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BADIBEL GROUP

Active
Private limited companyfounded 2017active for 9 yearsKolomstraat 1A, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0674.874.431
Summary

The computed 12-month bankruptcy probability of BADIBEL GROUP is 6.9% (elevated). The 2025 annual accounts show negative equity (-€49,610) and a net result of €27,317. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 22,195 sector peers (NACE 47, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of bread and pastry (bakery outlets)
NACE 47241Artisanal bread and fresh pastry making NACE 10712Business and other management consultancy NACE 70200
1 site
Size
€626,329total assets 2025
Equity
-€49,610
Profit
€27,317
Turnover not published (micro format)
Financial health
35 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.9%
Structure
Accounts filed 31 days late1 of 9 deeds read
Why 35raises risk2 changes of registered office in 24 monthsNegative equity -€49,610Latest accounts 31 days late; 2 of the last 3 latelowers riskSize: total assets €626,329Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 42% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 17+7
equity -7.9% of total assets
Liquidity 27+13
short-term debt 48.4% · cash 1.0%
Profitability 65+5
return on assets 4.4%
Bankruptcy probability, 12 months
6.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,186 companies, NACE 47, micro)
Last 24 months 11-2024: 9.1% 12-2024: 10.2%▲ +1.1 percentage points vs 11-2024 01-2025: 8.6%▼ -1.6 percentage points vs 12-2024 02-2025: 14.5%▲ +5.9 percentage points vs 01-2025 03-2025: 14.5%● unchanged vs 02-2025 04-2025: 14.7%▲ +0.2 percentage points vs 03-2025highest value 05-2025: 14.3%▼ -0.4 percentage points vs 04-2025 06-2025: 14.1%▼ -0.2 percentage points vs 05-2025 07-2025: 13.9%▼ -0.2 percentage points vs 06-2025 08-2025: 7.2%▼ -6.7 percentage points vs 07-2025 09-2025: 7.2%● unchanged vs 08-2025 10-2025: 7.2%● unchanged vs 09-2025 11-2025: 7.2%● unchanged vs 10-2025 12-2025: 7.2%● unchanged vs 11-2025 01-2026: 7.1%▼ -0.1 percentage points vs 12-2025 02-2026: 2.7%▼ -4.4 percentage points vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026lowest value 04-2026: 2.9%▲ +0.2 percentage points vs 03-2026 05-2026: 7.7%▲ +4.8 percentage points vs 04-2026 06-2026: 7.5%▼ -0.2 percentage points vs 05-2026 07-2026: 7.6%▲ +0.1 percentage points vs 06-2026 08-2026: 8.6%▲ +1.0 percentage point vs 07-2026 09-2026: 7.1%▼ -1.5 percentage points vs 08-2026 10-2026: 6.9%▼ -0.2 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.07, compared with 0.23 in 2024; short-term debt: 48.4% and cash: 1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 16% on solvency, 24% on liquidity, 46% on profitability and 82% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€49,610
NBB · annual accounts
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €626,329
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 22195 sector peers (2025).
NBB · sector comparison
Position among 22195 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 days late
2024
10 days early
2023
128 days late
2022
51 days late
2021
117 days late
2020
90 days late
2019
98 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 72 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 September (4 of the last 5 filed years within 66 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered office · Purpose · Amendment…Purpose change · Registered-office move…
  3. Highest result from 2018 to 2025net €27,317 ▲77.6%

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€49,610 View
  • Caution: Among the weakest 9% on equitysector median €41,381 · 22,237 companies -€49,610 View
  • Total assets 20256 financial years filed €626,329 View

By topic

Financials

Financial year
2025
Total assets
€626,329
Profit
€27,317
Solvency
-7.9%
Turnover▲ 6.4%
Net result
20182023
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 21-07-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 06-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of bread and pastry (bakery outlets)NACE 47241
Founded
26-04-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Who signs
Each director alone
Annual meeting
25 June at 16:00
Purpose
L’entreprise générale de construction et notamment le gros œuvre, la maçonnerie et le…
Go to Articles of association

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