BABBELLA

Active

Private limited companyfounded 20215 yrs activeMeerstraat 70, 1840 Londerzeel, BelgiumKBO/BCE: BE 0764.369.995

Summary

The annual accounts of BABBELLA for fiscal year 2025 show a net loss of 167% of total assets and of 68% of the equity at the start of that year. The 2025 annual accounts show equity of €58,413 and a net result of -€122,731. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 87% of 22044 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

BABBELLAActiveChecked score 56/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47715

2 sites

Size

€73,292total assets 2025

Equity: €58,413
Loss: -€122,731

Turnover not published (abridged schema)

Financial health

56 Fair Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Accounts filed 25 d late0 of 2 deeds read

Why 56Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €122,731 (FY 2025)+ Liquidity: current ratio 4.93, cash €54,592+ Equity €58,413 (79.7% of total assets)+ Size: total assets €73,292Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 50% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 79.7% of total assets

Liquidity 94+18

short-term debt 20.3% · cash 74.5%

Profitability 0-86

return on assets -167.5%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%▼ -2.5% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%▼ -0.4% vs 01-2025lowest value 03-2025: 0.2%● 0.0% vs 02-2025lowest value 04-2025: 0.3%▲ +10.6% vs 03-2025 05-2025: 0.3%▲ +16.5% vs 04-2025 06-2025: 0.3%▲ +1.3% vs 05-2025 07-2025: 0.2%▼ -21.1% vs 06-2025 08-2025: 0.3%▲ +4.1% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -0.4% vs 12-2025 02-2026: 0.3%▲ +3.6% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.3%▲ +14.2% vs 03-2026 05-2026: 0.3%▲ +7.4% vs 04-2026 06-2026: 0.3%▼ -0.6% vs 05-2026 07-2026: 0.3%▲ +8.2% vs 06-2026 08-2026: 0.7%▲ +95.9% vs 07-2026highest value 09-2026: 0.4%▼ -44.7% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026

Liquidity: current ratio 4.93, cash €54,592 lowers the probability
Loss of €122,731 (FY 2025) raises the probability
Equity €58,413 (79.7% of total assets) lowers the probability
Size: total assets €73,292 lowers the probability for this profile

Credit up to €3,000 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 4.93 against 4.99 in 2024; short-term debt: 20.3% and cash: 74.5% of total assets), and 20.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 93%, profitability 6%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 4.93, cash €54,592

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Loss of €122,731 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Equity €58,413 (79.7% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €73,292

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 5 filings

Deviation from the deadline

2025

25 d late

2024

41 d early

2023

71 d early

2022

69 d early

2021

41 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 39 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

25-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Weakest financial yearnet -€122,731
20-06-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: From profit to loss in 2025after €31,355 in 2024 -€122,731 View
Caution: Among the weakest 5% on net resultsector median €5,033 · 22,023 companies -€122,731 View
Total assets 20255 fiscal years filed €73,292 View