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BACK IMMO

Active
Private limited companyfounded 2024active for 2 yearsScheutlaan 29, 1070 Anderlecht, BelgiumKBO/BCE: BE 1010.066.641
Summary

The computed 12-month bankruptcy probability of BACK IMMO is 1.9% (moderate). The 2025 annual accounts show equity of €28,157 and a net result of €26,157. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
“1.d’achat,vente,échange d’immeubles,constitution ou cession de droits réels immobiliers,mise en location et/ou prise en location…” (deed in French)
From the articles, 4 activitiesNo NACE code in the KBO yet
Size
≈ €170,000turnover 2025, estimated
Equity
€28,157
Profit
€26,157
Turnover estimated from the gross margin
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
2025 accounts filed 60 days late
Why 53raises riskLast filed accounts filed 60 days late; 1 of the last 3 lateNo registered site in the KBOlowers riskSize: total assets €360,245No main activity registeredShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 29% of its sector peers (no NACE code, micro)
Financial strength
Weak
Solvency 33
equity 7.8% of total assets
Liquidity 2
short-term debt 88.4% · cash 0.6%
Profitability 78
return on assets 7.3%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 07-2025: 4.2% 08-2025: 4.3%▲ +0.1 percentage points vs 07-2025 09-2025: 5.0%▲ +0.7 percentage points vs 08-2025 10-2025: 5.3%▲ +0.3 percentage points vs 09-2025 11-2025: 5.8%▲ +0.5 percentage points vs 10-2025 12-2025: 5.8%● unchanged vs 11-2025 01-2026: 6.1%▲ +0.3 percentage points vs 12-2025 02-2026: 6.1%● unchanged vs 01-2026 03-2026: 6.0%▼ -0.1 percentage points vs 02-2026 04-2026: 6.0%● unchanged vs 03-2026 05-2026: 6.6%▲ +0.6 percentage points vs 04-2026 06-2026: 6.6%● unchanged vs 05-2026 07-2026: 7.8%▲ +1.2 percentage points vs 06-2026highest value 08-2026: 7.8%● unchanged vs 07-2026highest value 09-2026: 7.8%● unchanged vs 08-2026highest value 10-2026: 1.9%▼ -5.9 percentage points vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.08, below 1; short-term debt: 88.4% and cash: 0.6% of total assets), and 92.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 21% on solvency, 5% on liquidity and 61% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €360,245
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · Last filed accounts filed 60 days late; 1 of the last 3 late
NBB · filings
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
60 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. IncorporationAppointment: BAKHLAKH Samir (director) ·…

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (60 days) Filed on 29 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00530869.

Turnover
≈ €170,000
Estimated: probably between €92,000 and €330,000
Total assets
€360,245
Net result
€26,157
Working capital
-€292,869

Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €360,245
Fixed assets €334,526
Current assets €25,719
Equity and liabilities €360,245
Equity €28,157
Debt €332,088
Debt finances 92.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€40,799
Cash flow
€34,165
Current ratio
0.08
Debt to equity
11.79
ROE
92.9%
ROA
7.3%
Interest coverage
over 100
Debt ≤ 1 year
€318,588
Debt > 1 year
€13,500
Income taxes
€6,539

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94.1% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94.1% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€360,245
Fixed assets21/28€334,526
Tangible fixed assets22/27€334,526
Land and buildings22€334,526
Current assets29/58€25,719
Amounts receivable within one year40/41€23,500
Trade receivables40€23,500
Cash at bank and in hand54/58€2,219
Equity and liabilities
Total equity and liabilities10/49€360,245
Equity10/15€28,157
Contributions10/11€2,000
Capital10€2,000
Issued capital100€2,000
Profit (loss) carried forward14€26,157
Amounts payable17/49€332,088
Amounts payable after more than one year17€13,500
Other amounts payable178/9€13,500
Amounts payable within one year42/48€318,588
Taxes, remuneration and social security45€6,539
Taxes450/3€6,539
Other amounts payable47/48€312,049
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,008
Other operating charges640/8€7,231
Gross operating margin9900€48,030
Operating profit (loss)9901€32,791
Financial charges65/66B€95
Recurring financial charges65€95
Profit (loss) for the period before taxes9903€32,696
Income taxes67/77€6,539
Profit (loss) for the period9904€26,157
Profit (loss) for the period to be appropriated9905€26,157
Appropriation of the result
Profit (loss) to be appropriated9906€26,157

