BACLAJA
ActiveSummary
BACLAJA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of -€2,108. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 1226 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38▼-13
Solvency100▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 19.87 against 15.36 in 2024; short-term debt: 4.1% and cash: 0% of total assets), and 24% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
25 d late
2023
9 d late
2022
11 d late
2021
61 d late
2020
79 d late
2019
76 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.8m▼ 0.1%
2024 · €1.8m
Total assets
€2.3m▼ 2.7%
2024 · €2.4m
Net result
-€2,108
2024 · €9,702
Working capital
€1.8m▼ 0.7%
2024 · €1.8m
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,816▲ 425%€41,249▲ 9.1%€46,674▲ 13.2%€13,641▼ 70.8%-€2,077
Net result€25,084within the sector's middle half▲ 2,322%€30,446above the sector's middle half▲ 21.4%€34,570above the sector's middle half▲ 13.5%€9,702within the sector's middle half▼ 71.9%-€2,108below the sector's middle half
Equity€1.1mabove the sector's middle half▲ 2.2%€1.2mabove the sector's middle half▲ 2.7%€1.2mabove the sector's middle half▲ 2.9%€1.8mabove the sector's middle half▲ 45.7%€1.8mabove the sector's middle half▼ 0.1%
Total assets€2.0mabove the sector's middle half▲ 20.7%€1.9mabove the sector's middle half▼ 2.0%€1.9mabove the sector's middle half▼ 0.3%€2.4mabove the sector's middle half▲ 22.8%€2.3mabove the sector's middle half▼ 2.7%
Debt€663,657▲ 91.1%€592,819▼ 10.7%€552,352▼ 6.8%€484,041▼ 12.4%€421,753▼ 12.9%
Working capital€1.2mabove the sector's middle half▲ 63.0%€1.2mabove the sector's middle half▲ 1.1%€1.2mabove the sector's middle half▲ 1.8%€1.8mabove the sector's middle half▲ 46.1%€1.8mabove the sector's middle half▼ 0.7%
Solvency57.6%within the sector's middle half▼ 10.4pp60.4%within the sector's middle half▲ 2.8pp62.4%within the sector's middle half▲ 2.0pp74.0%above the sector's middle half▲ 11.6pp76.0%above the sector's middle half▲ 2.0pp
Current ratio6.70above the sector's middle half▲ 3.418.01above the sector's middle half▲ 1.318.55above the sector's middle half▲ 0.5315.36above the sector's middle half▲ 6.8119.87above the sector's middle half▲ 4.51
Return on assets (ROA)1.3%within the sector's middle half▲ 1.2pp1.6%within the sector's middle half▲ 0.3pp1.8%within the sector's middle half▲ 0.2pp0.4%within the sector's middle half▼ 1.4pp-0.1%below the sector's middle half▼ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2,077 after €13,641 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€440,828 ▼ 4.7%
Current assets
€1.9m ▼ 2.2%
Equity and liabilities €2.3m
Equity
€1.8m ▼ 0.1%
Provisions
€136,017 =
Debt
€421,753 ▼ 12.9%
Debt's share of the balance-sheet total falls from 20.3% to 18.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19,577▼
2024 · €34,661
Cash flow
€19,546▼
2024 · €30,722
Debt to equity
0.24▼
2024 · 0.27
ROE
-0.1%▼
2024 · 0.5%
Interest coverage
2.33▼
2024 · 3.78
Debt ≤ 1 year
€94,624▼
2024 · €125,185
Debt > 1 year
€326,049▼
2024 · €357,776
Income taxes
€1,829▼
2024 · €182,018
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €20,754 | €793 | €2,605 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,533 | €25,086 | €25,032 | €21,020 | €21,654 | ▲ 3.0% |
| Other operating charges640/8 | €11,395 | €13,934 | €12,369 | €12,846 | €6,250 | ▼ 51.4% |
| Gross operating margin9900 | €73,744 | €80,269 | €84,075 | €47,507 | €25,827 | ▼ 45.6% |
| Operating profit (loss)9901 | €37,816 | €41,249 | €46,674 | €13,641 | -€2,077 | ▼ 115% |
| Financial income75/76B | €7,461 | €9,431 | €8,832 | €8,464 | €10,209 | ▲ 20.6% |
| Recurring financial income75 | €7,461 | €9,431 | €8,832 | €8,464 | €10,209 | ▲ 20.6% |
