming,sanitair,loodgieterij,klimaatregeling en ventilatie en dit in meest ruime zin” (deed in Dutch)From the articles, 13 activitiesNo NACE code in the KBO yet
Establishment unit
2.334.752.683 2820 Bonheiden, since 30-08-2022
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

29 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
10.6%
Annual accounts 2024
Gross margin
-€1,904
▼ 284%
Loss
€1,971
▲ 121%
Equity
-€4,900
▼ 67.3%
Total assets
€7,170
▼ 3.3%
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 94 days past the deadline
Turnover not published (micro format)
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 201 days late; 1 of the last 3 accounts lateFigures for financial year 2024 (filed on 19-02-2026)No main activity registeredFounded in 2022Show the evidence

Checked score

Score 2024
29 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 13% of micro companies without a NACE code
Financial strength · tick: 2023
Weak
Solvency 0=
equity -68.3% of total assets
Liquidity 50=
short-term debt 167.2% · cash 82.5%
Profitability 0-4
return on assets -27.5%
Bankruptcy probability within 12 months
10.6% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.7% 01-2025: 1.6%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 1.6%● unchanged vs 01-2025lowest value 03-2025: 1.7%▲ +0.1 percentage points vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 2.6%▲ +0.8 percentage points vs 07-2025 09-2025: 3.0%▲ +0.4 percentage points vs 08-2025 10-2025: 4.7%▲ +1.7 percentage points vs 09-2025 11-2025: 4.8%▲ +0.1 percentage points vs 10-2025 12-2025: 5.8%▲ +1.0 percentage point vs 11-2025 01-2026: 7.1%▲ +1.3 percentage points vs 12-2025 02-2026: 7.1%● unchanged vs 01-2026 03-2026: 5.8%▼ -1.3 percentage points vs 02-2026 04-2026: 6.0%▲ +0.2 percentage points vs 03-2026 05-2026: 6.0%● unchanged vs 04-2026 06-2026: 6.1%▲ +0.1 percentage points vs 05-2026 07-2026: 6.2%▲ +0.1 percentage points vs 06-2026 08-2026: 7.6%▲ +1.4 percentage points vs 07-2026 09-2026: 8.2%▲ +0.6 percentage points vs 08-2026 10-2026: 10.6%▲ +2.4 percentage points vs 09-2026highest value 11-2026: 10.6%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.49 (0.6 in 2023), below 1. Short-term debt is 167.2% and cash 82.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 35% on liquidity, 4% on profitability and 7% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 201 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 19-02-2026)
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€4,900
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 201 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-02-2026, 201 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
201 days late
2023
6 days late
2022
16 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 3 accounts on average 74 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€4,900 View
  • Risk: 3 loss-making years in a rowloss in financial year 2024 -€1,971 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €1,000 · Appointments: VAN OVERBEEK Joram (director) and VANHEUSDEN Bart (director)
All 4 events

Key facts about BAJO Heating

What is the company number of BAJO Heating?
The company number of BAJO Heating is 0790.241.974. The VAT number is the same number with BE in front: BE 0790.241.974.
Where is BAJO Heating based?
The registered office is at Mechelsesteenweg 143, 2820 Bonheiden.Company details
What is the legal form of BAJO Heating?
The legal form of BAJO Heating is Private limited company (BV).
When was BAJO Heating founded?
BAJO Heating was founded on 30-08-2022.
Is BAJO Heating still active?
Yes, BAJO Heating is an active enterprise in the KBO register.
What is the turnover of BAJO Heating?
The annual accounts for financial year 2024 state no turnover. The micro format does not require it.Financials
Is BAJO Heating profitable?
In financial year 2024, BAJO Heating made a loss of €1,971.
Where can I find the annual accounts of BAJO Heating?
BAJO Heating filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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