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Private limited companyfounded 20242 yrs activeZuidleiestraat 48, 9880 Aalter, BelgiumKBO/BCE: BE 1007.563.744
Summary

Ba-TT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3,703 and a net result of -€2,327. Its solvency ranks better than 9% of 8091 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Ba-TT was incorporated on 26 March 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,703▼ 38.6%
2024 · €6,030
Net result
-€2,327
2024 · €30
Total assets
€4.0m▲ 744%
2024 · €477,500
Solvency
0.1%▼ 1.2pp
2024 · 1.3%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€11,773-€15,123▲ 28.5%
Net result€30below the sector's middle half--€2,327below the sector's middle half
Equity€6,030below the sector's middle half-€3,703below the sector's middle half▼ 38.6%
Total assets€477,500within the sector's middle half-€4.0mabove the sector's middle half▲ 744%
Debt€471,470-€4.0m▲ 754%
Working capital-€71,879below the sector's middle half--€3.6mbelow the sector's middle half▼ 4,930%
Solvency1.3%below the sector's middle half-0.1%below the sector's middle half▼ 1.2pp
Current ratio0.31below the sector's middle half-0.01below the sector's middle half▼ 0.30
Return on assets (ROA)0.0%below the sector's middle half--0.1%below the sector's middle half▼ 0.1pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000Operating result 2024: €11,773€11,773Net result 2024: €30€30Operating result 2025: €15,123€15,123Net result 2025: -€2,327-€2,32720242025-€5,000€0€5,000€10,000€15,000Operating result 2024: €11,773€11,800Net result 2024: €30€30Operating result 2025: €15,123€15,100Net result 2025: -€2,327-€2,33020242025
The operating result rises in 2025; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.0m
Fixed assets €4.0m ▲ 796%
Current assets €48,989 ▲ 48.4%
Equity and liabilities €4.0m
Equity €3,703 ▼ 38.6%
Debt €4.0m ▲ 754%
Debt's share of the balance-sheet total rises from 98.7% to 99.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-62.8%▼
2024 · 0.5%
Debt ≤ 1 year
€3.7m▲
2024 · €104,898
Debt > 1 year
€361,686▼
2024 · €366,572
Income taxes
€1,668▲
2024 · €377
A ratio outside any meaningful range has been withheld (balance sheet total €4.0m, equity €3,703).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€477,500€4.0m▲
Fixed assets21/28€444,481€4.0m▲
Tangible fixed assets22/27€444,481€480,228▲
Land and buildings22€436,400€425,381▼
Furniture and vehicles24-€38,128
Other tangible fixed assets26€8,080€16,719▲
Financial fixed assets28-€3.5m
Current assets29/58€33,019€48,989▲
Amounts receivable within one year40/41€23,150€28,444▲
Trade receivables40€23,150€23,150=
Other amounts receivable41-€5,294
Cash at bank and in hand54/58€9,869€20,034▲
Deferred charges and accrued income490/1-€511
Equity and liabilities
Total equity and liabilities10/49€477,500€4.0m▲
Equity10/15€6,030€3,703▼
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14€30-€2,297▼
Amounts payable17/49€471,470€4.0m▲
Amounts payable after more than one year17€366,572€361,686▼
Financial debts170/4€366,572€361,686▼
Amounts payable within one year42/48€104,898€3.7m▲
Current portion of amounts payable after more than one year42€20,344€29,256▲
Trade debts44€60,533€44,443▼
Suppliers440/4€60,533€44,443▼
Taxes, remuneration and social security45€21,221€9,908▼
Taxes450/3€8,721€5,408▼
Remuneration and social security454/9€12,500€4,500▼
Other amounts payable47/48€2,800€3.6m▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,724€13,116▼
Other operating charges640/8-€1,739
Gross operating margin9900€30,497€29,978▼
Operating profit (loss)9901€11,773€15,123▲
Financial charges65/66B€11,366€15,782▲
Recurring financial charges65€11,366€15,782▲
Profit (loss) for the period before taxes9903€407-€659▼
Income taxes67/77€377€1,668▲
Profit (loss) for the period9904€30-€2,327▼
Profit (loss) for the period to be appropriated9905€30-€2,327▼
Appropriation of the result
Profit (loss) to be appropriated9906€30-€2,297▼
Profit (loss) brought forward from the previous period14P-€30

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,724€13,116▼ 30.0%
Other operating charges640/8-€1,739-
Gross operating margin9900€30,497€29,978▼ 1.7%
Operating profit (loss)9901€11,773€15,123▲ 28.5%
Financial charges65/66B€11,366€15,782▲ 38.9%
Recurring financial charges65€11,366€15,782▲ 38.9%
Profit (loss) for the period before taxes9903€407-€659▼ 262%
Income taxes67/77€377€1,668▲ 342%
Profit (loss) for the period9904€30-€2,327▼ 7,825%
Profit (loss) for the period to be appropriated9905€30-€2,327▼ 7,825%
Line20242025Change
Assets
Total assets20/58€477,500€4.0m▲ 744%
Fixed assets21/28€444,481€4.0m▲ 796%
Tangible fixed assets22/27€444,481€480,228▲ 8.0%
Land and buildings22€436,400€425,381▼ 2.5%
Furniture and vehicles24-€38,128-
Other tangible fixed assets26€8,080€16,719▲ 107%
Financial fixed assets28-€3.5m-
Current assets29/58€33,019€48,989▲ 48.4%
Amounts receivable within one year40/41€23,150€28,444▲ 22.9%
Trade receivables40€23,150€23,150=
Other amounts receivable41-€5,294-
Cash at bank and in hand54/58€9,869€20,034▲ 103%
Deferred charges and accrued income490/1-€511-
Equity and liabilities
Total equity and liabilities10/49€477,500€4.0m▲ 744%
Equity10/15€6,030€3,703▼ 38.6%
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14€30-€2,297▼ 7,725%
Amounts payable17/49€471,470€4.0m▲ 754%
Amounts payable after more than one year17€366,572€361,686▼ 1.3%
Financial debts170/4€366,572€361,686▼ 1.3%
Amounts payable within one year42/48€104,898€3.7m▲ 3,394%
Current portion of amounts payable after more than one year42€20,344€29,256▲ 43.8%
Trade debts44€60,533€44,443▼ 26.6%
Suppliers440/4€60,533€44,443▼ 26.6%
Taxes, remuneration and social security45€21,221€9,908▼ 53.3%
Taxes450/3€8,721€5,408▼ 38.0%
Remuneration and social security454/9€12,500€4,500▼ 64.0%
Other amounts payable47/48€2,800€3.6m▲ 127,797%
Line20242025Change
Profit (loss) for the period9904€30-€2,327▼ 7,825%
+ Depreciation and write-downs630€18,724€13,116▼ 30.0%
Operating cash flow (approximation)€18,754€10,789▼ 42.5%
Investment in fixed assets (approximation)--€3.5m-
Change in cash-€10,164-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 2 establishment units since 2024
seat establishment approximate All 2 establishment units on the map
Ground area
3,644 m²
Building footprint
99 m²
Volume, LiDAR
140 m³
2 parcels, Flanders · tallest building 3.2 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Ba-TT
Zuidleiestraat 48, 9880 AalterFinancial service activities, except insurance and pension funding
since 20242.360.749.673
Ba-TT
Oostmolen-Zuid 30, 9880 AalterFinancial service activities, except insurance and pension funding
since 20242.360.749.772
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44001B0872/00G000 Flanders 2,492 m² 1 · 47 m² -
44001B0041/00M000 Flanders 1,152 m² 1 · 52 m² 3.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of Ba-TT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 2,642 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007563744
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.