BA SERVICES 4 YOU
ActiveBA SERVICES 4 YOU has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €25k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+93
Solvency81▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 1.52 in 2023; short-term debt: 33.9% and cash: 18% of total assets), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
1 d late
2022
63 d late
2021
123 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€74k▲ 52.3%
2023 · €49k
2019: €32k
2020: €75k
2021: €59k
2022: €69k
2023: €49k
2019 → 2024
Total assets
€132k▲ 22.8%
2023 · €108k
2019: €59k
2020: €120k
2021: €112k
2022: €159k
2023: €108k
2019 → 2024
Net result
€25k
2023 · €-20k
2019: €35k
2020: €43k
2021: €-16k
2022: €10k
2023: €-20k
2019 → 2024
Working capital
€68k▲ 133%
2023 · €29k
2019: €31k
2020: €74k
2021: €58k
2022: €53k
2023: €29k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€75k-€59k▼ 21.1%€69k▲ 16.7%€49k▼ 29.5%€74k▲ 52.3%
Operating result€63k-€-6k€20k€-12k€51k
Net result€43k-€-16k€10k€-20k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €51k after a loss of €12k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €132k
Fixed assets
€20k▼ 12.2%
Current assets
€113k▲ 32.1%
Equity and liabilities €132k
Equity
€74k▲ 52.3%
Debt
€58k▼ 1.5%
The debt ratio falls from 54.9% to 44.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2023 · €-8k
Cash flow
€29k▲
2023 · €-17k
Solvency
56.0%▲
2023 · 45.1%
Current ratio
2.51▲
2023 · 1.52
Quick ratio
2.51▲
2023 · 1.52
Debt / equity
0.79▼
2023 · 1.22
ROE
34.4%▲
2023 · -41.9%
ROA
19.2%▲
2023 · -18.9%
Interest coverage
6.22▲
2023 · -1.07
Debt
€58k▼
2023 · €59k
Debt ≤ 1 year
€45k▼
2023 · €56k
Debt > 1 year
€13k▲
2023 · €3k
Income taxes
€17k▲
2023 · €1k
Staff costs
€59k▲
2023 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€108k€132k▲
Fixed assets21/28€23k€20k▼
Tangible fixed assets22/27€22k€19k▼
Plant, machinery and equipment23€19k€17k▼
Furniture and vehicles24€1k€1k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€350€350=
Current assets29/58€85k€113k▲
Amounts receivable within one year40/41€67k€85k▲
Trade receivables40€65k€49k▼
Other amounts receivable41€1k€36k▲
Cash at bank and in hand54/58€17k€24k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€108k€132k▲
Equity10/15€49k€74k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€41k€66k▲
Amounts payable17/49€59k€58k▼
Amounts payable after more than one year17€3k€13k▲
Financial debts170/4€3k€13k▲
Amounts payable within one year42/48€56k€45k▼
Current portion of amounts payable after more than one year42€7k€7k▼
Trade debts44€17k€7k▼
Suppliers440/4€17k€7k▼
Taxes, remuneration and social security45€32k€31k▼
Taxes450/3€16k€18k▲
Remuneration and social security454/9€16k€13k▼
Accrued charges and deferred income492/3-€120
Income statement
Code20232024
Remuneration, social security and pensions62€57k€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€14k€14k=
Other operating charges640/8€4k€2k▼
Gross operating margin9900€67k€129k▲
Operating profit (loss)9901€-12k€51k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€-19k€43k▲
Income taxes67/77€1k€17k▲
Profit (loss) for the period9904€-20k€25k▲
Profit (loss) for the period to be appropriated9905€-20k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€66k▲
Profit (loss) brought forward from the previous period14P€61k€41k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €-20k ▼306%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 123 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2019net €43k ▲22.4%
Operating result €63k, net result €43k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Coquelicots 824020 LiègeGround area
379 m²
Building footprint
74 m²
Volume, LiDAR
478 m³
Parcel 62020B0100/00L003, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BA SERVICES 4 YOU
since 20192.284.264.183
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62020B0100/00L003 | Wallonia | 379 m² | 1 · 74 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HECHAM CONSULTING
BE 0760.323.117
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STEFUN DEV
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Van Eynde MC
BE 1022.784.529
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PBEST CONSULTING
BE 0776.784.809
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GYFFS
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.