BAIE VERTE
ActiveBAIE VERTE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €167. Its solvency ranks better than 33% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-16
Solvency55▼-3
Growth52
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.74 against 4.65 in 2024; short-term debt: 17.4% and cash: 58.3% of total assets), but 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
3 d late
2024
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 1.3%
2024 · €13k
2024: €13k
2024 → 2025
Total assets
€45k▲ 12.2%
2024 · €40k
2024: €40k
2024 → 2025
Net result
€167▼ 94.5%
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€21k▲ 39.4%
2024 · €15k
2024: €15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€13k-€13k▲ 1.3%
Operating result€5k-€1k▼ 71.8%
Net result€3k-€167▼ 94.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€15k▼ 23.5%
Current assets
€29k▲ 49.4%
Equity and liabilities €45k
Equity
€13k▲ 1.3%
Debt
€31k▲ 17.6%
The debt ratio rises from 67.2% to 70.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €7k
Cash flow
€5k▼
2024 · €6k
Solvency
29.6%▼
2024 · 32.8%
Current ratio
3.74▼
2024 · 4.65
Quick ratio
3.74▼
2024 · 4.65
Debt / equity
2.38▲
2024 · 2.05
ROE
1.3%▼
2024 · 23.3%
ROA
0.4%▼
2024 · 7.6%
Interest coverage
5.08▼
2024 · 13.05
Debt
€31k▲
2024 · €27k
Debt ≤ 1 year
€8k▲
2024 · €4k
Debt > 1 year
€22k=
2024 · €22k
Income taxes
€74▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€45k▲
Fixed assets21/28€20k€15k▼
Tangible fixed assets22/27€20k€15k▼
Furniture and vehicles24€20k€15k▼
Current assets29/58€20k€29k▲
Amounts receivable within one year40/41€824€1k▲
Trade receivables40€824€1k▲
Cash at bank and in hand54/58€19k€26k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€40k€45k▲
Equity10/15€13k€13k▲
Contributions10/11€10k€10k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14-€167
Amounts payable17/49€27k€31k▲
Amounts payable after more than one year17€22k€22k=
Financial debts170/4€22k€22k=
Amounts payable within one year42/48€4k€8k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€131€5k▲
Accrued charges and deferred income492/3€550€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€143€200▲
Gross operating margin9900€8k€6k▼
Operating profit (loss)9901€5k€1k▼
Financial income75/76B€153€146▼
Recurring financial income75€153€146▼
Financial charges65/66B€573€1k▲
Recurring financial charges65€573€1k▲
Profit (loss) for the period before taxes9903€4k€242▼
Income taxes67/77€1k€74▼
Profit (loss) for the period9904€3k€167▼
Profit (loss) for the period to be appropriated9905€3k€167▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€167▼
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maldegemseweg 329910 AalterGround area
1,182 m²
Building footprint
112 m²
Volume, LiDAR
587 m³
Parcel 44029B0694/00E000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BAIE VERTE
since 20232.344.249.478
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029B0694/00E000 | Flanders | 1,182 m² | 1 · 112 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 420 EUR awarded · 420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 225 EUR | 225 EUR |
| 2024 | 1 | 195 EUR | 195 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,134 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2023
Fiscal year end30-06
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.