BAGHLOOR
ActiveBAGHLOOR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €43k and a net result of €12k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 80% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+35
Solvency95▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 2.33 in 2023; short-term debt: 29.8% and cash: 10.7% of total assets), and 29.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.2%
Return on assets
18.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
65 d late
2022
88 d late
2021
73 d late
2020
58 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€43k▲ 36.3%
2023 · €32k
2018: €15k
2019: €17k
2020: €21k
2021: €30k
2022: €30k
2023: €32k
2018 → 2024
Total assets
€62k▲ 6.8%
2023 · €58k
2018: €39k
2019: €33k
2020: €46k
2021: €52k
2022: €52k
2023: €58k
2018 → 2024
Net result
€12k▲ 435%
2023 · €2k
2018: €2k
2019: €2k
2020: €4k
2021: €9k
2022: €26
2023: €2k
2018 → 2024
Working capital
€43k▲ 38.9%
2023 · €31k
2018: €25k
2019: €25k
2020: €15k
2021: €21k
2022: €25k
2023: €31k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€30k▲ 41.5%€30k▲ 0.1%€32k▲ 7.3%€43k▲ 36.3%
Operating result€2k-€11k▲ 464%€4k▼ 63.0%€7k▲ 77.0%€20k▲ 177%
Net result€4k-€9k▲ 146%€26▼ 99.7%€2k▲ 8,075%€12k▲ 435%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 177% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €62k
Equity
€43k▲ 36.3%
Debt
€18k▼ 29.2%
The debt ratio falls from 45.0% to 29.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2023 · €12k
Cash flow
€15k▲
2023 · €6k
Solvency
70.2%▲
2023 · 55.0%
Current ratio
3.35▲
2023 · 2.33
Quick ratio
0.41▲
2023 · 0.37
Debt / equity
0.43▼
2023 · 0.82
ROE
26.6%▲
2023 · 6.8%
ROA
18.7%▲
2023 · 3.7%
Interest coverage
4.85▲
2023 · 2.93
Debt
€18k▼
2023 · €26k
Debt ≤ 1 year
€18k▼
2023 · €23k
Income taxes
€4k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€58k€62k▲
Fixed assets21/28€3k-
Tangible fixed assets22/27€3k-
Furniture and vehicles24€3k-
Current assets29/58€55k€62k▲
Stocks and contracts in progress3€46k€54k▲
Stocks30/36€46k€54k▲
Amounts receivable within one year40/41€254€991▲
Other amounts receivable41€254€991▲
Cash at bank and in hand54/58€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€58k€62k▲
Equity10/15€32k€43k▲
Contributions10/11€19k€19k=
Reserves13€13k€25k▲
Distributable reserves133€13k€25k▲
Amounts payable17/49€26k€18k▼
Amounts payable after more than one year17€3k-
Other amounts payable178/9€3k-
Amounts payable within one year42/48€23k€18k▼
Trade debts44€19k€11k▼
Suppliers440/4€19k€11k▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€3k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€16k€27k▲
Operating profit (loss)9901€7k€20k▲
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€3k€16k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€2k€12k▲
Profit (loss) for the period to be appropriated9905€2k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€12k▲
Transfer to equity691/2€2k€12k▲
To other reserves6921€2k€12k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €12k ▲435%
Operating result €20k, net result €12k, both a record.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-12
Financial
Weakest financial yearnet €26 ▼99.7%
Net result drops to €26, the lowest in the series; recovery starts the following year.
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 73 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 58 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Zandstraat(BEV) 439120 Beveren-Kruibeke-ZwijndrechtGround area
298 m²
Building footprint
152 m²
Volume, LiDAR
1,457 m³
Parcel 46502D0509/02T004, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BAGHLOOR
since 20132.217.748.315
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46502D0509/02T004 | Flanders | 298 m² | 1 · 152 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.217.748.315
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NIKO CONSULTANTS
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DUZGUN
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AS SUNNY
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,595 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2013
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.