BA AUTO DESIGN
ActiveSummary
The computed 12-month bankruptcy probability of BA AUTO DESIGN is 2.5% (moderate). The 2025 annual accounts show negative equity (-€39,280) and a net result of €3. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 7% of 18716 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability63▼-10
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.05 in 2024; short-term debt: 294.2% and cash: 0.3% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-194.2%
Return on assets
0%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 18716 sector peers (2025).
NBB · sector comparisonPosition among 18716 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
18 d late
2024
56 d late
2023
27 d late
2022
26 d late
2021
24 d late
2020
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 30 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€39,280=
2024 · -€39,283
Total assets
€20,230▲ 262%
2024 · €5,584
Net result
€3▼ 98.1%
2024 · €176
Working capital
-€41,224▲ 3.1%
2024 · -€42,558
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€34,280▼ 131%€610€367▼ 39.8%€311▼ 15.3%€154▼ 50.4%
Net result-€34,643below the sector's middle half▼ 134%€8within the sector's middle half€5within the sector's middle half▼ 43.2%€176within the sector's middle half▲ 3,722%€3within the sector's middle half▼ 98.1%
Equity-€39,472below the sector's middle half▼ 717%-€39,464below the sector's middle half=-€39,459below the sector's middle half=-€39,283below the sector's middle half▲ 0.4%-€39,280below the sector's middle half=
Total assets€49,386below the sector's middle half▼ 16.6%€36,214below the sector's middle half▼ 26.7%€29,940below the sector's middle half▼ 17.3%€5,584below the sector's middle half▼ 81.3%€20,230below the sector's middle half▲ 262%
Debt€88,858▲ 38.7%€75,678▼ 14.8%€69,399▼ 8.3%€44,867▼ 35.3%€59,510▲ 32.6%
Working capital-€58,515below the sector's middle half▼ 101%-€53,251below the sector's middle half▲ 9.0%-€47,990below the sector's middle half▲ 9.9%-€42,558below the sector's middle half▲ 11.3%-€41,224below the sector's middle half▲ 3.1%
Solvency-79.9%below the sector's middle half▼ 71.8pp-109.0%below the sector's middle half▼ 29.0pp-131.8%below the sector's middle half▼ 22.8pp-703.5%below the sector's middle half▼ 571.7pp-194.2%below the sector's middle half▲ 509.3pp
Current ratio0.34below the sector's middle half▼ 0.200.30below the sector's middle half▼ 0.050.31below the sector's middle half▲ 0.010.05below the sector's middle half▼ 0.260.31below the sector's middle half▲ 0.26
Return on assets (ROA)-70.1%below the sector's middle half▼ 45.1pp0.0%within the sector's middle half▲ 70.2pp0.0%within the sector's middle half=3.1%within the sector's middle half▲ 3.1pp0.0%within the sector's middle half▼ 3.1pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20,230
Fixed assets
€1,944 ▼ 40.6%
Current assets
€18,286 ▲ 692%
Key figures and ratios
EBITDA
€802▼
2024 · €5,567
Cash flow
€651▼
2024 · €5,432
Quick ratio
0.08▲
2024 · 0.05
Debt to equity
-1.52▼
2024 · -1.14
Interest coverage
5.32▼
2024 · 41.24
Debt ≤ 1 year
€59,510▲
2024 · €44,867
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 906 companies that looked in July 2024 the way this one looks now, 6.1% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit under 5% of the balance sheet
6.1%
went bankrupt
4.1%
stopped otherwise
89%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,256 | €5,256 | €5,256 | €5,256 | €648 | ▼ 87.7% |
| Other operating charges640/8 | €120 | €469 | €384 | €387 | €3,800 | ▲ 881% |
| Gross operating margin9900 | -€28,904 | €6,335 | €6,008 | €5,954 | €4,602 | ▼ 22.7% |
| Operating profit (loss)9901 | -€34,280 | €610 | €367 | €311 | €154 | ▼ 50.4% |
