BAJATO
ActiveBAJATO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €518k and a net result of €110k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 28% of 9195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+7
Solvency34▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 22.96 against 6.24 in 2024; short-term debt: 1.9% and cash: 3.4% of total assets), but 91% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9%
Return on assets
1.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
35 d early
2024
38 d early
2023
35 d early
2022
30 d early
2021
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€518k▲ 27.0%
2024 · €408k
2021: €306k
2022: €315k
2023: €465k
2024: €408k
2021 → 2025
Total assets
€5.74M▼ 14.2%
2024 · €6.69M
2021: €1.73M
2022: €5.19M
2023: €5.65M
2024: €6.69M
2021 → 2025
Net result
€110k
2024 · €-56k
2021: €595
2022: €9k
2023: €150k
2024: €-56k
2021 → 2025
Working capital
€2.38M▼ 25.1%
2024 · €3.18M
2021: €655k
2022: €2.44M
2023: €3.11M
2024: €3.18M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€306k-€315k▲ 3.1%€465k▲ 47.5%€408k▼ 12.1%€518k▲ 27.0%
Operating result€-15k-€-16k▼ 8.8%€191k€-42k€218k
Net result€595-€9k▲ 1,466%€150k▲ 1,505%€-56k€110k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €218k after a loss of €42k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.74M
Fixed assets
€3.24M▲ 12.0%
Current assets
€2.49M▼ 34.2%
Equity and liabilities €5.74M
Equity
€518k▲ 27.0%
Debt
€5.22M▼ 16.9%
The debt ratio falls from 93.9% to 91.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€313k▲
2024 · €64k
Cash flow
€205k▲
2024 · €49k
Solvency
9.0%▲
2024 · 6.1%
Current ratio
22.96▲
2024 · 6.24
Quick ratio
1.95▲
2024 · 0.08
Debt / equity
10.07▼
2024 · 15.38
ROE
21.2%▲
2024 · -13.8%
ROA
1.9%▲
2024 · -0.8%
Interest coverage
3.31▲
2024 · 2.94
Debt
€5.22M▼
2024 · €6.28M
Debt ≤ 1 year
€109k▼
2024 · €607k
Debt > 1 year
€4.99M▼
2024 · €5.52M
Income taxes
€21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.69M€5.74M▼
Fixed assets21/28€2.90M€3.24M▲
Tangible fixed assets22/27€2.89M€2.79M▼
Land and buildings22€2.89M€2.79M▼
Financial fixed assets28€12k€454k▲
Current assets29/58€3.79M€2.49M▼
Stocks and contracts in progress3€3.74M€2.28M▼
Stocks30/36€3.74M€2.28M▼
Amounts receivable within one year40/41€2k€12k▲
Trade receivables40€2k€1k▼
Other amounts receivable41-€11k
Cash at bank and in hand54/58€45k€194k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€6.69M€5.74M▼
Equity10/15€408k€518k▲
Contributions10/11€305k€305k=
Reserves13€103k€213k▲
Distributable reserves133€103k€213k▲
Amounts payable17/49€6.28M€5.22M▼
Amounts payable after more than one year17€5.52M€4.99M▼
Financial debts170/4€5.52M€4.99M▼
Amounts payable within one year42/48€607k€109k▼
Current portion of amounts payable after more than one year42€82k€83k▲
Trade debts44€385k€4k▼
Suppliers440/4€385k€4k▼
Taxes, remuneration and social security45€38k€21k▼
Taxes450/3€38k€21k▼
Other amounts payable47/48€101k€176▼
Accrued charges and deferred income492/3€149k€121k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106k€95k▼
Other operating charges640/8€12k€9k▼
Gross operating margin9900€76k€322k▲
Operating profit (loss)9901€-42k€218k▲
Financial income75/76B€7k€8k▲
Recurring financial income75€7k€8k▲
Financial charges65/66B€22k€94k▲
Recurring financial charges65€22k€94k▲
Profit (loss) for the period before taxes9903€-56k€131k▲
Income taxes67/77-€21k
Profit (loss) for the period9904€-56k€110k▲
Profit (loss) for the period to be appropriated9905€-56k€110k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€110k▲
Transfer from equity791/2€56k-
Transfer to equity691/2-€110k
To other reserves6921-€110k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €110k
Net result €110k after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 22.96
Current ratio from 6.24 to 22.96; short-term debt falls from €607k to €109k.
30-09
Financial
Equity above €500kEq €518k ▲27%
Equity rises from €408k to €518k.
23-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-56k ▼138%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2021net €150k ▲1505%
Net result €150k, the highest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan(M) 813630 MaasmechelenGround area
6,059 m²
Building footprint
2,643 m²
Volume, LiDAR
18,252 m³
Parcel 73048B0548/00D000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bajato
since 20192.296.582.094
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048B0548/00D000 | Flanders | 6,059 m² | 1 · 2,643 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WOONN
BE 0749.588.779
Veurne · Eq €519k
FALCON
BE 0455.549.612
Brussel · Eq €518k
IMMO YSOLDE
BE 0743.648.322
Dison · Eq €519k
IMMO DCN
BE 0871.655.757
Middelkerke · Eq €517k
LES OYATS
BE 0561.724.327
Beveren-Kruibeke-Zwijndrecht · Eq €519k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 4,675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2019
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jan@baillien.be
Phone:0495201630