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BAC-INVEST

Active
Private limited companyfounded 2015active for 11 yearsLerenveld 2A, 2547 Lint, BelgiumKBO/BCE: BE 0597.898.496
Summary

BAC-INVEST has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €554,010 and a net result of €25,829. Equity has been growing by about 20% per year since 2018. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-02-2015 Normal situation
Activity
“Het kopen en verkopen,huren en verhuren,bouwen en verbouwen van onroerende goederen,met inbegrip van het…” (deed in Dutch)From the articles, 12 activitiesNo NACE code in the KBO yet
Establishment unit
2.301.806.535 2547 Lint, since 11-02-2015
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
Shareholders
  • BaCoBo2025 annual accounts of BaCoBo

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€150,047
▼ 0.6%
Turnover
≈ €380,000
estimated
Profit
€25,829
▼ 92.9%
Equity
€554,010
▲ 4.7%
Total assets
€3.0m
▲ 5.7%
Score breakdownraises riskLiquidity: current ratio 1.36, cash €1,765, halvedProfit of €25,829 (financial year 2025)lowers riskSize: total assets €3.0mFounded in 2015Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of small companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 43-1
equity 18.4% of total assets
Liquidity 49-1
short-term debt 11.4% · cash 0.1%
Profitability 32-15
return on assets 0.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.3%▼ -0.1 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.36 (2.84 in 2024), below the usual 1.5. Short-term debt is 11.4% and cash 0.1% of total assets. 81.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 27% of them on solvency, 39% on liquidity, 23% on profitability and 67% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.36, cash €1,765, halved
NBB · annual accounts
lowers risk · Size: total assets €3.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Profit of €25,829 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
1 day early
2023
12 days early
2022
3 days early
2021
2 days early
2020
1 day early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 1 day after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €366,320 to €25,829 ▼ 92.9% View
  • Positive: 8 profitable years in a rowprofit 2025: €25,829 8 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsResignation: VAN BOCKSTAL Geert Lieven Renaat Cyriel Lutgarde (manager and director) · Reappointment: VAN BOCKSTAL Geert Lieven Renaat Cyriel Lutgarde (director)
  2. · Gazette deed 1 director appointed, 2 directors resigningAppointment: Geert Van Bockstal (director) · Resignations: Paul Voorspoels (director) and Robert Voorspoels (director)
  3. · Gazette deed Incorporation
All 19 events

Key facts about BAC-INVEST

What is the company number of BAC-INVEST?
The company number of BAC-INVEST is 0597.898.496. The VAT number is the same number with BE in front: BE 0597.898.496.
Where is BAC-INVEST based?
The registered office is at Lerenveld 2A, 2547 Lint.Company details
What is the legal form of BAC-INVEST?
The legal form of BAC-INVEST is Private limited company (BV).
When was BAC-INVEST founded?
BAC-INVEST was founded on 11-02-2015.
Is BAC-INVEST still active?
Yes, BAC-INVEST is an active enterprise in the KBO register.
What is the turnover of BAC-INVEST?
The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €150,047 and 1,647 comparable companies of the same size. It probably lies between €230,000 and €720,000. It is a rough estimate.Financials
Is BAC-INVEST profitable?
In financial year 2025, BAC-INVEST made a profit of €25,829.
Where can I find the annual accounts of BAC-INVEST?
BAC-INVEST filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BAC-INVEST due?
BAC-INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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