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Bacterior

Active
Private limited companyfounded 2020active for 6 yearsWetstraat 99, 2060 Antwerpen, BelgiumKBO/BCE: BE 0740.930.243
Summary

Bacterior has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128,876 and a net result of -€24,616. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 24% of 1,255 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Civil engineering
NACE 42212
2 sites
Size
≈ €330,000turnover 2025, estimated
Staff
≈ 1.9 FTE, estimated
Equity
€128,876
Loss
-€24,616
Turnover estimated from the gross margin
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts 7 days early1 deed in the Belgian Official Gazette
Why 68raises riskLiquidity: current ratio 0.68, cash €3,994, halvedSector: Civil engineering (NACE 42)Founded in 2020lowers riskSize: total assets €569,568Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 29% of its sector peers (NACE 42, micro)
Financial strength · tick = 2024
Weak
Solvency 48=
equity 22.6% of total assets
Liquidity 48-6
short-term debt 15.3% · cash 0.7%
Profitability 41-28
return on assets -4.3%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,867 companies, NACE 42, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 0.9%▼ -0.1 percentage points vs 03-2025 05-2025: 1.0%▲ +0.1 percentage points vs 04-2025 06-2025: 1.2%▲ +0.2 percentage points vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025highest value 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.0%▼ -0.2 percentage points vs 03-2026 05-2026: 1.1%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%▲ +0.1 percentage points vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 0.7%▼ -0.5 percentage points vs 07-2026lowest value 09-2026: 0.7%● unchanged vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.68, compared with 0.99 in 2024, below 1; short-term debt: 15.3% and cash: 0.7% of total assets), and 77.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 25% on solvency, 44% on liquidity, 23% on profitability and 23% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €569,568
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.68, cash €3,994, halved
NBB · annual accounts
raises risk · Sector: Civil engineering (NACE 42)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1255 sector peers (2025).
NBB · sector comparison
Position among 1255 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
7 days early
2024
34 days early
2023
30 days late
2022
32 days late
2021
11 days early
2020
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 2 days before the deadline; the sector median (NACE 42) for financial year 2024 is 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, micro format

Turnover
≈ €330,000
Estimated: probably between €220,000 and €510,000
Total assets
€569,568▼ 13.1%
2024 · €655,243
Net result
-€24,616
2024 · €168
Working capital
-€28,163▼ 1,650%
2024 · -€1,609
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result turns negative in 2025: a loss of €14,753 after €13,070 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€14,753 2025 Net result-€24,616 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 42, Civil engineering: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€98,109-€19,473▼ 80.2%-€14,773€109,314€13,070▼ 88.0%-€14,753
Net result€76,292above the sector's middle half-€16,304within the sector's middle half▼ 78.6%-€24,796below the sector's middle half€80,633above the sector's middle half€168below the sector's middle half▼ 99.8%-€24,616below the sector's middle half
Equity€96,292within the sector's middle half-€112,596within the sector's middle half▲ 16.9%€87,800within the sector's middle half▼ 22.0%€168,433above the sector's middle half▲ 91.8%€153,492above the sector's middle half▼ 8.9%€128,876above the sector's middle half▼ 16.0%
Total assets€202,882within the sector's middle half-€213,411within the sector's middle half▲ 5.2%€650,665above the sector's middle half▲ 205%€652,864above the sector's middle half▲ 0.3%€655,243above the sector's middle half▲ 0.4%€569,568above the sector's middle half▼ 13.1%
Debt€106,590-€100,815▼ 5.4%€562,865▲ 458%€484,431▼ 13.9%€501,751▲ 3.6%€440,692▼ 12.2%
Working capital€31,394within the sector's middle half-€40,263within the sector's middle half▲ 28.3%-€40,006below the sector's middle half€36,981within the sector's middle half-€1,609below the sector's middle half-€28,163below the sector's middle half▼ 1,650%
Solvency47.5%within the sector's middle half-52.8%within the sector's middle half▲ 5.3pp13.5%below the sector's middle half▼ 39.3pp25.8%within the sector's middle half▲ 12.3pp23.4%below the sector's middle half▼ 2.4pp22.6%below the sector's middle half▼ 0.8pp
Current ratio1.65within the sector's middle half-1.74within the sector's middle half▲ 0.090.69below the sector's middle half▼ 1.051.39within the sector's middle half▲ 0.700.99below the sector's middle half▼ 0.400.68below the sector's middle half▼ 0.31
Return on assets (ROA)37.6%above the sector's middle half-7.6%within the sector's middle half▼ 30.0pp-3.8%below the sector's middle half▼ 11.5pp12.4%within the sector's middle half▲ 16.2pp0.0%below the sector's middle half▼ 12.3pp-4.3%below the sector's middle half▼ 4.3pp
Staff (FTE)1within the sector's middle half-1=
above within below the middle half of NACE 42, Civil engineering: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €569,568
Fixed assets €510,792 ▼ 6.2%
Current assets €58,775 ▼ 46.9%
Equity and liabilities €569,568
Equity €128,876 ▼ 16.0%
Debt €440,692 ▼ 12.2%
Debt's share of the balance-sheet total rises from 76.6% to 77.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€32,859▼
2024 · €62,648
Cash flow
€22,996▼
2024 · €49,746
Quick ratio
0.48▼
2024 · 0.79
Debt to equity
3.42▲
2024 · 3.27
ROE
-19.1%▼
2024 · 0.1%
Interest coverage
3.31▼
2024 · 6.07
Debt ≤ 1 year
€86,938▼
2024 · €112,276
Debt > 1 year
€353,753▼
2024 · €389,474
Income taxes
€143▼
2024 · €3,037
Staff costs
€94,428▲
2024 · €73,727
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 748 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 96.7% are still going.

