BA RETAIL

Public limited companyfounded 20214 yrs activeRoute de Givet 49, 4560 Clavier, BelgiumKBO/BCE: BE 0775.353.860

Summary

BA RETAIL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €605,873 and a net result of €138,483. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 2815 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

BA RETAILActive

Risk analysis Report Compare

Activity

Activities of holding companies

NACE 64210Holdings NACE 64200

1 site

Size

€1.6mtotal assets 2025

Equity: €605,873
Profit: €138,483

Financial health

Financial institution: outside the modelProbability: sector outside the model

Structure

Holdings: 1

Accounts filed 31 d late0 of 1 deed read

SignalsFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.

○neutral

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

31 d late

2024

31 d late

2023

31 d late

2022

5 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · full…
31-12-25 Equity above €500,000Eq €605,873 ▲29.6%
31-08-25 Annual accounts filedfiscal year 2024 · full…

Key points

Caution: Among the weakest 20% on equitysector median €5.2m · 2,812 companies €605,873 View
Positive: Equity rose in 2025from €467,390 to €605,873 ▲ 29.6% View
Total assets 20254 fiscal years filed €1.6m View