Turnover
≈ €290,000 estimated
The micro format states no turnover.
B7CHEF
Overview
Lifetime
1 annual account with figurespeak €23,473 (2025)
€23,473
peak €18,406 (2025)
€18,406
peak €23,406 (2025)
€23,406
€7,589
Board1 name since 2024
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Position in the sector
75.5%
Higher solvency than 87% of companies in food and beverage service. Sector median 29.5% · 17,158 companies.
Checked score
58
Fair
Financially stronger than 93% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 3.9%
02-2026: 6.9%▲ +3.0 percentage points vs 01-2026
03-2026: 7.2%▲ +0.3 percentage points vs 02-2026
04-2026: 7.3%▲ +0.1 percentage points vs 03-2026
05-2026: 7.5%▲ +0.2 percentage points vs 04-2026
06-2026: 8.0%▲ +0.5 percentage points vs 05-2026highest value
07-2026: 1.6%▼ -6.4 percentage points vs 06-2026lowest value
08-2026: 1.7%▲ +0.1 percentage points vs 07-2026
09-2026: 1.7%● unchanged vs 08-2026
10-2026: 1.7%● unchanged vs 09-2026
11-2026: 1.7%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €30,995
Sector: Food and beverage service activities (NACE 56)
lowers risk
Liquidity: current ratio 3.88, cash €28,182
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 92% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as B7CHEF has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of B7CHEF itself is higher: 1.7% within 12 months. It rests on far more data about B7CHEF than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for B7CHEF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.88, above the usual 1.5. Short-term debt is 24.5% and cash 90.9% of total assets. 24.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
31 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- BERNARD François Philippe Jean-François 100 sharesdeed of 30-12-2024
Recent changes
Registered office moved from Bertrix to Vesqueville
New registered office: Rue de Mayavaux, 61 6870 Vesqueville Belgique · Previous registered office: Rue de Gurhaumont, Jéhonville 6880 Bertrix Belgique · General meeting of 24-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017902162
Incorporation
Founding capital of €5,000, 100 shares · Founder: BERNARD François Philippe Jean-François · Appointment: BERNARD François Philippe Jean-François (director) · published on 30-12-2024 · Gazette deed
First establishment
Rue de Mayavaux, Vesqueville 61, Saint-Hubert
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B7CHEF Saint-Hubert | €30,995 | €23,473 | 75.5% | - |
| BBQ Party’s Retie | €31,242 | €25,978 | 61.7% | - |
| Wout Kookt Hasselt | €25,473 | €24,517 | 70.6% | - |
| DELEVENT Middelkerke | €33,076 | €18,708 | 50.8% | - |
| LIEN DE BORGER Antwerp | €30,499 | €23,586 | 72.5% | - |
| NE/Catering Brecht | €38,375 | €24,251 | 37.3% | - |
| GIAKAL Anderlues | €28,980 | €29,501 | 58.1% | - |
These companies have the same main activity as B7CHEF: event catering (NACE 56210). They are comparable in size and age: total assets between €25,500 and €38,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 24-12-2024Normal situation
- Activity
- Event cateringNACE 56210and 1 other
- Establishment unit
- 2.368.308.4486870 Saint-Hubert, since 24-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Annual accounts 2025
- €23,473
- €18,406
- €23,406
- €30,995
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on B7CHEF
The computed 12-month bankruptcy probability of B7CHEF is 1.7% (moderate). The 2025 annual accounts show equity of €23,406 and a net result of €18,406.
Its solvency ranks better than 88% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-06-2026, 31 days before the deadline€23,473
€23,076
€18,406
€21,821
75.5%
3.88
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €290,000. Estimated: probably between €190,000 and €570,000.
Balance sheet
balance sheet total €30,995 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
75.5%
Higher than 88% of 17,158 companies in 2025.
3.88
Higher than 88% of 16,582 companies in 2025.
59.4%
Higher than 95% of 16,665 companies in 2025.
B7CHEF
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
30,995 | |
21/28 |
1,585 | |
22/27 |
1,585 | |
26 |
1,585 | |
29/58 |
29,410 | |
40/41 |
1,228 | |
40 |
0 | |
41 |
1,228 | |
54/58 |
28,182 | |
| Balance sheet: equity and liabilities | ||
10/49 |
30,995 | |
10/15 |
23,406 | |
10/11 |
5,000 | |
13 |
18,406 | |
133 |
18,406 | |
17/49 |
7,589 | |
42/48 |
7,589 | |
44 |
2,965 | |
440/4 |
2,965 | |
45 |
4,624 | |
450/3 |
4,624 | |
| Income statement | ||
9900 |
23,473 | |
630 |
10 | |
640/8 |
387 | |
9901 |
23,076 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
45 | |
65 |
45 | |
9903 |
23,031 | |
67/77 |
4,624 | |
9904 |
18,406 | |
9905 |
18,406 | |
| Appropriation of the result | ||
9906 |
18,406 | |
691/2 |
18,406 | |
6921 |
18,406 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00244435 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 23,085 | ||
| 18,416 | ||
| 1,595 | ||
| 21,821 | ||
| 75.5% | ||
| 3.88 | ||
| 0.32 | ||
| 78.6% | ||
| 59.4% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €1,595 |
| €10 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on B7CHEF
Debt's share of the balance-sheet total is 24.5%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 24-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 30-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 30-12-2024
Mandates through the years
1 name, the dashed line is todayMonsieur BERNARD François Philippe Jean-François
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Monsieur BERNARD François Philippe Jean-François
- Director (not named in the articles), from 24-12-2024 to date
Control
Founder
BERNARD François Philippe Jean-François
This company
B7CHEF
Equity €23,406
Profit €18,406 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €234 in 2025
- Source
- deed of 30-12-2024
Articles of association
deed of 30-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Peut être dissoute en tout temps par décision de l’assemblée générale délibérant dans formes prévues pour modifications aux statuts”
Shareholders
At incorporation
deed of 30-12-2024 ↗
- BERNARD François Philippe Jean-François 100 shares (100%) · €5,000 in cash
Network & group
No group
B7CHEF has no parent and no holdings in its annual accounts. Monsieur BERNARD François Philippe Jean-François is the only director. B7CHEF shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
Address
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 31 days before the deadline
Registered office moved from Bertrix to VesquevilleNew registered office: Rue de Mayavaux, 61 6870 Vesqueville Belgique · Previous registered office: Rue de Gurhaumont, Jéhonville 6880 Bertrix Belgique · General meeting of 24-11-20252 points ▸
- General meeting, 24-11-2025
- Registered-office move, Rue de Mayavaux, 61 6870 Vesqueville Belgique
- The deed holds 1 more point.
