BAGOLY CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of BAGOLY CONSTRUCT is 3.0% (moderate). The 2024 annual accounts show equity of €7k and a net result of €5k. Its solvency ranks better than 34% of 36373 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability98
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.8%
Return on assets
23.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
27 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€7k
Total assets
€21k
Net result
€5k
Working capital
€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €21k
Equity
€7k
Debt
€14k
Debt finances 67.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€9k
Cash flow
€7k
Solvency
32.8%
Current ratio
1.47
Quick ratio
1.47
Debt / equity
2.05
ROE
71.4%
ROA
23.4%
Interest coverage
11.25
Debt
€14k
Debt ≤ 1 year
€14k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€21k
Formation expenses20€263
Current assets29/58€21k
Amounts receivable within one year40/41€21k
Trade receivables40€4k
Other amounts receivable41€17k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€7k
Contributions10/11€2k
Reserves13€5k
Distributable reserves133€5k
Amounts payable17/49€14k
Amounts payable within one year42/48€14k
Financial debts43€10k
Credit institutions430/8€10k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€658
Gross operating margin9900€10k
Operating profit (loss)9901€8k
Financial charges65/66B€834
Recurring financial charges65€834
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€2k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer to equity691/2€5k
To other reserves6921€5k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keiweg 108460 OudenburgGround area
244 m²
Building footprint
168 m²
Volume, LiDAR
901 m³
Parcel 35014B0832/02S000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BAGOLY CONSTRUCT
since 20242.356.110.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35014B0832/02S000 | Flanders | 244 m² | 1 · 168 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CCU Carrelage
BE 0642.848.692
Honnelles · Eq €7k
T.C. ENTREPRISE
BE 0775.484.019
Charleroi · Eq €7k
BATITO
BE 0718.617.471
Ham-sur-Heure-Nalinnes · Eq €7k
EXCELLENCE TOITURE
BE 0889.077.650
Elsene · Eq €7k
MAR - AL
BE 0414.632.834
Putte · Eq €7k
Of 11,137 companies in sector 43910 we hold annual accounts for 5,487. 2,390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2024
Fiscal year end31-12
Activities, NACEBEL
43910Bricklaying and masonry work
43994Specialised construction activities
41001General construction of residential buildings
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.