  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a small loss
1.3% went bankrupt
1.9% stopped otherwise
96.7% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 748 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€655,243€569,568▼
Fixed assets21/28€544,576€510,792▼
Intangible fixed assets21€166€95▼
Tangible fixed assets22/27€544,410€510,697▼
Land and buildings22€458,656€449,335▼
Plant, machinery and equipment23€25,278€19,588▼
Furniture and vehicles24€49,572€41,508▼
Leasing and similar rights25€10,903€266▼
Current assets29/58€110,667€58,775▼
Stocks and contracts in progress3€21,447€17,322▼
Stocks30/36€21,447€17,322▼
Amounts receivable within one year40/41€45,652€37,460▼
Trade receivables40€24,405€14,564▼
Other amounts receivable41€21,247€22,896▲
Cash at bank and in hand54/58€43,569€3,994▼
Equity and liabilities
Total equity and liabilities10/49€655,243€569,568▼
Equity10/15€153,492€128,876▼
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14€133,492€108,876▼
Amounts payable17/49€501,751€440,692▼
Amounts payable after more than one year17€389,474€353,753▼
Financial debts170/4€389,474€353,753▼
Amounts payable within one year42/48€112,276€86,938▼
Current portion of amounts payable after more than one year42€6,500€0▼
Financial debts43€37,255€43,358▲
Credit institutions430/8€37,255€43,358▲
Trade debts44€8,468€2,171▼
Suppliers440/4€8,468€2,171▼
Taxes, remuneration and social security45€47,788€29,143▼
Taxes450/3€22,804€7,531▼
Remuneration and social security454/9€24,984€21,612▼
Other amounts payable47/48€12,266€12,266=
Income statement Code20242025
Remuneration, social security and pensions62€73,727€94,428▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49,578€47,612▼
Other operating charges640/8€4,616€5,615▲
Gross operating margin9900€140,991€132,902▼
Operating profit (loss)9901€13,070-€14,753▼
Financial income75/76B€456€217▼
Recurring financial income75€456€217▼
Financial charges65/66B€10,321€9,937▼
Recurring financial charges65€10,321€9,937▼
Profit (loss) for the period before taxes9903€3,205-€24,473▼
Income taxes67/77€3,037€143▼
Profit (loss) for the period9904€168-€24,616▼
Profit (loss) for the period to be appropriated9905€168-€24,616▼
Appropriation of the result
Profit (loss) to be appropriated9906€148,601€108,876▼
Profit (loss) brought forward from the previous period14P€148,433€133,492▼
Profit to be distributed694/7€15,109€0▼
Return on contributions (dividend)694€15,109€0▼