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017902162
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: BERNARD François Philippe Jean-François · Appointment: BERNARD François Philippe Jean-François (director) · published on 30-12-20245 points ▸
- Founder, BERNARD François Philippe Jean-François
- Founding capital, €5,000, 100 shares
- Registered office clause, Rue de Gurhaumont, 52/B, 6880 Jehonville
- Board rule, 1
- Director appointment, BERNARD François Philippe Jean-François (director (not named in the articles))
- The deed holds 10 more points.
First establishment Rue de Mayavaux, Vesqueville 61, Saint-Hubert
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
B7CHEF was incorporated on 24 December 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 The registered office was moved to Vesqueville in 2026.3 Since 2024, Monsieur BERNARD François Philippe Jean-François has served as director.4
Company details
Identity
- Enterprise number
- 1017.902.162
- VAT number
- BE 1017.902.162
- Peppol ID
- 0208:1017902162
- Other Peppol ID
- 9925:BE1017902162
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of June at 18:00deed of 30-12-2024 (in French)
- Peppol
- Reachable since 03-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- B7CHEF in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-12-2024 (in French)
- Name clauseThe company operates under this name according to its articles.
- B7CHEFdeed of 30-12-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Rue de Gurhaumont, 52/B, 6880 Jehonville”deed of 30-12-2024 (in French)
Activities
NACEBEL 202556210
Event catering main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La prestation de tous services intellectuels ou matériels de conseil en gestion et organisation d’hôtels, de débits de boissons et…”deed of 30-12-2024 (in French)
10 activities
- La prestation de tous services intellectuels ou matériels de conseil en gestion et organisation d’hôtels, de débits de boissons et restaurants, cafés, snack-bars, services de traiteurs et en général toute activité d'hôtellerie ou de restauration et notamment, mais non exclusivement, dans le domaine de la stratégie, du marketing, des ressources humaines, des finances et de l'informatique
- L'exploitation d'hôtels, de débits de boissons et restaurants, cafés, snack-bars, services de traiteurs, l'organisation de banquets et réceptions, la promotion de la gastronomie, des produits régionaux et de la cuisine du terroir, la commercialisation de ces produits gastronomiques et en général toute activité d'hôtellerie et de restauration; ainsi que, la vente, l'achat, l'importation et l'exportation de produits alimentaires, de matériel de cuisine et de restauration, de textile et de voitures d'occasion
- Le commerce de tous services et produits en provenance desdites entreprises ou susceptibles d'être utilisées par elles
- La gestion au sens large de toutes sociétés ou entreprises de droit belge ou de droit étranger, commerciales, industrielles, financières, mobilières et immobilières, ainsi que le contrôle de leur gestion ou la participation à celle-ci par la prise de tous mandats au sein desdites sociétés ou entreprises
- La représentation et l’intervention en tant qu’intermédiaire commercial
- La gestion et l’exploitation, sous la plus large acceptation du terme, de son patrimoine mobilier ou immobilier. Dans ce cadre, la société peut faire toutes transactions immobilières, notamment: acquérir, aliéner, construire, gérer, exploiter, valoriser, lotir, louer et donner en bail des biens immeubles, l’acquisition d’usufruit (au moins en partie) pour son activité principale
- Elle dispose, d’une manière générale, d’une pleine capacité juridique pour accomplir tous les actes et opérations ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement, entièrement ou partiellement, la réalisation de cet objet
- Elle peut s'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés
- Elle peut exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés
- La société peut se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées, au sens le plus large
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de Mayavaux, Vesqueville 61 registered office 6870 Saint-Hubert | 24-12-2024 | 2.368.308.448 |
1 former office
- 6880 Bertrix until the deed of 21-01-2026
Buildings and parcels at the address
- Ground area
- 505 m²
- Buildings
- 174 m²
- Volume, LiDAR
- 907 m³
- Tallest building
- 6.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 84072A0608/00S000 | 505 m² | 1 · 174 m² | 6.7 m · 2 |
Contact
E-mail
7b.chef@gmail.com
Phone
+32 491 25 18 63