BACHA4
ActiveThe computed 12-month bankruptcy probability of BACHA4 is 1.8% (moderate). The 2025 annual accounts show equity of €10k and a net result of €-2k. Equity is shrinking by ~110.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 71% of 4544 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency80▼-6
Growth32=
Stability94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.39 in 2024), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
-10%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 15.6%
2024 · €12k
2023: €37k
2024: €12k
2023 → 2025
Total assets
€19k▲ 5.6%
2024 · €18k
2023: €60k
2024: €18k
2023 → 2025
Net result
€-2k▲ 92.4%
2024 · €-25k
2023: €36k
2024: €-25k
2023 → 2025
Working capital
€2k▲ 13.3%
2024 · €2k
2023: €36k
2024: €2k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€37k-€12k▼ 67.3%€10k▼ 15.6%
Operating result€47k-€-23k€-191▲ 99.2%
Net result€36k-€-25k€-2k▲ 92.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €191 in 2025 against €23k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€8k▼ 24.8%
Current assets
€11k▲ 48.7%
Equity and liabilities €19k
Equity
€10k▼ 15.6%
Debt
€9k▲ 50.0%
The debt ratio rises from 32.3% to 45.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€2k▲
2024 · €-21k
Cash flow
€716▲
2024 · €-23k
Solvency
54.1%▼
2024 · 67.7%
Current ratio
1.27▼
2024 · 1.39
Quick ratio
1.27▼
2024 · 1.39
Debt / equity
0.85▲
2024 · 0.48
ROE
-18.5%▲
2024 · -205.8%
ROA
-10.0%▲
2024 · -139.3%
Interest coverage
1.57▲
2024 · -11.86
Debt
€9k▲
2024 · €6k
Debt ≤ 1 year
€9k▲
2024 · €5k
Income taxes
€158
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€19k▲
Fixed assets21/28€11k€8k▼
Intangible fixed assets21€8k€6k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€1k€836▼
Furniture and vehicles24€1k€988▼
Current assets29/58€7k€11k▲
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40€4k€8k▲
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1€306€283▼
Equity and liabilities
Total equity and liabilities10/49€18k€19k▲
Equity10/15€12k€10k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€11k€9k▼
Amounts payable17/49€6k€9k▲
Amounts payable within one year42/48€5k€9k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€2k€2k▼
Accrued charges and deferred income492/3€441-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€710-
Gross operating margin9900€-20k€2k▲
Operating profit (loss)9901€-23k€-191▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-25k€-2k▲
Income taxes67/77-€158
Profit (loss) for the period9904€-25k€-2k▲
Profit (loss) for the period to be appropriated9905€-25k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k▼
Profit (loss) brought forward from the previous period14P€36k€11k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-25k ▼169%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drie Hofveldenlaan 341700 DilbeekGround area
1,706 m²
Building footprint
103 m²
Volume, LiDAR
528 m³
Parcel 23074A0035/00X000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BACHA4
since 20232.341.013.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23074A0035/00X000 | Flanders | 1,706 m² | 1 · 103 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1006.257.808
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Babyspa Rosario
BE 0731.568.555
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SoSo Beauty
BE 0679.859.538
Neufchâteau · Eq €10k
Of 24,816 companies in sector 96220 we hold annual accounts for 1,425. 1,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2023
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
56210Event catering
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.