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022202320242025Change
Remuneration, social security and pensions62-€54,344€31,320€54,266€73,727€94,428▲ 28.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,245€34,546€45,502€49,280€49,578€47,612▼ 4.0%
Other operating charges640/8-€4,870€51,928€3,668€4,616€5,615▲ 21.7%
Gross operating margin9900€153,971€113,233€113,977€216,528€140,991€132,902▼ 5.7%
Operating profit (loss)9901€98,109€19,473-€14,773€109,314€13,070-€14,753-
Financial income75/76B-€11€0€61€456€217▼ 52.4%
Recurring financial income75€5€11€0€61€456€217▼ 52.4%
Financial charges65/66B-€1,939€10,981€10,229€10,321€9,937▼ 3.7%
Recurring financial charges65€1,821€1,939€10,981€10,229€10,321€9,937▼ 3.7%
Profit (loss) for the period before taxes9903€96,292€17,544-€25,754€99,146€3,205-€24,473-
Income taxes67/77€20,000€1,240-€958€18,513€3,037€143▼ 95.3%
Profit (loss) for the period9904€76,292€16,304-€24,796€80,633€168-€24,616-
Profit (loss) for the period to be appropriated9905€76,292€16,304-€24,796€80,633€168-€24,616-
Line202020212022202320242025Change
Assets
Total assets20/58€202,882€213,411€650,665€652,864€655,243€569,568▼ 13.1%
Fixed assets21/28€123,132€118,878€562,859€521,181€544,576€510,792▼ 6.2%
Intangible fixed assets21--€308€237€166€95▼ 42.8%
Tangible fixed assets22/27€123,132€118,878€562,551€520,944€544,410€510,697▼ 6.2%
Land and buildings22--€474,957€464,467€458,656€449,335▼ 2.0%
Plant, machinery and equipment23-€21,938€20,324€17,598€25,278€19,588▼ 22.5%
Furniture and vehicles24-€23,956€17,622€12,567€49,572€41,508▼ 16.3%
Leasing and similar rights25-€72,984€49,648€26,313€10,903€266▼ 97.6%
Current assets29/58€79,750€94,533€87,806€131,684€110,667€58,775▼ 46.9%
Stocks and contracts in progress3€2,475-€19,473€18,221€21,447€17,322▼ 19.2%
Stocks30/36--€19,473€18,221€21,447€17,322▼ 19.2%
Amounts receivable within one year40/41€56,835€67,801€67,896€57,587€45,652€37,460▼ 17.9%
Trade receivables40-€51,612€54,184€42,171€24,405€14,564▼ 40.3%
Other amounts receivable41-€16,190€13,712€15,415€21,247€22,896▲ 7.8%
Cash at bank and in hand54/58€20,440€26,497€0€55,876€43,569€3,994▼ 90.8%
Deferred charges and accrued income490/1-€235€437€0---
Equity and liabilities
Total equity and liabilities10/49€202,882€213,411€650,665€652,864€655,243€569,568▼ 13.1%
Equity10/15€96,292€112,596€87,800€168,433€153,492€128,876▼ 16.0%
Contributions10/11-€20,000€20,000€20,000€20,000€20,000=
Profit (loss) carried forward14€76,292€92,596€67,800€148,433€133,492€108,876▼ 18.4%
Amounts payable17/49€106,590€100,815€562,865€484,431€501,751€440,692▼ 12.2%
Amounts payable after more than one year17€58,233€46,295€435,053€389,728€389,474€353,753▼ 9.2%
Financial debts170/4-€46,295€435,053€389,728€389,474€353,753▼ 9.2%
Amounts payable within one year42/48€48,356€54,270€127,812€94,703€112,276€86,938▼ 22.6%
Current portion of amounts payable after more than one year42-€26,781€22,952€17,031€6,500€0▼ 100%
Financial debts43--€51,026€27,704€37,255€43,358▲ 16.4%
Credit institutions430/8--€51,026€27,704€37,255€43,358▲ 16.4%
Trade debts44€13,321€16,005€24,964€14,167€8,468€2,171▼ 74.4%
Suppliers440/4-€16,005€24,964€14,167€8,468€2,171▼ 74.4%
Taxes, remuneration and social security45-€11,381€14,745€35,588€47,788€29,143▼ 39.0%
Taxes450/3-€8,881€7,126€21,652€22,804€7,531▼ 67.0%
Remuneration and social security454/9-€2,500€7,619€13,935€24,984€21,612▼ 13.5%
Other amounts payable47/48-€103€14,125€214€12,266€12,266=
Accrued charges and deferred income492/3-€250€0----
Line202020212022202320242025Change
Profit (loss) for the period9904€76,292€16,304-€24,796€80,633€168-€24,616-
+ Depreciation and write-downs630€17,245€34,546€45,502€49,280€49,578€47,612▼ 4.0%
Operating cash flow (approximation)€93,537€50,850€20,707€129,913€49,746€22,996▼ 53.8%
Investment in fixed assets (approximation)--€30,292-€489,484-€7,602-€72,973-€13,829▲ 81.0%
Change in cash-€6,058-€26,497€55,876-€12,307-€39,575▼ 222%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
31-12-2025 micro format 24-07-2026 2026-00327555
31-12-2024 micro format 27-06-2025 2025-00187529
31-12-2023 micro format 30-08-2024 2024-00429623
31-12-2022 micro format 01-09-2023 2023-00408249
31-12-2021 micro format 20-07-2022 2022-20203365
31-12-2020 micro format 07-07-2021 2021-32400485