| Financial charges65/66B | €363 | €602 | €363 | €135 | €151 | ▲ 11.7% |
| Recurring financial charges65 | €363 | €602 | €363 | €135 | €151 | ▲ 11.7% |
| Profit (loss) for the period before taxes9903 | -€34,643 | €8 | €5 | €176 | €3 | ▼ 98.1% |
| Profit (loss) for the period9904 | -€34,643 | €8 | €5 | €176 | €3 | ▼ 98.1% |
| Profit (loss) for the period to be appropriated9905 | -€34,643 | €8 | €5 | €176 | €3 | ▼ 98.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,386 | €36,214 | €29,940 | €5,584 | €20,230 | ▲ 262% |
| Fixed assets21/28 | €19,043 | €13,787 | €8,531 | €3,275 | €1,944 | ▼ 40.6% |
| Tangible fixed assets22/27 | €19,043 | €13,787 | €8,531 | €3,275 | €1,944 | ▼ 40.6% |
| Furniture and vehicles24 | €19,043 | €13,787 | €8,531 | €3,275 | €1,944 | ▼ 40.6% |
| Current assets29/58 | €30,342 | €22,427 | €21,409 | €2,309 | €18,286 | ▲ 692% |
| Stocks and contracts in progress3 | €10,320 | €9,125 | €9,125 | - | €13,799 | - |
| Stocks30/36 | €10,320 | €9,125 | €9,125 | - | €13,799 | - |
| Amounts receivable within one year40/41 | €8,985 | €1,782 | €1,898 | €2,014 | €4,430 | ▲ 120% |
| Trade receivables40 | €363 | - | - | - | - | - |
| Other amounts receivable41 | €8,622 | €1,782 | €1,898 | €2,014 | €4,430 | ▲ 120% |
| Cash at bank and in hand54/58 | €10,466 | €11,520 | €10,386 | €295 | €57 | ▼ 80.7% |
| Deferred charges and accrued income490/1 | €571 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,386 | €36,214 | €29,940 | €5,584 | €20,230 | ▲ 262% |
| Equity10/15 | -€39,472 | -€39,464 | -€39,459 | -€39,283 | -€39,280 | = |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Outside capital11 | €10,000 | €10,000 | - | - | - | - |
| Other1109/19 | €10,000 | €10,000 | - | - | - | - |
| Profit (loss) carried forward14 | -€49,472 | -€49,464 | -€49,459 | -€49,283 | -€49,280 | = |
| Amounts payable17/49 | €88,858 | €75,678 | €69,399 | €44,867 | €59,510 | ▲ 32.6% |
| Amounts payable within one year42/48 | €88,858 | €75,678 | €69,399 | €44,867 | €59,510 | ▲ 32.6% |
| Trade debts44 | €15,131 | €13,017 | €10,017 | €159 | €400 | ▲ 151% |
| Suppliers440/4 | €15,131 | €13,017 | €10,017 | €159 | €400 | ▲ 151% |
| Other amounts payable47/48 | €73,726 | €62,661 | €59,382 | €44,708 | €59,110 | ▲ 32.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€34,643 | €8 | €5 | €176 | €3 | ▼ 98.1% |
| + Depreciation and write-downs630 | €5,256 | €5,256 | €5,256 | €5,256 | €648 | ▼ 87.7% |
| Operating cash flow (approximation) | -€29,387 | €5,264 | €5,261 | €5,432 | €651 | ▼ 88.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €683 | - |
| Change in cash | - | €1,054 | -€1,134 | -€10,091 | -€238 | ▲ 97.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Highest result since 2020net €176 ▲3,722%
Net result €176, the highest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Back to profitnet €8
Net result €8 after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Weakest financial yearnet -€34,643
Net result drops to -€34,643, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2025
Ground area
123 m²
Building footprint
123 m²
Volume, LiDAR
1,144 m³
Parcel 23642D0716/00K002, Flanders · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DE 44
since 20252.374.799.134
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0716/00K002 | Flanders | 123 m² | 1 · 123 m² | 15.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVilvoorde2.374.799.134
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,341 companies in sector 47621 we hold annual accounts for 1,245. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47260Retail trade
92000Gambling and betting activities
Contact
E-mail
aydoganburak87@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0744814795
Registered
26-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.