Financials
- Fiscal year
- 2024
- Total assets
- €130,204
- Loss
- -€25,981
- Solvency
- 33.6%
Total assets▲ 14.2%
Net result
20222024
Bacovih
ActiveSummary
The computed 12-month bankruptcy probability of Bacovih is 3.7% (moderate). The 2024 annual accounts show equity of €43,689 and a net result of -€25,981. Equity is shrinking by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 26% of 15366 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
2 sites
Size
€130,204total assets 2024
- Equity
- €43,689
- Loss
- -€25,981
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue1 of 4 deeds read
Why 47- Figures for FY 2024 (filed 10-10-2025)- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 71 days late; 2 of the last 3 late+ Sector Legal and accounting activities (NACE 69)Show the evidence
Checked score
Score 2024
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 16% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
59-27
equity 33.6% of total assets
Liquidity
45+12
short-term debt 34.7% · cash 8.1%
Profitability
0-44
return on assets -20.0%
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 6 months
05-2026: 0.5%lowest value
06-2026: 1.1%▲ +99.6% vs 05-2026
07-2026: 1.2%▲ +9.2% vs 06-2026
08-2026: 1.7%▲ +48.9% vs 07-2026
09-2026: 2.3%▲ +32.7% vs 08-2026
10-2026: 3.7%▲ +59.3% vs 09-2026highest value
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Figures for FY 2024 (filed 10-10-2025) raises the probability
- 1 change of registered office in 24 months raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 71 days late; 2 of the last 3 late raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 2.57 in 2023; short-term debt: 34.7% and cash: 8.1% of total assets), and 66.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 32%, liquidity 19%, profitability 1%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
86 d late
2022
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 52 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
- Registered officeRegistered-office move
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€25,981
Key points
By topic
Timeline
- Events
- 5
- Since
- 2023
- 05-05-2026Registered office
- 10-10-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 21-02-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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