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BacH

Active
Partnership limited by sharesfounded 20188 yrs activeDorpsstraat(STE) 29, 9190 Stekene, BelgiumKBO/BCE: BE 0687.765.929
Summary

For the legal form of BacH, Checked does not compute a bankruptcy probability. For BacH, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €762,639 and a net result of -€23,883. Equity is growing by ~14.1% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability65▼-2
Solvency100=
Growth52▼-26
Track record100
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 6 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 23-12-2024, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
145 d late
2022
75 d late
2021
44 d late
2020
88 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 89 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BacH was incorporated on 10 January 2018.1 Total assets rose from EUR 454,409 in 2018 to EUR 763,270 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

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Financials · fiscal year 2023, micro schema

Equity
€762,639▼ 3.0%
2022 · €786,522
Total assets
€763,270▼ 3.8%
2022 · €793,227
Net result
-€23,883▼ 169%
2022 · -€8,880
Working capital
€334,732=
2022 · €334,607
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Operating result€4,012€28,396▲ 608%-€28,131-€8,665▲ 69.2%-€21,636▼ 150%
Net result€4,012€25,859▲ 545%-€28,329-€8,880▲ 68.7%-€23,883▼ 169%
Equity€449,858▲ 0.9%€575,717▲ 28.0%€795,402▲ 38.2%€786,522▼ 1.1%€762,639▼ 3.0%
Total assets€504,415▲ 11.0%€656,092▲ 30.1%€811,713▲ 23.7%€793,227▼ 2.3%€763,270▼ 3.8%
Debt€54,556▲ 537%€80,374▲ 47.3%€16,311▼ 79.7%€6,705▼ 58.9%€631▼ 90.6%
Working capital€13,242€94,460▲ 613%€349,729▲ 270%€334,607▼ 4.3%€334,732=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2019: €4,012€4,012Net result 2019: €4,012€4,012Operating result 2020: €28,396€28,396Net result 2020: €25,859€25,859Operating result 2021: -€28,131-€28,131Net result 2021: -€28,329-€28,329Operating result 2022: -€8,665-€8,665Net result 2022: -€8,880-€8,880Operating result 2023: -€21,636-€21,636Net result 2023: -€23,883-€23,88320192020202120222023-€30,000-€20,000-€10,000€0Operating result 2021: -€28,131-€28,100Net result 2021: -€28,329-€28,300Operating result 2022: -€8,665-€8,670Net result 2022: -€8,880-€8,880Operating result 2023: -€21,636-€21,600Net result 2023: -€23,883-€23,900202120222023
The operating result stays negative: a loss of €21,636 in 2023 against €8,665 in 2022; the loss grows.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €763,270
Fixed assets €427,907 ▼ 5.3%
Current assets €335,363 ▼ 1.7%
Equity and liabilities €763,270
Equity €762,639 ▼ 3.0%
Debt €631 ▼ 90.6%
Debt's share of the balance-sheet total falls from 0.8% to 0.1%. Equity and debt are lower.
Key figures and ratios
2023 value · change against 2022
EBITDA
€2,371▼
2022 · €15,342
Cash flow
€125▼
2022 · €15,128
Debt to equity
0.00▼
2022 · 0.01
ROE
-3.1%▼
2022 · -1.1%
ROA
-3.1%▼
2022 · -1.1%
Interest coverage
12.09▼
2022 · 71.62
Debt ≤ 1 year
€631▼
2022 · €6,705
Income taxes
€2,051
A ratio outside any meaningful range has been withheld (balance sheet total €763,270, equity €762,639).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 40 lines
Balance sheet Code20222023
Assets
Total assets20/58€793,227€763,270▼
Fixed assets21/28€451,915€427,907▼
Tangible fixed assets22/27€451,315€427,307▼
Land and buildings22€426,573€410,813▼
Furniture and vehicles24€24,742€16,494▼
Financial fixed assets28€600€600=
Current assets29/58€341,313€335,363▼
Amounts receivable within one year40/41€118,958€124,505▲
Trade receivables40€2,324€700▼
Other amounts receivable41€116,634€123,805▲
Cash at bank and in hand54/58€222,303€209,691▼
Deferred charges and accrued income490/1€51€1,167▲
Equity and liabilities
Total equity and liabilities10/49€793,227€763,270▼
Equity10/15€786,522€762,639▼
Contributions10/11€544,355€544,355=
Capital10€544,355€544,355=
Issued capital100€889,355€889,355=
Uncalled capital101€345,000€345,000=
Revaluation surpluses12€280,000€280,000=
Profit (loss) carried forward14-€37,833-€61,716▼
Amounts payable17/49€6,705€631▼
Amounts payable within one year42/48€6,705€631▼
Trade debts44€374€398▲
Suppliers440/4€374€398▲
Other amounts payable47/48€6,332€233▼
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,007€24,007=
Other operating charges640/8€5,205€3,888▼
Non-recurring operating charges66A-€2,189
Gross operating margin9900€20,547€8,448▼
Operating profit (loss)9901-€8,665-€21,636▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€214€196▼
Recurring financial charges65€214€196▼
Profit (loss) for the period before taxes9903-€8,880-€21,832▼
Income taxes67/77-€2,051
Profit (loss) for the period9904-€8,880-€23,883▼