Similar companies · same sector, comparable size

Of the 263 active companies whose main activity is civil engineering (NACE 42212), figures are known for 122. 102 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 8 January 2020, Bacterior was incorporated as a private limited company.1 Total assets went from €202,882 in 2020 to €569,568 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
27-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
30-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 30 days late
2023
31-12
Financial Back to profitnet €80,633
Net result €80,633 after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 1.39
Current ratio from 0.69 to 1.39; short-term debt falls from €127,812 to €94,703.
31-12
Financial Equity above €150,000equity €168,433 ▲91.8%
Equity rises from €87,800 to €168,433.
01-09
NBB filing Annual accounts filed
financial year 2022 · micro format · 32 days late
2022
31-12
Financial Weakest financial yearnet -€24,796
Net result drops to -€24,796, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial Equity above €100,000equity €112,596 ▲16.9%
A profit in every financial year since 2020 builds equity to €112,596.
07-07
NBB filing Annual accounts filed
financial year 2020 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded08-01-2020
Financial year end31-12
Activities, NACEBEL 2025
42212Civil engineering
E-invoicing
Reachable via Peppol
Peppol ID 0208:0740930243
Also 9925:BE0740930243
Registered 03-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0740.930.243

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2020
registered office establishment All 2 establishment units on the map
Ground area
1,617 m²
Building footprint
226 m²
Building volume
1,748 m³
2 parcels, Flanders · tallest building 12.3 m. Linked by address, not a title deed.
2 establishment units
Bacterior
Wetstraat 99, 2060 AntwerpenCivil engineering
since 2020unit no. 2.297.813.402
Braamstraat 107, 2900 Schoten
Civil engineering
since 2023unit no. 2.346.690.811
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
11040D0503/00C003 Flanders 1,415 m² 1 · 112 m² 9.6 m · 3
11805E0582/00G002 Flanders 202 m² 1 · 114 m² 12.3 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.