Result
€110,120 €110,120
Back in profit in 2025, after a loss of €56,341 in 2024.
BAJATO
Lifetime
5 annual accounts with figures on one time axispeak €321,652 (2025)
€321,652▲ 321%
lowest -€56,341 (2024)
€110,120▲ €166,461
peak €518,302 (2025)
€518,302▲ 27.0%
€5.2m▼ 16.9%
Board2 names since 2019
1 directorBAILLIEN Jan Fortuné Henri
Documentsfilings and deeds
26-03-202635 days before the deadline
2025abbreviated format
Gross margin from €76,457 to €321,652Back to profit: €110,120Equity from €408,182 to €518,302Debts from €6.3m to €5.2mInvestments €442,300Cash from €44,756 to €193,984
Key points
from the 2025 annual accountsTurnover
≈ €570,000 estimated
The abbreviated format states no turnover.
Debts
€5.2m 91% of the balance sheet
Financial debts 96%Suppliers 0%Taxes and wages 0%Other 4%
Of this, €108,504 falls due within a year.
Liquidity
22.96 was 6.24 in 2024
Short-term debts fell from €606,988 to €108,504.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 30 to 44 days before the end of the period.
Position in the sector
€5.7m
Larger balance sheet than 83% of companies in real estate. Sector median €1.4m · 11,304 companies.
Checked score
95
Excellent
Financially stronger than 60% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,997 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026highest value
04-2026: 0.1%▼ -0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 22.96, cash €193,984
lowers risk
Size: total assets €5.7m
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 27-03-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 28% of them on solvency, 78% on liquidity, 48% on profitability and 84% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,603 companies had the same profile as BAJATO has now. Each dot stands for 5 companies, two years later.
95.9%
were still trading
1.8%
stopped another way
1.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BAJATO itself is lower: 0.1% within 12 months. It rests on far more data about BAJATO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,603 companies, not a prediction for BAJATO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 22.96 (6.24 in 2024), above the usual 1.5. Short-term debt is 1.9% and cash 3.4% of total assets. However, 91% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
35 days early
2024
38 days early
2023
35 days early
2022
30 days early
2021
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 36 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end08-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0739545420
Environmental permit granted
Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Maasmechelen
Environmental permit refused
Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Maasmechelen
Environmental permit granted
Bomen vellen die geen deel uitmaken van een bos en/of bodemreliëf wijzigen, Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie and 1 more · Maasmechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BAJATO Maasmechelen | €5.7m | €321,652 | 9.0% | - |
| SWINNEN WOONPROJECTEN Balen | €6.1m | €320,317 | 4.0% | - |
| BDP Ixelles | €5.6m | €472,965 | 5.1% | 0.6 |
| NIVELLES OFFICE PARC 7 Mont-Saint-Guibert | €4.9m | €380,867 | -7.6% | - |
| CLIQUE CONSTRUCT Kapellen | €4.4m | €320,949 | -23.3% | 1 |
| Irys Invest Namur | €4.5m | €252,971 | 0.0% | - |
| Sesa Immo Mechelen | €6.3m | €449,778 | 4.3% | - |
These companies have the same main activity as BAJATO: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €4.4m and €6.3m, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 12-12-2019Normal situation
- Registered office
- 12 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 2 others
- Establishment unit
- 2.296.582.0943630 Maasmechelen, since 12-12-2019
- Financial year end
- 30 September
- Peppol
- Reachable since 27-03-2026
Annual accounts to 30-09-2025
- €5.7m▼ 14.2%
- Filing
- Filed on 26-03-2026, 35 days before the end of the filing period
Insights on BAJATO
BAJATO files the abbreviated format. That format states no turnover. The gross margin rose from -€13,305 in 2021 to €321,652 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BAJATO
- What is the company number of BAJATO?
- The company number of BAJATO is 0739.545.420. The VAT number is the same number with BE in front: BE 0739.545.420.
- Where is BAJATO based?
- The registered office is at Industrielaan 81, 3630 Maasmechelen.Company details
- What does BAJATO do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of BAJATO?
- BAJATO is a private limited company (BV).
- When was BAJATO founded?
- BAJATO was founded on 12-12-2019.
- Is BAJATO still active?
- Yes, BAJATO is an active enterprise in the KBO register.
- What is the turnover of BAJATO?
- The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €321,652 and 40 comparable companies (NACE 681). It probably lies between €430,000 and €940,000.Financials
- Is BAJATO profitable?
- In financial year 2025, BAJATO made a profit of €110,120.
- Where can I find the annual accounts of BAJATO?
- BAJATO filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BAJATO due?
- BAJATO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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