| Financial charges65/66B | €11,982 | €10,289 | €9,412 | €9,166 | €8,411 | ▼ 8.2% |
| Recurring financial charges65 | €11,982 | €10,289 | €9,412 | €9,166 | €8,411 | ▼ 8.2% |
| Profit (loss) for the period before taxes9903 | €33,295 | €40,391 | €46,095 | €12,939 | -€278 | ▼ 102% |
| Transfer from deferred taxes780 | - | - | - | €178,781 | - | - |
| Income taxes67/77 | €8,211 | €9,945 | €11,525 | €182,018 | €1,829 | ▼ 99.0% |
| Profit (loss) for the period9904 | €25,084 | €30,446 | €34,570 | €9,702 | -€2,108 | ▼ 122% |
| Transfer from tax-exempt reserves789 | - | - | - | €536,342 | - | - |
| Profit (loss) for the period to be appropriated9905 | €25,084 | €30,446 | €34,570 | €546,044 | -€2,108 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €1.9m | €1.9m | €2.4m | €2.3m | ▼ 2.7% |
| Fixed assets21/28 | €583,162 | €566,432 | €548,718 | €462,481 | €440,828 | ▼ 4.7% |
| Tangible fixed assets22/27 | €580,187 | €559,882 | €542,168 | €455,931 | €434,278 | ▼ 4.7% |
| Land and buildings22 | €580,187 | €559,882 | €542,168 | €451,540 | €430,826 | ▼ 4.6% |
| Furniture and vehicles24 | - | - | - | €4,391 | €3,452 | ▼ 21.4% |
| Financial fixed assets28 | €2,975 | €6,550 | €6,550 | €6,550 | €6,550 | = |
| Current assets29/58 | €1.4m | €1.4m | €1.4m | €1.9m | €1.9m | ▼ 2.2% |
| Amounts receivable after more than one year29 | €449,187 | €419,332 | €388,242 | €357,776 | €326,049 | ▼ 8.9% |
| Other amounts receivable291 | €449,187 | €419,332 | €388,242 | €357,776 | €326,049 | ▼ 8.9% |
| Amounts receivable within one year40/41 | €856,360 | €945,014 | €994,979 | €1.2m | €1.5m | ▲ 26.6% |
| Trade receivables40 | €35,467 | €47,855 | €34,346 | €36,350 | €76,416 | ▲ 110% |
| Other amounts receivable41 | €820,893 | €897,159 | €960,634 | €1.2m | €1.5m | ▲ 24.0% |
| Cash at bank and in hand54/58 | €91,897 | €8,143 | €1,009 | €336,030 | €639 | ▼ 99.8% |
| Deferred charges and accrued income490/1 | €7,963 | €9,257 | €9,331 | €10,573 | €10,795 | ▲ 2.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €1.9m | €1.9m | €2.4m | €2.3m | ▼ 2.7% |
| Equity10/15 | €1.1m | €1.2m | €1.2m | €1.8m | €1.8m | ▼ 0.1% |
| Contributions10/11 | €247,894 | €247,894 | €247,894 | €247,894 | €247,894 | = |
| Capital10 | €247,894 | €247,894 | €247,894 | €247,894 | €247,894 | = |
| Issued capital100 | €247,894 | €247,894 | €247,894 | €247,894 | €247,894 | = |
| Reserves13 | €555,892 | €557,415 | €559,143 | €568,858 | €568,858 | = |
| Non-distributable reserves130/1 | €19,549 | €21,072 | €22,801 | €24,789 | €24,789 | = |
| Legal reserve130 | €19,549 | €21,072 | €22,801 | €24,789 | €24,789 | = |
| Tax-exempt reserves132 | €536,342 | €536,342 | €536,342 | €544,069 | €544,069 | = |
| Profit (loss) carried forward14 | €342,346 | €371,269 | €404,110 | €948,166 | €946,058 | ▼ 0.2% |
| Provisions and deferred taxes16 | €178,781 | €178,781 | €178,781 | €136,017 | €136,017 | = |
| Deferred taxes168 | €178,781 | €178,781 | €178,781 | €136,017 | €136,017 | = |
| Amounts payable17/49 | €663,657 | €592,819 | €552,352 | €484,041 | €421,753 | ▼ 12.9% |
| Amounts payable after more than one year17 | €452,909 | €419,332 | €388,242 | €357,776 | €326,049 | ▼ 8.9% |
| Financial debts170/4 | €452,909 | €419,332 | €388,242 | €357,776 | €326,049 | ▼ 8.9% |
| Amounts payable within one year42/48 | €209,668 | €172,408 | €163,030 | €125,185 | €94,624 | ▼ 24.4% |
| Financial debts43 | €51,588 | €41,779 | €34,963 | €34,908 | €35,544 | ▲ 1.8% |
| Credit institutions430/8 | €51,588 | €41,779 | €34,963 | €34,908 | €35,544 | ▲ 1.8% |
| Trade debts44 | €34,913 | €4,573 | €14,686 | €7,004 | €5,724 | ▼ 18.3% |
| Suppliers440/4 | €34,913 | €4,573 | €14,686 | €7,004 | €5,724 | ▼ 18.3% |
| Advances received on contracts in progress46 | - | €4,300 | - | - | - | - |
