Financials
- Fiscal year
- 2024
- Total assets
- €606,441
- Loss
- -€21,967
- Solvency
- 50.7%
Total assets▼ 3.7%
Net result
20182024
BAC - LAU
ActiveSummary
The computed 12-month bankruptcy probability of BAC - LAU is 2.6% (moderate). The 2024 annual accounts show equity of €307,212 and a net result of -€21,967. Equity is growing by ~3.5% per year across the filed fiscal years. The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Activity not known
How big
€606,441total assets 2024
- Equity
- €307,212
- Loss
- -€21,967
Turnover not published (abridged schema)
Who decides
Accounts 42 d early0 of 8 deeds read
Why 51- Figures for FY 2024 (filed 24-05-2025)- Liquidity: current ratio 0.55, cash €17, halved- No establishment unit in the KBO+ Size: total assets €606,441Show the evidence
Checked score
Score 2024
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 31% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
76-1
equity 50.7% of total assets
Liquidity
49-6
short-term debt 11.1% · cash 0.0%
Profitability
29=
return on assets -3.6%
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Figures for FY 2024 (filed 24-05-2025) raises the probability
- Liquidity: current ratio 0.55, cash €17, halved raises the probability
- Size: total assets €606,441 lowers the probability for this profile
- No establishment unit in the KBO raises the probability
Credit up to €15,000 at 30 days acceptable
Liquidity short (current ratio 0.55 against 1.2 in 2023; short-term debt: 11.1% and cash: 0% of total assets), and 49.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 45%, liquidity 32%, profitability 21%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
68 d early
2023
65 d early
2022
88 d early
2021
62 d early
2020
65 d early
2019
86 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 68 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 19-06-2026Annual accounts filed
- 24-05-2025Annual accounts filed
- 27-05-2024Annual accounts filed
Company details
- Legal form
- Public limited company
- Founded
- 22-01-1998
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.