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,008
Other operating charges640/8€7,231
Gross operating margin9900€48,030
Operating profit (loss)9901€32,791
Financial charges65/66B€95
Recurring financial charges65€95
Profit (loss) for the period before taxes9903€32,696
Income taxes67/77€6,539
Profit (loss) for the period9904€26,157
Profit (loss) for the period to be appropriated9905€26,157
Line2025
Assets
Total assets20/58€360,245
Fixed assets21/28€334,526
Tangible fixed assets22/27€334,526
Land and buildings22€334,526
Current assets29/58€25,719
Amounts receivable within one year40/41€23,500
Trade receivables40€23,500
Cash at bank and in hand54/58€2,219
Equity and liabilities
Total equity and liabilities10/49€360,245
Equity10/15€28,157
Contributions10/11€2,000
Capital10€2,000
Issued capital100€2,000
Profit (loss) carried forward14€26,157
Amounts payable17/49€332,088
Amounts payable after more than one year17€13,500
Other amounts payable178/9€13,500
Amounts payable within one year42/48€318,588
Taxes, remuneration and social security45€6,539
Taxes450/3€6,539
Other amounts payable47/48€312,049
Line2025
Profit (loss) for the period9904€26,157
+ Depreciation and write-downs630€8,008
Operating cash flow (approximation)€34,165

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 abbreviated format 29-09-2026 2026-00530869

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
BAKHLAKH Samir
Director · since 07-06-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
BAKHLAKH Samir
  • Director, from 07-06-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 07-06-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 07-06-2024 Incorporation · €2,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

BACK IMMO was incorporated on 5 June 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2024, BAKHLAKH Samir has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-06-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-09
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 60 days late
2024
07-06
Gazette deed Incorporation
Appointment: BAKHLAKH Samir (director) · Founder · Founding capital4 facts ▸
  • Incorporation, “BACK IMMO” (deed in French)
  • Founder, BAKHLAKH Samir
  • Founding capital, €2,000
  • Director appointment, BAKHLAKH Samir (director)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded05-06-2024
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Anderlecht
exact location from the address register On OpenStreetMap
Ground area
124 m²
Building footprint
125 m²
Building volume
1,133 m³
Parcel 21304B0042/00G008, Brussels · tallest building 11.1 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21304B0042/00G008 Brussels 124 m² 1 · 124 m² 11.1 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“1.d’achat,vente,échange d’immeubles,constitution ou cession de droits réels immobiliers,mise en location et/ou prise en location de tous…” (deed in French)
4 activities (deed in French)
  1. 1.d’achat,vente,échange d’immeubles,constitution ou cession de droits réels immobiliers,mise en location et/ou prise en location de tous biens immeubles et droits réels immobiliers,la mise en valeur,le développement,le lotissement,l’embellissement,la transformation,l’entretien,l’amélioration,la location,la gestion comme syndic ou non et le courtage de tous biens immeubles bâtis ou non bâtis,tant en Belgique qu’à l’étranger;
  2. 2.de(faire)construire,rénover,transformer ou démolir tous immeubles ou complexes immobiliers généralement quelconques;
  3. 3.toutes activités d'entreprise générale de construction comprenant la coordination des travaux et les expertises,les travaux réglementés étant exécutés par des sous-traitants ayant les capacités requises.Ces activités comprennent l’entretien,la rénovation,la maintenance,les travaux de réparation,d’embellissement,de renouvellement et de modernisation de biens immeubles.
  4. 4.de toutes opérations financières ou commerciales se rapportant à des biens immeubles ainsi qu’à des droits réels.Elle peut donc notamment acheter,vendre,donner ou prendre en location tous biens bâtis ou non,conférer ou accepter tous droits réels ou personnels portant sur ces biens,les diviser par lots,prester tout conseil et toute assistance technique en matière immobilière.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
BACK IMMO
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, Annexes du Moniteur belge” (deed in French)

deed of 07-06-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
One provision in the deed

deed of 07-06-2024

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“À organe d'administration sous pli recommandé ou email avec accusé de réception avec coordonnées cessionnaires,nombre d'actions et prix…” (deed in French)
Authorised capitalThe amount by which the board may raise capital without a new shareholder decision.
“Émettre des actions nouvelles,des obligations convertibles ou des droits de souscription, jour fixé par la loi comme point de départ” (deed in French)

deed of 07-06-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
20 June at 18:00

deed of 07-06-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Assemblée générale délibérant comme en matière de modification des statuts” (deed in French)
“Respect des conditions prévues à l'article 2:80 du Code des sociétés et des associations” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Nombre,pouvoirs,émoluments, administrateurs en exercice ou à défaut un ou plusieurs liquidateurs nommés par l'assemblée générale” (deed in French)

deed of 07-06-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Libération des actions-appels de fonds-exclusion, tout versement appelé s’impute sur l’ensemble des actions du titulaire” (deed in French)
Other provision: “Réunion et décisions organe d'administration collégial, moitié au moins présents ou représentés” (deed in French)
Other provision: “Contrôle-commissaire, un ou plusieurs commissaires” (deed in French)
Other provision: “Distribution et acomptes sur dividendes, le cas échéant réduit de perte reportée ou majoré de bénéfice reporté” (deed in French)
Other provision: “Droit commun, Code des sociétés et des associations pour tout ce non prévu aux statuts” (deed in French)
Other provision: “Élection de domicile, chaque membre d'organe d'administration ou délégué à gestion journalière peut élire domicile au siège pour questions…” (deed in French)
5 more provisions in the deed, see the deed of 07-06-2024

deed of 07-06-2024