| Taxes, remuneration and social security45 | €3,330 | €3,007 | €794 | €607 | €765 | ▲ 26.2% |
| Taxes450/3 | €3,330 | €3,007 | €794 | €607 | €765 | ▲ 26.2% |
| Other amounts payable47/48 | €119,836 | €118,748 | €112,587 | €82,666 | €52,590 | ▼ 36.4% |
| Accrued charges and deferred income492/3 | €1,080 | €1,080 | €1,080 | €1,080 | €1,080 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,084 | €30,446 | €34,570 | €9,702 | -€2,108 | ▼ 122% |
| + Depreciation and write-downs630 | €24,533 | €25,086 | €25,032 | €21,020 | €21,654 | ▲ 3.0% |
| Operating cash flow (approximation) | €49,617 | €55,532 | €59,601 | €30,722 | €19,546 | ▼ 36.4% |
| Investment in fixed assets (approximation) | - | -€8,356 | -€7,318 | €65,217 | €0 | ▼ 100% |
| Change in cash | - | -€83,754 | -€7,133 | €335,021 | -€335,391 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
State Gazette act
Reappointments: Coolen Max, Coolen Leo and BV Coolen7 facts ▸
State Gazette act
Reappointments: Coolen Max, Coolen Leo and BV Coolen
7 facts ▸
- General meeting, 01-06-2026
- Director reappointment, Coolen Max (director)
- Director reappointment, Coolen Leo (director)
- Director reappointment, BV Coolen (director)
- Board meeting, Raad van Bestuur
- Director reappointment, BV Coolen (managing director)
- Director in office, BV Coolen (managing director)
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
31-12
Financial
Weakest financial yearnet -€2,108
Net result drops to -€2,108, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 6.70
Current ratio from 3.29 to 6.70; short-term debt falls from €320,208 to €209,668.
18-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 79 days late
2020
31-12
Financial
Liquidity times 31current ratio 3.29
Current ratio from 0.11 to 3.29; short-term debt falls from €424,696 to €320,208.
31-12
Financial
Equity above €1mEq €1.1m ▲91.1%
3 profitable years in a row build equity to €1.1m.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
Show earlier events
2019
31-12
Financial
Highest result since 2018net €40,151 ▲17%
Operating result €71,221, net result €40,151, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26116982). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 3
BV Coolen
CurrentDirector · since 01-06-2026 · Legal entity · perm. rep.: Theunissen Susanne
Coolen Leo
CurrentDirector · since 01-06-2026
Coolen Max
CurrentDirector · since 01-06-2026
Day-to-day management 1
BV Coolen
CurrentManaging director · since 01-06-2026 · Legal entity · perm. rep.: Theunissen Susanne
Permanent representatives 1
Theunissen Susanne
CurrentPermanent representative · since 01-06-2026 · for BV Coolen
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1997
Ground area
350 m²
Building footprint
371 m²
Volume, LiDAR
4,959 m³
Parcel 11302D1288/00H009, Flanders · tallest building 22.8 m, ±5 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Cogels-Osylei 38, 2600 Antwerpen
since 19972.083.159.726
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302D1288/00H009 | Flanders | 350 m² | 1 · 371 m² | 22.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Mandate history
3 people since 2026, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| BV Coolen |
|
| Coolen Leo |
|
| Coolen Max |
|
Structure & network
Owners and holdings
1 ownerChain of control
- Coolen
- BACLAJA
Highest known parent: Coolen. The sources do not say who stands above it.
Owners 1
- CoolenparentSourceaccounts Coolen 202599.8%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Company details
Identification
Legal formPublic limited company
Founded30-06-1997
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460971417
Also
9925:BE0460971417
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.