Baert Jesse
ActiveThe computed 12-month bankruptcy probability of Baert Jesse is 2.2% (moderate). The 2025 annual accounts show equity of €51k and a net result of €8k. Its solvency ranks better than 63% of 27407 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-19
Solvency98▲+3
Growth52
Stability82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 1.94 in 2024), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
9.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
150 d early
2024
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 19.2%
2024 · €43k
2024: €43k
2024 → 2025
Total assets
€87k▲ 6.9%
2024 · €82k
2024: €82k
2024 → 2025
Net result
€8k▼ 79.3%
2024 · €40k
2024: €40k
2024 → 2025
Working capital
€39k▲ 7.7%
2024 · €36k
2024: €36k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€43k-€51k▲ 19.2%
Operating result€52k-€13k▼ 74.1%
Net result€40k-€8k▼ 79.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€15k▲ 123%
Current assets
€73k▼ 3.2%
Equity and liabilities €87k
Equity
€51k▲ 19.2%
Debt
€36k▼ 6.8%
The debt ratio falls from 47.5% to 41.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€16k▼
2024 · €52k
Cash flow
€11k▼
2024 · €41k
Solvency
58.6%▲
2024 · 52.5%
Current ratio
2.17▲
2024 · 1.94
Quick ratio
2.17▲
2024 · 1.94
Debt / equity
0.71▼
2024 · 0.90
ROE
16.1%▼
2024 · 93.0%
ROA
9.4%▼
2024 · 48.9%
Interest coverage
8.54▼
2024 · 77.48
Debt
€36k▼
2024 · €39k
Debt ≤ 1 year
€34k▼
2024 · €39k
Income taxes
€3k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€87k▲
Fixed assets21/28€7k€15k▲
Tangible fixed assets22/27€7k€15k▲
Furniture and vehicles24€7k€15k▲
Current assets29/58€75k€73k▼
Amounts receivable after more than one year29€9k€9k=
Other amounts receivable291€9k€9k=
Amounts receivable within one year40/41€64k€41k▼
Trade receivables40€60k€36k▼
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€2k€23k▲
Equity and liabilities
Total equity and liabilities10/49€82k€87k▲
Equity10/15€43k€51k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€40k€48k▲
Amounts payable17/49€39k€36k▼
Amounts payable within one year42/48€39k€34k▼
Current portion of amounts payable after more than one year42-€13k
Trade debts44€16k€4k▼
Suppliers440/4€16k€4k▼
Taxes, remuneration and social security45€23k€13k▼
Taxes450/3€23k€13k▼
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€650€2k▲
Other operating charges640/8€713€460▼
Gross operating margin9900€53k€16k▼
Operating profit (loss)9901€52k€13k▼
Financial charges65/66B€677€2k▲
Recurring financial charges65€677€2k▲
Profit (loss) for the period before taxes9903€51k€12k▼
Income taxes67/77€11k€3k▼
Profit (loss) for the period9904€40k€8k▼
Profit (loss) for the period to be appropriated9905€40k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€48k▲
Profit (loss) brought forward from the previous period14P-€40k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eeuwfeestplein 53090 OverijseGround area
381 m²
Building footprint
85 m²
Volume, LiDAR
588 m³
Parcel 23544D0175/00F000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Eeuwfeestplein 5, 3090 Overijse
since 20242.364.909.191
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0175/00F000 | Flanders | 381 m² | 1 · 85 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,481 companies in sector 43410 we hold annual accounts for 4,307. 3,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2023
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.