Badisco - Smets
ActiveThe computed 12-month bankruptcy probability of Badisco - Smets is 3.8% (moderate). The 2024 annual accounts show equity of €3k and a net result of €-42. Its solvency ranks better than 10% of 36373 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability56
Solvency28
Growth-
Track record67
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.24; short-term debt: 42.6% and cash: 3.9% of total assets), and 96.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.2%
Return on assets
0%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 36373 sector peers (2024).
NBB · sector comparisonPosition among 36373 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3k
Total assets
€93k
Net result
€-42
Working capital
€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €92k
Fixed assets
€83k
Current assets
€9k
Equity and liabilities €93k
Equity
€3k
Debt
€90k
Debt finances 96.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k
Cash flow
€10k
Solvency
3.2%
Current ratio
0.24
Quick ratio
0.24
Debt / equity
30.48
ROE
-1.4%
ROA
0.0%
Interest coverage
4.44
Debt
€90k
Debt ≤ 1 year
€40k
Debt > 1 year
€51k
Income taxes
€188
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€93k
Formation expenses20€860
Fixed assets21/28€83k
Intangible fixed assets21€831
Tangible fixed assets22/27€82k
Plant, machinery and equipment23€9k
Furniture and vehicles24€3k
Leasing and similar rights25€70k
Current assets29/58€9k
Amounts receivable within one year40/41€6k
Trade receivables40€5k
Other amounts receivable41€395
Cash at bank and in hand54/58€4k
Deferred charges and accrued income490/1€303
Equity and liabilities
Total equity and liabilities10/49€93k
Equity10/15€3k
Contributions10/11€3k
Profit (loss) carried forward14€-42
Amounts payable17/49€90k
Amounts payable after more than one year17€51k
Financial debts170/4€51k
Amounts payable within one year42/48€40k
Current portion of amounts payable after more than one year42€14k
Trade debts44€9k
Suppliers440/4€9k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€13k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€162
Other operating charges640/8€1k
Gross operating margin9900€14k
Operating profit (loss)9901€3k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€146
Income taxes67/77€188
Profit (loss) for the period9904€-42
Profit (loss) for the period to be appropriated9905€-42
Appropriation of the result
Profit (loss) to be appropriated9906€-42
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borsbekestraat 23 A9551 HerzeleGround area
588 m²
Building footprint
84 m²
Volume, LiDAR
501 m³
Parcel 41058A0143/00N000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Badisco - Smets
since 20242.359.708.805
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41058A0143/00N000 | Flanders | 588 m² | 1 · 84 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0767.835.469
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 668 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2024
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tuinenbadisco@gmail.com