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BABEL LINGUA

Active
Private limited companyfounded 200323 yrs activeRue de Barges(TOU) 21, 7500 Tournai, BelgiumKBO/BCE: BE 0479.607.293
Summary

BABEL LINGUA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,851 and a net result of -€32,333. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 4059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
BABEL LINGUAActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Translation services
NACE 74301NACE 74300NACE 74852
1 site
Size
€82,799total assets 2025
Staff
1 FTE
Equity
€60,851
Loss
-€32,333
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 106 d early0 of 1 deed read
Why 93- Loss of €32,333 (FY 2025)+ Liquidity: current ratio 3.39, cash €60,251+ Size: total assets €82,799+ Equity €60,851 (73.5% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 98-2
equity 73.5% of total assets
Liquidity 90-3
short-term debt 26.5% · cash 72.8%
Profitability 0-77
return on assets -39.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,346 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -6.7% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -3.6% vs 03-2025 05-2025: < 0.1%▲ +3.7% vs 04-2025 06-2025: < 0.1%▼ -3.6% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -3.7% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -3.8% vs 03-2026lowest value 05-2026: 0.1%▲ +108% vs 04-2026highest value 06-2026: 0.1%● 0.0% vs 05-2026highest value 07-2026: 0.1%● 0.0% vs 06-2026highest value 08-2026: 0.1%● 0.0% vs 07-2026highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 3.39, cash €60,251 lowers the probability
  • Loss of €32,333 (FY 2025) raises the probability
  • Size: total assets €82,799 lowers the probability for this profile
  • Equity €60,851 (73.5% of total assets) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.39 against 4.29 in 2024; short-term debt: 26.5% and cash: 72.8% of total assets), and 26.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 75%, liquidity 83%, profitability 7%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.39, cash €60,251
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €32,333 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €82,799
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €60,851 (73.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
106 d early
2024
83 d early
2023
97 d early
2022
33 d early
2021
40 d early
2020
37 d early
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 May (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€32,333
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €9,143 · 4,055 companies -€32,333 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €82,799 View

By topic

Financials

Fiscal year
2025
Total assets
€82,799
Loss
-€32,333
Solvency
73.5%
Total assets▼ 30.5%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 16-04-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 09-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Translation servicesNACE 74301
Founded
20-02-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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