Profit (loss) for the period to be appropriated9905-€8,880-€23,883▼
Appropriation of the result
Profit (loss) to be appropriated9906-€37,833-€61,716▼
Profit (loss) brought forward from the previous period14P-€28,953-€37,833▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,793€15,859€81,655€24,007€24,007=
Other operating charges640/8--€4,026€5,205€3,888▼ 25.3%
Non-recurring operating charges66A----€2,189-
Gross operating margin9900€30,016€47,374€57,551€20,547€8,448▼ 58.9%
Operating profit (loss)9901€4,012€28,396-€28,131-€8,665-€21,636▼ 150%
Financial income75/76B----€0-
Recurring financial income75-€31--€0-
Financial charges65/66B--€199€214€196▼ 8.5%
Recurring financial charges65-€223€199€214€196▼ 8.5%
Profit (loss) for the period before taxes9903€4,012€28,204-€28,329-€8,880-€21,832▼ 146%
Income taxes67/77-€2,345--€2,051-
Profit (loss) for the period9904€4,012€25,859-€28,329-€8,880-€23,883▼ 169%
Profit (loss) for the period to be appropriated9905€4,012€25,859-€28,329-€8,880-€23,883▼ 169%
Line20192020202120222023Change
Assets
Total assets20/58€504,415€656,092€811,713€793,227€763,270▼ 3.8%
Fixed assets21/28€436,616€481,257€445,672€451,915€427,907▼ 5.3%
Tangible fixed assets22/27€436,016€480,657€445,072€451,315€427,307▼ 5.3%
Land and buildings22--€412,083€426,573€410,813▼ 3.7%
Furniture and vehicles24--€32,989€24,742€16,494▼ 33.3%
Financial fixed assets28€600€600€600€600€600=
Current assets29/58€67,799€174,835€366,041€341,313€335,363▼ 1.7%
Amounts receivable within one year40/41€67,026€68,739€118,909€118,958€124,505▲ 4.7%
Trade receivables40--€2,275€2,324€700▼ 69.9%
Other amounts receivable41--€116,634€116,634€123,805▲ 6.1%
Cash at bank and in hand54/58-€105,293€246,298€222,303€209,691▼ 5.7%
Deferred charges and accrued income490/1--€834€51€1,167▲ 2,167%
Equity and liabilities
Total equity and liabilities10/49€504,415€656,092€811,713€793,227€763,270▼ 3.8%
Equity10/15€449,858€575,717€795,402€786,522€762,639▼ 3.0%
Contributions10/11€189,355€289,355€544,355€544,355€544,355=
Capital10--€544,355€544,355€544,355=
Issued capital100--€889,355€889,355€889,355=
Uncalled capital101--€345,000€345,000€345,000=
Revaluation surpluses12--€280,000€280,000€280,000=
Profit (loss) carried forward14-€19,497€6,363-€28,953-€37,833-€61,716▼ 63.1%
Amounts payable17/49€54,556€80,374€16,311€6,705€631▼ 90.6%
Amounts payable within one year42/48€54,556€80,374€16,311€6,705€631▼ 90.6%
Trade debts44€30,791€68,454€2,510€374€398▲ 6.6%
Suppliers440/4--€2,510€374€398▲ 6.6%
Other amounts payable47/48--€13,801€6,332€233▼ 96.3%
Line20192020202120222023Change
Profit (loss) for the period9904€4,012€25,859-€28,329-€8,880-€23,883▼ 169%
+ Depreciation and write-downs630€17,793€15,859€81,655€24,007€24,007=
Operating cash flow (approximation)€21,805€41,718€53,326€15,128€125▼ 99.2%
Investment in fixed assets (approximation)--€60,500-€46,070-€30,250€0▲ 100%
Change in cash--€141,005-€23,995-€12,612▲ 47.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
23-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 145 days late
2023
31-12
Financial Liquidity times 10current ratio 531.48
Current ratio from 50.90 to 531.48; short-term debt falls from €6,705 to €631.
14-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 75 days late
2022
31-12
Financial Liquidity doublescurrent ratio 50.90
Current ratio from 22.44 to 50.90; short-term debt falls from €16,311 to €6,705.
13-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 44 days late
2021
31-12
Financial Weakest financial yearnet -€28,329
Net result drops to -€28,329, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 10current ratio 22.44
Current ratio from 2.18 to 22.44; short-term debt falls from €80,374 to €16,311.
27-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial Highest result since 2018net €25,859 ▲545%
Operating result €28,396, net result €25,859, both a record.
31-12
Financial Equity above €500,000Eq €575,717 ▲28%
2 profitable years in a row build equity to €575,717.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial Back to profitnet €4,012
Net result €4,012 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
759 m²
Building footprint
361 m²
Volume, LiDAR
2,832 m³
Parcel 46024A1126/00B000, Flanders · tallest building 15.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BacH
Dorpsstraat(STE) 29, 9190 StekeneHoldings
since 20182.272.591.323
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46024A1126/00B000 Flanders 759 m² 1 · 361 m² 15.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPartnership limited by shares
Founded10-01-2018
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

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Register as of 28 September 2026 · Peppol Directory

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